
367 Organizations Supported 628,000+ 50,000+$Investedthrough donations, sponsorship,and community partnerships $Raisedthrough F&M charity golf outings 2,390in Ohio & Indiana Employee Volunteer Hours across147 Organizations 2025FINANCIAL HIGHLIGHTS 2.73Deposits increasedby$44 Millionto BILLION 2.8%Cost of interest-bearingliabilitiesimproved to 10.6Stockholders’ equityincreased to$370.9 Millionfor an increase of from3.12% % Peter Schork SVP | Regional PresidentToledo, Ohio & Southeast, Mi Andrew S. BakerSVP | Regional President Central & Northern Indiana Doug W. Shaw Jr.SVP | Regional President Southern Ohio 307 N De�ance StArchbold, OH 43502(800) 451.7843 fm.bank