通过方案趋同实现中小微企业部门的效率

January 2026 ACHIEVINGEFFICIENCIES INMSME SECTORTHROUGHCONVERGENCEOF SCHEMES DISCLAIMER: AdministrativeStaff College of India,Hyderabadhas received financial assistance under the ResearchScheme of NITI Aayog to prepare the report. Whiledue care has been exercised to prepare the reportusing the data from various sources, NITI Aayogdoesnot confirm the authenticity of data andaccuracy of the methodology to prepare the report.NITI Aayog shall not be held responsible for thefindingsor opinions expressed in the document.This responsibility completely rests with ASCI Administrative Staff College of India (ASCI) Principal Investigator €Dr. Karnak Roy, Associate Professor, ASCI€Dr. Sweety Pandey, Assistant professor, ASCIkarnak.roy@asci.org.in, sweety.pandey@asci.org.in Research Team €Ms. Surabhi Mishra, Senior Research Associate, ASCI€Dr. Raman Ghosh, Assistant Professor, ASCI€Ms. Krishnapriya Deshapaka, Research Intern, ASCI STUDY ADVISORS €Dr. Nirmalya Bagchi, Professor and Director, ASCI Business School€Dr. Valli Manickam, Dean of Research Studies (DoRS), ASCI€Amit Mohan Prasad, retd. IAS, Additional Chief Secretary, Government of UttarPradesh Disclaimer................................................................................................................................................................ iiAuthor’s page....................................................................................................................................................... iiiPreface.................................................................................................................................................................... viiAcknowledgement.............................................................................................................................................. ixMessage, Vice Chairman, NITI Aayog........................................................................................................ xiMessage, Member, NITI Aayog.................................................................................................................... xiiiMessage, Chief Executive Officer, NITI Aayog......................................................................................xvMessage, Programme Director, NITI Aayog.........................................................................................xviiList of Abbreviations.......................................................................................................................................xixList of Tables....................................................................................................................................................xxiiiList of Figures..................................................................................................................................................xxivExecutive Summary........................................................................................................................................xxv 1.MSMEs as Growth Engines of the Economy........................................................ 01 1.1.Role of Micro, Small, and Medium Enterprises (MSMEs) inthe Economic Development........................................................................................................... 021.2.Micro, Small, and Medium Enterprises (MSMEs) andits Attached Organizations.............................................................................................................. 06 2.The Case for Convergence:...................................................................................... 09 2.1.Overview of Micro, Small, and Medium Enterprises (MSMEs) Schemes...................102.2.The Need of Convergence for Sustainable Growth.............................................................12 3.Convergence Models and Best Practices...............................................................15 3.1.Framework for Effective Convergence:.......................................................................................163.1.1. Information Convergence..........................................................................................................163.1.2. Process Convergence .................................................................................................................16 4.Insights on Convergence Opportunities................................................................33 4.1.Methodology..............................................................................................................................................344.2.Ministry of MSME Schemes: Similarities and Uniqueness.................................................364.3.Insights from Stakeholder Consultations.................................................................................. 50 5.Recommendations for Convergence and Way Forward...................................59 Recommendation 1: Centralized Portal