Northfield Bancorp Inc 2025年度报告

SECURITIES AND EXCHANGE COMMISSIONWashington, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANSPURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One):ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF1934.For the fiscal year ended December 31, 2025 OR TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACTOF 1934. For the transition period from ___________ to ____________. Commission file number001-35791Full title of the plan and the address of the plan, if different from that of the issuer named below: Northfield A.Bank Employee Savings PlanB.Name of issuer of the securities held pursuant to the plan and the address of its principle executive office:Northfield Bancorp, Inc., 581 Main Street, Woodbridge, New Jersey 07095. The Northfield Bank Employee Savings Plan (the “Plan”) is subject to the Employee Retirement Income Security Act of 1974 (“ERISA”).Therefore, in lieu of the requirements of Items 1-3 of Form 11-K, the following financial statements and schedule have been prepared inaccordance with the financial reporting requirements of ERISA. The following financial statements, schedule and exhibits are filed as a part of this Annual Report on Form 11-K. (a)Financial Statements of the PlanPage(s)Report of Independent Registered Public Accounting Firm1Statements of Net Assets Available for Benefits2Statement of Changes in Net Assets Available for Benefits3Notes to Financial Statements4-10(b)Schedule *Schedule H, Part IV, Line 4i - Schedule of Assets (Held at End of Year) as of December 31, 202511*Other schedules required by Section 2520.103-10 of the Department of Labor Rules and Regulations for Reporting andDisclosure under ERISA have been omitted because they are not applicable.(c)Index to Exhibits12(d)Signature13 Report of Independent Registered Public Accounting Firm To the Audit Committee, Plan Administrator and Participants ofNorthfield Bank Employee Savings Plan: Opinion on the Financial Statements We have audited the accompanying statements of net assets available for benefits of Northfield Bank Employee Savings Plan (the Plan) as ofDecember 31, 2025 and 2024, and the related statement of changes in net assets available for benefits for the year ended December 31, 2025,and the related notes and schedule (collectively referred to as the financial statements). In our opinion, the financial statements present fairly, inall material respects, the net assets available for benefits of Northfield Bank Employee Savings Plan as of December 31, 2025 and 2024, andthe changes in net assets available for benefits for the year ended December 31, 2025, in conformity with accounting principles generallyaccepted in the United States of America. Basis for Opinion These financial statements are the responsibility of the Plan’s management. Our responsibility is to express an opinion on these financialstatements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (UnitedStates) ("PCAOB") and are required to be independent with respect to the Plan in accordance with the U.S. federal securities laws and theapplicable rules and regulations of the Securities and Exchange Commission and the PCAOB. We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtainreasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. The Plan is notrequired to have, nor were we engaged to perform, an audit of its internal control over financial reporting. As part of our audits, we are requiredto obtain an understanding of internal control over financial reporting, but not for the purposes of expressing an opinion on the effectiveness ofthe Plan’s internal control over financial reporting. Accordingly, we express no such opinion. Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error orfraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding theamounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significantestimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide areasonable basis for our opinion. Supplemental Information The supplemental information in the accompanying Schedule H, Part IV, Line 4i – Schedule of Assets (Held at End of Year) as of December31, 2025 has been subjected to audit procedures performed in conjunction with the audit of Northfield Bank Employee Savings Plan’s financialstatements. The supplemental information is the responsibility of the Plan’s management. Our audit procedures inclu