中国信达2024年中期报告

( 在中華人民共和國註冊成立的股份有限公司 )股份代號：01359優先股股份代號：04621 2024中 期 報 告 13574 24676 38784 3.18 3.29 3.334 3.461 3.568 3.669 1 2 201950.995%2020720202021 (1)(2)(3)630(4)[2016]35(5)(6) 3 3.1 2024 20245% 3,000 3.2 3.2.1 20242,155.91,911.747.0%(ROAE)2.04%(ROAA)0.33% 3.2.1.1 202334,297.72.3%202435,075.9 20232,836.374.5%20244,948.920234,050.120.4%20244,874.911.8%13.9% 2024202320.4%20232,955.055.7%20244,602.120231,095.175.1%2024272.8 20242023202426,411.117,260.421,984.427,336.0 20234,906.09.1%20245,353.714.3%15.3%1,064.05.8 2023362.32024730.1 202371.420242,437.8 3 20233,912.150.0%20241,956.111.4%5.6% 20242.7% (1)20232,147.546.7%20243,150.1 (2)20231,525.826.0%20241,128.9 (3)20231,117.718.7%2024909.2 20232,649.64.5%20242,529.2 (1)2023728.327.3%2024529.3 (2)2023531.722.3%2024412.9 (3)2023227.8139.2%2024544.8 3 20232,132.821.7%20242,596.620231,812.711.8%20242,025.72024202315.0%202422.0% 2023296.92024382.5 20231,184.96.3%20241,259.7 3.2.1.2 202332,620.8202434,489.25.7% 202421,905.3202321,558.41.6% (1)20233,916.544.7%20245,666.3 (2)202310,478.76.4%20249,806.3 (3)20235,879.68.8%20245,363.5 20233,108.053.3%20244,764.3 (1)20231,668.631.5%20242,194.1 (2)20231,748.531.2%20242,293.2 3.2.1.3 2023828.966.4%2024278.12023202415.5%9.5% 3.2.1.4 (1)(i)(ii)(iii)(iv) (2) 3 2023202455.3%52.6%52.7%25.5%20231231202463057.3%55.9%55.0%51.8% 2023202445.2%48.3%47.0%73.1%202312 3120246 3043.7%43.8%42.3%44.1% 3.2.2 20246302023123120246301,594,357.41,583,795.20.7%1,377,201.31,365,966.80.8%217,156.2217,828.40.3% 3 3.2.2.1 2023123120246 3097,235.197,212.12.4% 202312312024630518,309.8510,113.7 (1)202312312024630241,982.1232,179.34.1% (2)202312 3120246 30130,265.4127,416.42.2% (3)202312 3120246 3017,305.021,074.121.8% (4)202312 3120246 3024,512.728,028.614.3% 202312312024630170,875.9176,145.53.1% (1)(2) 20246 3049,314.42023123165,692.524.9% 20246 3056,466.22023123161,560.68.3% 3.2.2.2 20246 3040.2%27.2%20.3% 20246 30549,552.8202312 31558,870.51.7% 2024630276,814.220231231302,762.18.6% 202312 3120246 30339,219.8371,821.29.6% 3.2.3 2023123120246303,437.58,666.46.0157.3 3 3.2.4 3.3 (1)(2) 3.3.1 (1)(2)(3)(4) 2023202455.3%52.6%52.7%25.5% 3.3.1.1 (1)(2) 3 3 2024 3 2024 (1)(2)(3)(4) 3 3.3.1.3 2024 3.3.1.4 2023123120246 301,906.31,918.020232024262.9161.64.540.9 202312 3120246 30429.7494.62023202411.85.7 202312 3120246 30594.1599.12023202417.713.9 20231231202463024.219.9202320240.61.6 3 2024230.0204.6 202421.319.1 3.3.1.5 202312 3120246 3096.5181.6 3.3.2 2023202445.2%48.3%47.0%73.1% 3.3.2.1 (1)(2)(3)(4)(5)3030(6)(7)(8)(9) 20242023 20240.6 2024221.71.2 3 3.3.2.2 202320241,897.01,595.8 20232024106.098.643.136.3 202312 3120246 3067731,059.51,166.620232024461.6288.2 2023202461.377.0 3.3.2.3 2023123120246 301,856.73,228.9439556202320244.36.082.7%83.3% 202475.0575.2 3.3.2.4 202312 3120246 30729.5670.320232024906.7944.9379.3440.4 +20241133.2 2024370.4574.539.2%60.8% 3.3.3 2024 3 92%61% 3.3.3.2 3.3.3.3 20246268 3.3.4 2023D2 3.4 3.4.1 2024 3 3.4.2 20242024 3.4.3 2024 2024 3.4.4 2024202420242024 3 3.4.5 2024 3.4.6 2024 3.4.7 3 3.4.8 2024 3.4.9 2024 3.4.10 2024 3.4.11 2024 3 3.4.12 2024 3.5 2023123120246306.0:15.9:1 3.6 2024 3 2024 4 4.1 20246 30202312 31 4.2 4.2.1 20246 30336 4 (1)20161230Oversea Lucky Investment Limited1,907,845,112HOversea Lucky Investment LimitedCOSCO SHIPPING Financial Holdings Co., LimitedCOSCO SHIPPING Financial Holdings Co., LimitedOversea Lucky Investment Limited1,907,845,112H(2)DBS Group Holdings Ltd2021 11 2DBS Bank Ltd.767,673,611H741,775,774HDBS Bank Ltd.DBS Group Holdings LtdDBS Group Holdings LtdDBS BankLtd.767,673,611H741,775,774H 4.2.2 4.3 4.3.1 4.3.2 1 2021 4.3.3 20212021202120214.40%2021 20242021202411420214.40%74.8202120248 27 4.3.4 2021H(a)(b)2021H2,915,650,442H 4.3.5 4.3.6 2021202120212021 5 5.1 5.2 20242 26 20248272024 20244 20245 2023202482713.51B(1) 20247 20241 202313.51B(1) 20249 10 2023 6 6.1 202462620232023202320222022202320232024202420242024202320232023 2023202320232023202320232023(ESG)2024202420242024202420242023202320232416 2023202320232023202320232023202320242022 6 C1 6.2 6.3 2024 6 6.4 20242023 6.5 202462620232023100.457617.462024816202478100.45762024 2021 6.6 6.7 6.8 6.9 6.10 6.11 6 6.12 20246 30 6.13 C3 6.14 20246 30XV352C3 6.15 2024 6.16 [2020]682023202220232023 202462620232024202320242024 72 0 2 463 0 85868889929497 97927 20246 3020246 3063434 34 2410 34 2 0 2 463 0 2 0 2 463 0 2 0 2 463 0 2 0 2 463 0 2 0 2 463 0 2 0 2 463 0 2 0 2 463 0 2 0 2 463 0 2 0 2 463 0 2 0 2 463 0 2 0 2 463 0 2 0 2 463 0 19994 1920106 2920246 3058.00% J0004H11100000191110000710924945A91 201312 12 2 0 2 463 0 1. 3416 2023 2. 20246 302023 3.2024 202411 1 1677 4.2024 2 0 2 463 0 202312 31 1. 19 2. 1935 20241-620231-6 3. 23 202463050520236 30814 4. 5. 630 8. 2 0 2 463 0