美国国际集团 2024年度报告

FORM 10-K ☐ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the fiscal year endedDecember 31, 2024OR ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the transition period fromtoCommission File Number 1-8787 American International Group, Inc. (Exact name of registrant as specified in its charter) Delaware Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes☐No☐ Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file suchreports), and (2) has been subject to such filing requirements for the past 90 days. Yes☐No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period thatthe registrant was required to submit such files). Yes☐No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smallerreporting company” and “emerging growth company” in Rule 12b-2 of the Exchange Act. Accelerated filer☐Smaller reporting company☐Emerging growth company☐ Large accelerated filer☐Non-accelerated filer☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of theeffectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) bythe registered public accounting firm that prepared or issued its audit report.☐ If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of theregistrant included in the filing reflect the correction of an error to previously issued financial statements.☐ Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-basedcompensation received by any of the registrant's executive officers during the relevant recovery period pursuant to §240.10D-1(b).☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes☐No☐ As of June 30, 2024, the aggregate market value of the registrant's voting and nonvoting common equity held by nonaffiliates wasapproximately $42,903,000,000. As of February 7, 2025, 593,332,964 shares of the registrant's Common Stock, $2.50 par value per share, were outstanding. DOCUMENTS INCORPORATED BY REFERENCE Form 10-K Reference Locations AMERICAN INTERNATIONAL GROUP, INC.ANNUAL REPORT ON FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 2024TABLE OF CONTENTS FORM 10-K Item NumberDescription TABLE OF CONTENTS Part I ITEM 1 | Business Creating Value throughProfitable Growth and aCulture of Underwriting andOperational Excellence Sustaining IndustryLeadership Momentum American International Group, Inc. (NYSE: AIG)is a leading global insurance organization. AIG provides insurance solutions that help businesses and individuals in over 200 countries and jurisdictions protecttheir assets and manage risks through AIG operations, licenses andauthorizations as well as network partners. AIG is building on its industry leadership and is positioned to become a top-performing company recognized for the value it provides stakeholders in anenvironment of profound, complex and dynamic risk. AIG's achievements in 2024demonstrate continued strength in executing multiple, complex initiativessimultaneously and with quality. With the deconsolidation of Corebridge Financial,Inc. (Corebridge) complete, a strong underwriting portfolio and culture, andexcellent financial strength, AIG enters 2025 with strong momentum. In this Annual Report, unless otherwise mentioned or unless the context indicates otherwise, we use the terms “AIG,”the “Company,” “we,” “us” and “our” to refer to American International Group, Inc., a Delaware corporation, and itsconsolidated subsidiaries. We use the term “AIG Parent” to refer solely to American International Group, Inc., and notto any of its consolidated subsidiaries. About AIG World-Class Underwriting andClaims Expertiseexecuted through franchises that are Global Reach and Breadth ofLoyal Customersincluding millions of clients in over Broad and Long-StandingDistribution