安信龙保险 2025年度报告

the bar AboutAssurant Assurant redefines the boundaries of protection—safeguarding and servicing connected devices, homes,automobiles, and commercial equipment in partnership with the world’s most successful brands. As a Fortune500 company operating in 21 countries, Assurant leads the way in leveraging insights and technology to transformcustomer connections that build loyalty and drive value. We operate in North America, Latin America, Europe, and Asia Pacific through two operating segments: GlobalLifestyle and Global Housing. Through our Global Lifestyle segment, we provide mobile device solutions, extendedservice contracts and related services for consumer electronics and appliances, and financial services and otherinsurance products (referred to as “Connected Living”); and vehicle protection services, commercial equipmentservices and other related services (referred to as “Global Automotive”). Through our Global Housing segment,we provide lender-placed homeowners, manufactured housing and flood insurance, as well as voluntarymanufactured housing, condominium, and homeowners insurance (referred to as “Homeowners”); and rentersinsurance and other products (referred to as “Renters and Other”). DisclosuresThis Annual Report contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Please see A MessageTo OurShareholders At Assurant, our teamsare driven to make ameaningful impact, focusedon delivering innovativeservices and capabilities,and showing up everyday with a relentlesscommitment to our clientsand their customers. Assurant’s continued growthreflects the strength of ourdiversified business modeland sustained investmentsin innovation that aretransforming our operationsand product offerings—supporting partners,driving efficiencies, elevatingthe customer experience,and creating long-termshareholder value. 2025 was an exceptional year for Assurant.We extended our track record to nine consecutiveyears of profitable growth, underscoring the durabilityof our long-term strategy and the resilience of ouroperating model. Across our diversified portfolio,we delivered momentum by executing on ourstrategic priorities to deepen relationships withexisting partners, win new clients globally, prioritizeinvestment in core markets, and expand into attractive,new markets where we see opportunity for long-term value creation. Throughout the year, our teamsdemonstrated the focus, discipline, and resilience thatdifferentiate Assurant in the markets we serve. KEITH DEMMINGS, Chief Executive Officer Our performance was supported by targetedinvestments in innovation across Global Lifestyleand Global Housing that continue to elevate customerexperiences, drive efficiencies across our operations,and strengthen outcomes for partners and theircustomers while reinforcing the foundation for long-term value creation. In 2025, we also expanded ourpresence in retail service contracts and multi-applianceprotection, laying the operational groundwork tobroaden our capabilities and enter adjacent markets.This continued in early 2026 with the launch ofAssurant Home Warranty. Above all, our results reflect the talent and dedicationof our teams and the value of the capabilities andservices we deliver. In 2025, Assurant continuedto execute at a high level across the enterprise,reinforcing our position as a trusted partnerand strengthening our platform for continuedoutperformance in the years ahead. high-quality protection and service solutionsto end consumers. This seamless integration is made possible by decadesof investment in technology, data, and operationalcapabilities to enhance customer experiencesand generate strong financial outcomes at scale.The continued client wins, renewals, and programexpansions we saw across Global Lifestyle and GlobalHousing in 2025 underscored the trust we have earnedand the enduring demand for our offerings. What Differentiates AssurantAssurant’s differentiated business-to-business-to- consumer (B2B2C) model remains a defining strength.Our diversified portfolio across business lines andgeographies provides resilience through economiccycles and allows us to continue driving innovation.By partnering with leading global brands, we embedour capabilities directly into our clients’ ecosystems,creating long-term relationships, while delivering We also differentiate ourselves through disciplinedexecution. Strategic initiatives in prior years deliveredexpected returns in 2025, including measurable gainsin Connected Living and improved performance inGlobal Automotive. This ability to invest thoughtfully, Evolving withAssurant Home Warranty In early 2026, we leveraged deep market insights,industry-leading protection solutions, and a proventrack record of successful channel expansion tolaunch Assurant Home Warranty. Through a new,long-term relationship with Compass InternationalHoldings, a global real estate services company,Assurant Home Warrant