美国银行美股招股说明书(2026-06-18版)

BofA Finance LLC $-- Contingent Income Yield Notes Fully and Unconditionally Guaranteed by Bank of America Corporation Linked to the Least Performing of the Invesco QQQ TrustSM, Series 1, the SPDR®S&P 500ETF Trust and the iShares®Russell 2000®ETF •The Contingent Income Yield Notes Linked to the Least Performing of the Invesco QQQ TrustSM the iShares®Russell 2000®ETF, due December 28, 2027 (the “Notes”) are expected to price on June 22, 2026 and expected to issue on June 25,2026.•Approximate 18 month term. •Payments on the Notes will depend on the individual performance of the Invesco QQQ TrustSM applicable Observation Date is greater than or equal to 75.00% of its Starting Value.•IfanyUnderlying declines by more than 25% from its Starting Value, at maturity your investment will be subject to 1:1 downside exposure to decreases in the value of the Least Performing Underlying, with up to 100% of the principal at risk; otherwise, at maturity, you will receive theprincipal amount. At maturity you will also receive a final Contingent Coupon Payment if the Observation Value ofeachUnderlying on the finalObservation Date is greater than or equal to 75.00% of its Starting Value.•All payments on the Notes are subject to the credit risk of BofA Finance LLC (“BofA Finance” or the “Issuer”), as issuer of the Notes, and Bank ofAmerica Corporation (“BAC” or the “Guarantor”), as guarantor of the Notes.•The Starting Values of the Underlyings will be determined on June 18, 2026 (the “Strike Date”). The Starting Value of each Underlying may behigher or lower than its respective Closing Market Price on the pricing date.•The Notes will not be listed on any securities exchange.•CUSIP No. 09712CCN1. The initial estimated value of the Notes as of the pricing date is expected to be between $935.10 and $985.10 per $1,000.00 in principal amountof Notes, which is less than the public offering price listed below.The actual value of your Notes at any time will reflect many factors and cannot be There are important differences between the Notes and a conventional debt security. Potential purchasers of the Notes should consider theinformation in “Risk Factors” beginning on page PS-8 of this pricing supplement, page PS-3 of the accompanying product supplement, page None of the Securities and Exchange Commission (the “SEC”), any state securities commission, or any other regulatory body has approved ordisapproved of these securities or determined if this pricing supplement and the accompanying product supplement, prospectus supplement and (1)Certain dealers who purchase the Notes for sale to certain fee-based advisory accounts may forgo some or all of their selling concessions, fees orcommissions. The public offering price for investors purchasing the Notes in these fee-based advisory accounts may be as low as $997.00 per Contingent Income Yield Notes Linked to the Least Performing of the Invesco QQQ TrustSMand the iShares®Russell 2000®ETF Observation Dates and Contingent Payment Dates Any payments on the Notes depend on the credit risk of BofA Finance, as Issuer, and BAC, as Guarantor, and on the performance of the Underlyings.The economic terms of the Notes are based on BAC’s internal funding rate, which is the rate it would pay to borrow funds through the issuance ofmarket-linked notes, and the economic terms of certain related hedging arrangements BAC’s affiliates enter into. BAC’s internal funding rate is typicallylower than the rate it would pay when it issues conventional fixed or floating rate debt securities. This difference in funding rate, as well as theunderwriting discount, if any, and the hedging related charges described below (see “Risk Factors” beginning on page PS-8), will reduce the economic The initial estimated value range of the Notes is set forth on the cover page of this pricing supplement. The final pricing supplement will set forth theinitial estimated value of the Notes as of the pricing date. For more information about the initial estimated value and the structuring of the Notes, see“Risk Factors” beginning on page PS-8 and “Structuring the Notes” on page PS-23. Contingent Income Yield Notes Linked to the Least Performing of the Invesco QQQ TrustSMand the iShares®Russell 2000®ETF The Redemption Amount will also include a final Contingent Coupon Payment if the Ending Value of theLeast Performing Underlying is greater than or equal to its Coupon Barrier. Contingent Income Yield Notes Linked to the Least Performing of the Invesco QQQ TrustSMand the iShares®Russell 2000®ETF Total Contingent Coupon Payment Examples The table below illustrates the hypothetical total Contingent Coupon Payments per $1,000.00 in principal amount of Notes over the term of the Notes,based on the Contingent Coupon Payment of $30.25, depending on how many Contingent Coupon Payments are payable prior to maturity. Depending Contingent Income Yield Notes Linked to the Least Performing of the Invesco QQQ TrustSMand the iShares