美国国际集团 2026年四季度报告

Quarterly Financial Supplement American International Group, Inc. Contact: Investor RelationsQuentin McMillan: quentin.mcmillan@aig.comInvestor Relations Mailbox: IR@aig.com Investments Consolidated Results Investments Portfolio Results..............................................................................................15Investments Portfolio Reconciliation to GAAP Net Investment Income and Net RealizedGains (Losses)16..................................................................................................................... Cautionary Statement Regarding Forward-Looking Information........................................1Consolidated Financial Highlights......................................................................................2-3 Supplemental Information Operating Results by Segment General Insurance..............................................................................................................7-9North America Commercial.....................................................................................10 Non-GAAP Financial Measures..........................................................................................19-21Earnings Per Share Computations.......................................................................................22 American International Group, Inc.Cautionary Note on Forward-Looking Statements This Financial Supplement may include, and members of American International Group, Inc. (AIG) management may from time to time make and discuss, statements which, to the extent they are not statements of historical or presentfact, may constitute “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. These forward-looking statements are intended to provide management’s current expectations orplans for future operating and financial performance, based on assumptions currently believed to be valid and accurate. Forward-looking statements are often preceded by, followed by or include words such as “will,” “believe,”“anticipate,” “expect,” “expectations,” “intend,” “plan,” “strategy,” “prospects,” “project,” “anticipate,” “should,” “guidance,” “outlook,” “view,” “target,” “goal,” “estimate” and other words of similar meaning in connection with adiscussion of future operating or financial performance. These statements may include, among other things, projections, goals and assumptions that relate to future actions, prospective services or products, future performance or All forward-looking statements involve risks, uncertainties and other factors that may cause actual results and financial condition to differ, possibly materially, from the results and financial condition expressed or implied in theforward-looking statements. Factors that could cause actual results to differ, possibly materially, from those in specific projections, targets, goals, plans, assumptions and other forward-looking statements include, without limitation: •the impact of adverse developments affecting economic conditions in the markets in which we operate, including financial market conditions, a U.S. federal government shutdown, macroeconomic trends, changes in tradepolicies, including tariffs, fluctuations in interest rates and foreign currency exchange rates, inflationary pressures, including social inflation, pressures on the commercial real estate market, pandemics, and geopolitical events orconflicts; •the occurrence of catastrophic events, both natural and man-made, which may be exacerbated by the effects of climate change;•disruptions in the availability or accessibility of our or a third party’s information technology systems, including hardware and software, infrastructure or networks, and the inability to safeguard the confidentiality and integrityof customer, employee or company data due to cyberattacks, data security breaches or infrastructure vulnerabilities;•our ability to successfully complete strategic transactions, including to successfully dispose of, monetize and/or acquire businesses or assets or successfully integrate acquired businesses, and the anticipated benefits thereof;•concentrations in our investment portfolios;•changes in the valuation of our investments;•our reliance on third-party investment managers;•our ability to effectively implement restructuring initiatives and potential cost-savings opportunities;•actions by rating agencies with respect to our credit and financial strength ratings as well as those of its businesses and subsidiaries;•changes to tax laws in the countries in which we operate;•the effectiveness of strategies to retain and recruit key personnel and to implement effective succession plans;•the effects of sanctions and the failure to comply with those sanctions;•difficulty in marketing and distributing products through current and future distribution channels;•our ability to address evolving global stakeholder expectations and regulatory requirements includi