数字欧元——为什么？

BRIE-CITRIS, Bruegel andthe Bank of Finland Joint European retail payments: dominated by non-European card 15out of21countries do not have asignificantly used2domestic solutionfor digital Nearly two-thirdsof euro area cardtransactions are processed byinternational The digital euro would offer an additionalway to pay across the euro area – As payments move online, public money must follow With the digital euro, Europe can strengthen its autonomy and The urgency ofpreserving theresilience and autonomy of Europe’s Ensuringstrategic autonomyandresiliencein dailypaymentsisjust asurgent. A win-win for Europe: the digital euro brings benefits to consumers,merchants and payment service providers Consumers •Freedom of choice:ensuringpayments anywhere, anytime and •Privacy and data protection•Aninclusive and accessibledigital way to pay A win-win for Europe: the digital euro brings benefits to consumers,merchants and payment service providers Consumers Merchants •Freedom of choice:ensuringpayments anywhere, anytime and •Privacy and data protection•Aninclusive and accessibledigital way to pay A win-win for Europe: the digital euro brings benefits to consumers,merchants and payment service providers Payment service providers Consumers Merchants •Freedom of choice:ensuringpayments anywhere, anytime and •Lower fees and strongernegotiation power, especially forsmall businesses •Maintaining client relationships•Fair remunerationensured by •Privacy and data protection •Instant receipt of funds •Aninclusive and accessibledigital way to pay A win-win for Europe: the digital euro brings benefits to consumers,merchants and payment service providers Payment service providers Merchants Consumers •Freedom of choice:ensuringpayments anywhere, anytime and •Lower fees and strongernegotiation power, especially forsmall businesses •Maintaining client relationships•Fair remunerationensured by •Privacy and data protection •Instant receipt of funds digital way to pay Availableonline and offline, so alsoin case of limited connectivity and power outages