Ottawa Bancorp Inc 2024年度报告

Assets Total cash and cash equivalents Less:ESOP Owned SharesTotal stockholders' equityTotal liabilities and stockholders' equity Interest and dividend income:Interest and fees on loansSecurities:Residential mortgage-backed and related securitiesState and municipal securitiesDividends on non-marketable equity securitiesInterest-bearing depositsTotal interest and dividend incomeInterest expense:DepositsBorrowingsTotal interest expenseNet interest incomeProvision for (recovery of ) credit losses - loansProvision for (recovery of) credit losses – off-balance sheet creditexposuresNet interest income after provision for (recoveryof)credit lossesOther income:Gain on sale of loansLoan origination and servicing incomeNet origination (amortization) of mortgage servicing rightsCustomer service feesIncrease in cash surrender value of life insuranceOtherTotal other incomeOther expenses:Salaries and employee benefitsDirectors’ feesOccupancyDeposit insurance premiumLegal and professional servicesData processingLoss on sale of securitiesLoan expenseOtherTotal other expensesIncome before income taxIncome tax expenseNet incomeBasic earnings per shareDiluted earnings per shareDividends per share