监管声明4/25——加强银行和保险公司管理气候相关风险的方法

Supervisory statement 4/25 Published on 03 December 2025 This supervisory statement sets out the Prudential Regulation Authority’s (PRA) expectationsfor firms’ approaches to managing climate-related risks. It aims to ensure that firms build thecapabilities and resilience needed to effectively manage these risks. The approach is proportionate, practical, and reflects the evolving climate-related risklandscape. The supervisory statement: •describes the transmission channels through which climate-related risks can arise and thecharacteristics of these risks which, when considered together, present unique challengesand require a strategic management approach;•sets out the implementation of the expectations, including the PRA’s approach to theproportionate application of the expectations by firms;•covers supervisory expectations related to governance, risk management, climate scenarioanalysis, data, and disclosures; andprovides additional context for banking and insurance specific issues. Current version Published on 3 December 2025 Supervisory statement 4/25 – December 2025 (PDF)OPENS - FollowingPS25/25 – Enhancing banks’ and insurers’ approaches to managing climate-related risks ©2025 Bank of England