IF Bancorp Inc 2024年度报告

OR ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF1934 For the transition period fromto Commission File Number:001-35226 IF BANCORP, INC. (Exact name of registrant as specified in its charter) (815)432-2476(Registrant’s telephone number, including area code) Securities registered pursuant to Section12(b) of the Act: Title of each classTradingSymbol(s)Name of each exchangeon which registeredCommon Stock, par value $0.01 per shareIROQThe NASDAQ Stock Market, LLC Securities registered pursuant to Section12(g) of the Act: None Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d) of the Securities Exchange Act of1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2)has been subject to suchfiling requirements for the past 90 days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule405 of RegulationS-T(§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submitsuch files).Yes☒No☐ Indicate by check mark whether the Registrant is a large accelerated filer, an accelerated filer, anon-acceleratedfiler, a smaller reporting companyor an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and “emerging growthcompany” in Rule12b-2of the Exchange Act. Largeacceleratedfiler☐Non-accelerated filer☒ If an emerging growth company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying withany new or revised financial accounting standards provided pursuant to Section13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of itsinternal control over financial reporting under Section404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firmthat prepared or issued its audit report.☐ If securities are registered pursuant to Section12(b) of the Act, indicate by check mark whether the financial statements of the registrant includedin the filing reflect the correction of an error to previously issued financial statements.☐ Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensationreceived by any of the registrant’s executive officers during the relevant recovery period pursuant to§240.10D-1(b).☐ Indicate by check mark whether the Registrant is a shell company (as defined in Rule12b-2of the Act). YES☐NO☒ The aggregate market value of the voting andnon-votingcommon equity held by nonaffiliates as of December31, 2024 was $56,138,000. The number of shares outstanding of the registrant’s common stock as of September4, 2025 was3,351,526. DOCUMENTS INCORPORATED BY REFERENCE: None. Table of Contents Explanatory Note This Amendment No.1 to the Annual Report on Form10-K(this “Amendment”) amends the Annual Report on Form10-Kfor the fiscal yearended June30, 2025, originally filed on September11, 2025 (the “Original Filing”), by IF Bancorp, Inc., a Maryland corporation (“IF Bancorp” or the“Company”). The Company is filing this Amendment to present the information required by Part III of Form10-Kas the Company will not file adefinitive annual proxy statement within 120 days of the end of its fiscal year ended June30, 2025. Pursuant to Rule12b-15under the Securities Exchange Act of 1934, as amended, this Amendment also contains new certifications by the principalexecutive officer and the principal financial officer as required by Section302 of the Sarbanes-Oxley Act of 2002. Accordingly, Item 15(a)(3) of Part IVis amended to include the currently dated certifications as exhibits. Because no financial statements have been included in this Amendment and thisAmendment does not contain or amend any disclosure with respect to Items 307 and 308 of RegulationS-K,paragraphs 3, 4 and 5 of the certificationshave been omitted. Except as described above or as expressly noted in this Amendment, no other changes have been made to the Original Filing. The Original Filingcontinues to speak as of and for the periods covered in the Original Filing, and the Company has not updated the disclosures contained therein to reflectany subsequent events. Table of Contents INDEX PARTIIIITEM 10.Directors, Executive Officers and Corporate GovernanceITEM 11.Executive CompensationITEM 12.Security Ownership of Certain Beneficial Owners and Management and Related Stockholder MattersITEM 13.Certain Relationships and Related Transactions, and Director IndependenceITEM 14.Principal Accountant Fees and ServicesPARTIVITEM 15.Exhibits and Financial Statement SchedulesITEM 16.For