西北非跨境危机模拟演习

By Financial Stability Institute October 2025 JEL classification: G01, G21, G28, G33 Keywords: crisis simulation exercise, crisis management,bank resolution, cross-border cooperation, information-sharing, resolution funding This report was jointly prepared by members of the Financial Stability Institute (FSI) of the Bank forInternational Settlements (BIS) and consultants from Oliver Wyman. The views expressed in this report donot necessarily reflect those of the BIS or the Basel-based committees. Authorised by the Chair of the FSI, Fernando Restoy. This publication is available on the BIS website (www.bis.org). To contact the BIS Global Media and PublicRelationsteam,pleaseemailmedia@bis.org.Youcansignupforemailalertsatwww.bis.org/emailalerts.htm. ©Bank for International Settlements 2025. All rights reserved. Brief excerpts may be reproduced ortranslated provided the source is stated. Abstract In February 2025, the Financial Stability Institute (FSI) of the BIS, with the support of experts from theadvisory firm Oliver Wyman, conducted a cross-border crisis simulation exercise (CSE) involving authoritieswith responsibilities for crisis response and bank failure management from four jurisdictions in NorthwestAfrica: Morocco, Mauritania, Tunisia and the West African Monetary Union (WAMU). During the CSE, participants responded to events in a fictional scenario that modelled the increasingfinancial distress and eventual failure of a regionally systemic cross-border banking group. The objectiveof the exercise was to provide an opportunity for authorities to test their crisis management frameworksand arrangements for domestic and cross-border cooperation. This report was prepared by the FSI and consultants following the CSE. It sets out general observationsabout the conduct of the exercise, divided into three categories: cross-border cooperation, domestic inter-agency cooperation, and resolution frameworks and tools. Contents Section 1 – Introduction ................................................................................................................................................................. 1Section 2 – Observations and findings ..................................................................................................................................... 22.1 Cross-border cooperation ............................................................................................................................................. 22.2 Domestic inter-agency cooperation.......................................................................................................................... 42.3 Resolution framework and tools................................................................................................................................. 5Section 3 – Recommendations..................................................................................................................................................... 73.1 Review of resolution framework and available tools .......................................................................................... 73.2 Crisis management protocols and procedures ..................................................................................................... 93.3 Engage in bank-specific recovery and resolution planning...........................................................................113.4 Cross-border coordination in resolution planning............................................................................................133.5 Crisis simulation exercises ...........................................................................................................................................14Annex..............................................................................................................................................................................................16Participants ...............................................................................................................................................................................16Operational aspects...............................................................................................................................................................17Structure.....................................................................................................................................................................................17Exercise design ........................................................................................................................................................................18Details of the scenario..........................................................................................................................................................18 Cross-border crisis simulation exercise in Northwest Africa Section 1 – Introduction Crisis simulation exercises (CS