中国信达2025年中期报告

( 在中華人民共和國註冊成立的股份有限公司 )股份代號：01359優先股股份代號：04621 2025中 期 報 告 35 24678 37786 3.17 3.28 3.335 3.462 3.569 3.670 1 (1)(2)(3)630(4)[2016]35(5)(6) 3 3.1 2025 20255.3% 3 3.2 3.2.1 20252,280.6124.75.8%(ROAE)2.16%(ROAA)0.11% 3 3.2.1.1 202435,075.92.0%202534,362.2 20244,948.950.9%20252,428.220244,874.952.2%20252,331.813.9%6.8% 630 2025202452.2%20244,602.147.6%20252,412.72024272.8202580.9 20252024202517,260.424,046.827,336.019,758.1 3 20245,353.750.7%20252,641.715.3%7.7%5.811.1 2024730.136.0%2025466.9 20242,437.820251,305.9 20241,956.165.5%2025675.75.6%2.0% 202513.4%20249,845.915.5%20258,324.7 20242,529.26.8%20252,701.9 (1)2024500.724.4%2025623.02025 (2)2024255.238.8%2025354.3 2025 2024382.52025754.4 3.2.1.2 202434,489.210.2%202537,991.0 202519,365.0202421,905.311.6% (1)20249,806.313.5%20258,479.0 (2)20245,666.320.4%20254,512.9 (1)20242,194.1129.1%20255,027.0 (2) (1)202441.820251,621.6 2025991.1 3.2.1.3 2024278.120253,495.3 3.2.1.4 (1)(i)(ii)(iii)(iv) (2) 2024202552.6%53.8%20241231202563055.8%55.8%64.6%62.4% 2024202548.3%46.7%2024123120256 3044.4%43.8%31.4%31.8% 3.2.2 20256 30202412 3120256 301,638,960.31,681,860.22.6%1,415,804.81,455,515.12.8%223,155.4226,345.11.4% 3.2.2.1 202412312025630109,141.6111,361.52.0% 3 202412312025630548,690.2565,776.2 (1)202412 3120256 3028,799.942,301.246.9% (2)202412 3120256 30129,995.8141,284.78.7% (3)202412312025630241,569.7245,777.51.7% (4)202412 3120256 3029,356.820,043.331.7% (5)2024123120256309,311.64,232.754.5% 202412312025630197,325.3210,968.26.9% (1)(2) 20256 3032,062.5202412 3134,968.08.3% 20256 3051,336.82024123150,888.30.9% 3.2.2.2 20256 3043.0%24.7%18.4% 20256 30626,455.2202412 31581,366.17.8% 2025630268,006.220241231289,779.67.5% 3 202412 3120256 30370,459.2359,341.53.0% 3.2.3 20241231202563010,190.011,736.954.6136.1 3.2.4 3.3 (1)(2) 3.3.1 (1)(2)(3)(4) 2024202552.6%53.8%2025147.650.1 3.3.1.1 (1)(2) 2025 2025 (1)(2)(3)(4) 3.3.1.3 2025 3 3.3.1.4 2025 202412 3120256302,111.22,082.920242025161.6304.140.917.5 202412 3120256 30480.8503.5202420255.78.3 3 202412 3120256 30593.5767.92024202513.974.12025 20241231202563017.815.8202420251.60.2 2025266.3236.0 2024202519.113.8 3.3.1.5 202412 3120256 30182.2135.1 3.3.2 2024202548.3%46.7%202524.64.4 3 3.3.2.1 3 (1)(2)(3)(4)(5)3030(6)(7)(8)(9) 20251.5 3 2025214.71.5 3.3.2.2 202420251,595.82,037.2 3 2024202598.682.836.322.7 202412 3120256 3079811,530.61,278.920242025288.2295.9 2024202577.080.0 3.3.2.3 202412 3120256 304,676.76,842.9675769202420256.06.9 2025300800 3.3.2.4 202412 3120256 30676.2682.320242025944.9884.2440.4490.9 20252048.7 3 2025525.7358.559.5%40.5% 3.3.3 2025 3.3.3.1 92%61% 3.3.3.2 3 3.3.3.3 202520254641178327 3.3.4 2024D2 3.4 3.4.1 2025 3.4.2 20252025 3.4.3 3 2025 2025 3.4.4 2025202520252025 3.4.5 2025 3.4.6 3 2025 3.4.7 3.4.8 2025 3.4.9 2025 3 3.4.10 2025 3.4.11 2025 3.4.12 2025• 3.5 2024123120256306.0:16.1:1 3.6 2025 2025 4 4.1 20256 30202412 31 4.2 4.2.1 20256 30336 (1)202521722,137,239,0844(2)20252 1458.00%(3)20161230Oversea Lucky Investment Limited1,907,845,112HOversea Lucky Investment LimitedCOSCO SHIPPING Financial Holdings Co., LimitedCOSCO SHIPPING Financial Holdings Co., LimitedOversea Lucky Investment Limited1,907,845,112H(4)DBS Group Holdings Ltd2021 11 2DBS Bank Ltd.767,673,611H741,775,774HDBS Bank Ltd.DBS Group Holdings LtdDBS Group Holdings LtdDBS BankLtd.767,673,611H741,775,774H 4.2.2 202521422,137,239,08420259422,137,239,08420252 1420255820259 5 200312 16 4 4.3 4.3.1 4.3.2 1 CCBNominees Limited2021 4.3.3 20212021202120214.40%2021 20252021202511320214.40%74.8202120258 27 4.3.4 2021H(a)(b)2021H2,915,650,442H 4.3.5 4.3.6 2021202120212021 5 5.1 5.2 202531720243.09D 20256 12 202413.51B(1) 202413.51B(1) 20253 24 2024 6 6.1 2025630202420242024202420242025202420242024 20242024202420242024202420252025202520252024(ESG)2024202420242519 202420242024202420242024202420242025 6 C1 6.2 6.3 2025 6 6.4 20252024 6.5 202563020242024100.23879.1120258222025710100.23872025 2021 6.6 6.7 6.8 20254276166261112002025626718814 6.9 6.10 6 6.11 6.12 20256 30 6.13 C3 6.14 20256 30XV352C3 6.15 2025 6.16 [2020]682023202220232023 2024626202320242023202420242025 72 0 2 563 0 87889091949699 97927 20256 3020256 3063434 34 2410 34 2 0 2 563 0 2 0 2 563 0 2 0 2 563 0 2 0 2 563 0 2 0 2 563 0 2 0 2 563 0 2 0 2 563 0 2 0 2 563 0 2 0 2 563 0 2 0 2 563 0 19994 1920106 2920256 3058.00% J0004H11100000191110000710924945A91 201312 12 2 0 2 563 0 1. 3416 2024 2. 20256 302024 3.2025 202511 21 4.2025 2 0 2 563 0 202412 31 1. 19 2. 1935 20251-620241-6 3. 23 202563020246 30505 4. 5. 630 8. 2 0 2 563 0 10. 2 0 2 563 0 13. 25%20246 3025% 16.5%202463016.5% 14. 20256 3020246 30 2 0 2 563 0 15. 202420256302024910.9920258222024 202563011.722024123111.82 20256 302,931.77202412313,5