汉考克惠特尼 2025年度报告

Washington, D.C. 20549 FORM 11-K_____________________________________ (Mark One)Annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934For the fiscal year ended December 31, 2025OR Hancock Whitney Corporation 401(k) Savings Plan B. Name of the issuer of the securities held pursuant to the plan and the address of its executive office: All other schedules required by Section 2520.103-10 of the Department of Labor’s Rules and Regulations for Reporting andDisclosure under the Employee Retirement Income Security Act of 1974 have been omitted because they are not applicable. Table of Contents REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM To the Plan Administrator, Participants and Beneficiariesof the Hancock Whitney Corporation 401(k) Savings PlanGulfport, Mississippi Opinion on the Financial Statements We have audited the accompanying statement of net assets available for benefits of the Hancock Whitney Corporation 401(k) Savings Plan(the "Plan") as of December 31, 2025, the related statement of changes in net assets available for benefits for the year then ended and therelated notes (collectively referred to as the "financial statements"). In our opinion, the financial statements present fairly, in all materialrespects, the net assets available for benefits of the Plan as of December 31, 2025, and the changes in net assets available for benefits for Basis for Opinion These financial statements are the responsibility of the Plan's management. Our responsibility is to express an opinion on the Plan'sfinancial statements based on our audit. We are a public accounting firm registered with the Public Company Accounting Oversight Board(United States) ("PCAOB") and are required to be independent with respect to the Plan in accordance with the U.S. federal securities laws We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit toobtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. ThePlan is not required to have, nor were we engaged to perform, an audit of its internal control over financial reporting. As part of our audit, weare required to obtain an understanding of internal control over financial reporting but not for the purpose of expressing an opinion on the Our audit included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error orfraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding theamounts and disclosures in the financial statements. Our audit also included evaluating the accounting principles used and significantestimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audit Supplemental Information The supplemental Schedule H, Line 4(i) - Schedule of Assets (Held at End of Year) as of December 31, 2025 has been subjected to auditprocedures performed in conjunction with the audit of Hancock Whtiney Corporation 401(k) Savings Plan’s financial statements.Thesupplemental schedule is the responsibility of the Plan’s management.Our audit procedures included determining whether the informationpresented in the supplemental schedule reconciles to the financial statements or the underlying accounting and other records, as applicable,and performing procedures to test the completeness and accuracy of the information presented in the supplemental schedule.In forming Table of Contents REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM To the Plan Administrator, Participants and Beneficiariesof the Hancock Whitney Corporation 401(k) Savings Plan Opinion on the Financial Statements We have audited the accompanying statement of net assets available for benefits of the Hancock Whitney Corporation 401(k) SavingsPlan(the "Plan") as of December 31, 2024, and the related statement of changes in net assets available for benefits for the year then ended,and the related notes (collectively referred to as the “financial statements”). In our opinion, the financial statements present fairly, in all material respects, the net assets available for benefits of the Plan as ofDecember 31, 2024, and the changes in net assets available for benefits for the year then ended, in conformity with accounting principlesgenerally accepted in the United States of America. Basis for Opinion These financial statements are the responsibility of the Plan's management.Our responsibility is to express an opinion on the Plan’sfinancial statements based on our audits.We are a public accounting firm registered with the Public Company Accounting Oversight Board(United States) (“PCAOB”) and are required to be independent with respect to the Plan in accordance with the U.S. federal securities laws We conducted our audits in accordance with