市场堡垒：三方市场信任

Forter for Marketplaces End-to-end trust for every seller and buyer, every step of the lifecycle ZERO MANUAL REVIEW The only solution that protects both sides of your marketplace — including collusion 2B+verifiedidentitiespowering instant >99%average approvalrate across Forter’snetwork 50%of marketplace fraudinvolves buyer x sellercollusion 79%increase in ATOattempts YoY(2024–2025) Seller Lifecycle Protection Fraudsters target seller accounts from first registration through final payout. Forter’s AI evaluates every sellertouchpoint in real time — stopping fake storefronts, account takeovers, and triangulation fraud before theyreach your buyers. Registration & Onboarding The threat?Synthetic IDs, fake storefronts, KYB bypass — fraudsters create seller accounts at scale to enabledownstream fraud. Synthetic identity detection at onboarding Fraudsters use stolen or fabricated identities (synthetic IDs, fake company registrations) toopen seller accounts. Once active, these storefronts are used for triangulation, goods-never-shipped scams, or as payout vehicles. FakeMerchantAccounts Forter solution:Sign-Up Protection API evaluates device signals, email reputation, identity graph,and cross-network behaviour to block fake registrations at the point of account creation — beforeany listing goes live. Catalog Activation & First Transactions The threat?Fraudulent listings, triangulation fraud using stolen cards on third-party merchants to fulfill realmarketplace orders. Synthetic identity detection at onboarding A fake seller posts desirable items on your marketplace. A real buyer purchases. Thefraudster uses a stolen credit card to order the item from a legitimate retailer, shipping it to thebuyer. The marketplace pays the fraudster, the victim merchant absorbs the chargeback. TriangulationFraud Forter solution:Seller Account Protection detects patterns of multiple shipping addresses, reuseddevice/email signals across accounts, and unusual first-transaction velocity. Identity graph cross-references the seller against Forter’s 2B+ network to surface known fraud rings immediately. Account Management & Seller ATO The threat?Credential stuffing and ATO targeting seller accounts to hijack IBAN/payout details and divertcommission payouts. IBAN hijack & payout diversion Fraudsters take over a legitimate seller’s account and change bank account details so futuremarketplace payouts are diverted to attacker-controlled accounts. The real seller may notnotice until the next payout cycle. ATO:SellerAccount Forter Solution:Login Protection API intercepts suspicious login attempts (credential stuffing, bot-driven brute force, device anomalies). Session Protection API flags bank detail changes as high-risk profile-access events, triggering step-up MFA. Correlation ID tracks the full verification chain. Disputes, Reviews, & Payment Suspension & Churn Review & Manipulation Deactivation evasion & banningnew identities Fake reviews & competitor sabotage Fraudsters use bot networks and fake accountsto inflate their own ratings or flood competitorlistings with false negatives. Suspended fraudsters immediately re-registerunder new synthetic identities, restarting the cycle. Forter solution:Forter’s identity graph persists signalsacross sessions and devices. Even when fraudsterschange email, device, or IP, behavioural and networkfingerprints flag them on re-registration. Forter solution:Account Protection identifiesmulti-accounting patterns and bot-driven activity.Policy Builder enforces custom rules to flag reviewsubmissions from suspicious device clusters. Buyer Lifecycle Protection From first sign-up to loyalty rewards, every buyer touchpoint carries risk. Forter protects the full buyer journey —approving good customers instantly while stopping fraud, abuse, and chargebacks at every stage. Discovery & Registration Synthetic identity detection at onboarding Fraudsters create multiple buyer accounts to farm sign-up bonuses, referral credits, andfirst-order discounts. Bot networks automate account creation at scale, draining promotionalbudgets. FakeBuyerAccounts Forter Solution:Sign-Up Protection API detects device fingerprint reuse, email clustering, andvelocity patterns associated with multi-account creation. Policy Builder lets your team define andenforce custom promo eligibility rules without manual review. Browsing, Cart, & Checkout Payment Fraud Promo Abuse Stolen card, BNPL abuse, &digital wallet fraud Code stacking & fake sign-ups Fraudsters use bot networks and fakeaccounts to inflate their own ratings or floodcompetitor listings with false negatives. Fraudsters test stolen card details via low-valuepurchases then escalate, or exploit BNPL and walletpayment methods with synthetic identities. Forter solution:Account Protection identifiesmulti-accounting patterns and bot-driven activity.Policy Builder enforces custom rules to flag reviewsubmissions from suspicious device clusters. Fo