安信龙保险 2025年季度报告

Quarterly Report Pursuant to Section13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period endedSeptember 30, 2025 OR ☐Transition Report Pursuant to Section13 or 15(d) of the Securities Exchange Act of 1934 For the transition period fromtoCommission file number001-31978 Assurant, Inc. (Exact name of registrant as specified in its charter) 39-1126612 (I.R.S. Employer Identification No.) (State or other jurisdiction of incorporation) 260 Interstate North Circle SEAtlanta,Georgia30339(770)763-1000(Address, including zip code, and telephone number, including area code, of Registrant’s Principal Executive Offices) Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12months (or for such shorter period that the registrant was required to file such reports), and(2)has been subject to such filing requirements for the past 90days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that theregistrant was required to submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reportingcompany” and “emerging growth company” in Rule 12b-2 of the Exchange Act. Large accelerated filer☒Non-accelerated filer☐ Smallerreportingcompany Emerging growth company If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule12b-2 of the Exchange Act).Yes☐No☒The number of shares of the registrant’s common stock outstanding at October31, 2025 was50,081,110. ASSURANT, INC.QUARTERLY REPORT ON FORM 10-QFOR THE QUARTERLY PERIOD ENDED SEPTEMBER 30, 2025 TABLE OF CONTENTS ItemNumber PART IFINANCIAL INFORMATION 1.Consolidated Financial Statements (unaudited) of Assurant, Inc.Consolidated Balance Sheets (unaudited) as of September 30, 2025 and December 31, 20242Consolidated Statements of Operations (unaudited) for the three and nine months ended September 30, 2025 and20243Consolidated Statements of Comprehensive Income (unaudited) for the three and nine months ended September 30,2025 and 20244Consolidated Statements of Changes in Equity (unaudited) for the three and nine months ended September 30, 2025and 20245Consolidated Statements of Cash Flows (unaudited) for the nine months ended September 30, 2025 and 20247Notes to Consolidated Financial Statements (unaudited)92.Management’s Discussion and Analysis of Financial Condition and Results of Operations323.Quantitative and Qualitative Disclosures About Market Risk474.Controls and Procedures47PART IIOTHER INFORMATION1.Legal Proceedings481A.Risk Factors482.Unregistered Sales of Equity Securities and Use of Proceeds485.Other Information486.Exhibits49Signatures50 See the accompanying Notes to Consolidated Financial Statements (unaudited) Assurant, Inc.Notes to Consolidated Financial Statements (unaudited)(in millions, except number of shares and per share amounts) INDEX OF NOTES Note 1. Nature of Operations2. Basis of Presentation3. Recent Accounting Pronouncements4. Segment Information5. Contract Revenues6. Investments7. Fair Value Disclosures8. Deferred Acquisition Costs9. Reserves10. Debt11. Accumulated Other Comprehensive Income12. Earnings Per Common Share13. Retirement and Other Employee Benefits14. Commitments and Contingencies 1.Nature of Operations Assurant, Inc. (the “Company”) is a premier global protection company that partners with the world’s leading brands to safeguard andservice connected devices, homes and automobiles. The Company leverages data-driven technology solutions to provide exceptionalcustomer experiences. The Company operates in North America, Latin America, Europe and Asia Pacific throughtwooperating segments:Global Lifestyle and Global Housing. Through its Global Lifestyle segment, the Company provides mobile device solutions, extendedservice contracts and related services for consumer electronics and appliances, and credit and other insurance products (referred to as“Connected Living”); and vehicle protection services, commercial equipment services and other related services (referred to as “GlobalAutomotive”). Through its Global Housing segment, the Company provides lender-placed homeowners, manufactured housing and floodinsurance, as well