AI智能总结
194910201212H1339201811A601319202550014117 232868.98%89.36%80.00%95.45%100%100%100%100%100%100% 目 錄 公司基本情況2釋義31.關於我們4442.管理層討論與分析113.內含價值584.公司治理 、環境和社會責任727274795.重要事項856.財務報告89 Awww.sse.com.cnHwww.hkexnews.hk THE PEOPLE’S INSURANCE COMPANY(GROUP) OF CHINA LIMITEDPICC Group A601319 H 1339 881-1388100031www.picc.com 86106900 919286106900 8264ir_group@picc.com.cn H 183171712-1716 202352018115A2021226 2025361.5514.8%266.7114.0% 2025100.75119.0% 20252,802.507.1%24,546.256.4%20256 301.77.2% 20256 3018,781.026.3%3,906.386.3%276%219% 33.5%26.6%94.8%1.471.7%79.5%0.91396.4%0.451.0%52.3%110.6%407.5840.2%5.0%0.9 20251,7806.9%2,64912.4% 12.71ESG36.8%6,83413.6%1,373103.371,7726,783177.4%1450+AI202427.2% 191.42,814.5449.2202570 202550014116Brand Finance 2025500101502085 3.4%0.4%0.1%202524.0%2025 ISO2700195.7%BIDCMMAI55.3%202595.3% 2025SARMRAAAAAAA 2025 20253.745.3%1.359.4%2025639.2216.1%3.7523.4% 2025 1. 202532,334.8414.3%4,546.256.4%2,802.507.1%407.5840.2%266.7114.0% 20253,232.823.6%33.5%2,490.405.6%73.4%1.094.2%2.2+77.0%3.4 2025630433.5%4.7% 2025406.5412.2%56.2652.3%38.3751.0%18.7102.47 95.7%0.194.8%1.4130.1544.6%244.5532.3% 2. 2025905.1314.5%226.8225.6%492.5111.7%49.7871.7% 3. 2025407.5840.2% e5,1007003727162.0%8APP40096.5% 5.0%0.9202563010,956.3 4. 68.98%89.36% 80.00%95.45%100.00%100.00%100.00% 2025630 (1)[2014]12251725 (2)202511630 (1)(2)(3)(4)202463020256,757(5)100%(6)2024123120256 3039,416202463020254,569(7)20241231202416 (1) 20252,490.405.6%130.1544.6%71.8%1.723.0%3.194.8%1.4244.5532.3% 1. 20252,490.405.6%3,232.8233.5%130.15244.5594.8%597.7%71.8%671.0% • • 1+3+N309.7525.1% 73.4%1.01,502.763.5% 73.1%1.921.1%4.194.2%2.287.2667.7% 71.1%6.330.7%4.45.69 • • 185.751.3% 231.79 28.6%2.075.0%1.5103.6%0.50.73 74.5%0.813.9%0.288.4%0.626.974.9% • • 167.928.8% 92.434.3% 202564.3%7.325.8%2.290.1%9.59.18 58.2%3.130.3%2.188.6%1.019.17 (2) 202511.3% (3) 20256304.1%15.7% 2. (4) Standard & Poor’sA-A.M.BestFitchMoody’s 202510.3098.4%80+820250.74 1. 202524.951.554.0%AA (1) 2025140.1832.5%14.5%15.8%49.7871.7%68.62 (2) 2025905.1314.5%700.7970.2% 29.24107.7%53.9% 2025630354.143.0%79,21821,03019.9%17.5%+64.2%4.3% 19.945.3%15.377.8% 130.4254.2 1325 ⑤ (3) 20256307.9%0.11 51.28202538.3751.0%32.7%+1.59480.0921.4% 2. (1) 20256+17++2025156.0313.2% (2) 2025204.1110.7%74.1363.2% 2025119.158.7% •2025•2025• 140.3018.8% 147.099.3% 1325 (1)1313 (2)2525 (3) 202563012.6%25.9% 2025ABSCMBSREITs20253ABSABSABS 2025 1. 202520256301.942.3%8.643.91 3. 2. 202520256307,026.464.621.67 20250.62 20256306,783.395.1%2,3862025363202563010243.07223.9%17.2510.0% 1.860.4720252024TOP1002024 4. 202520256301,458.18 2025 1. AAA97.6% (1) ABSCMBSREITs 202563049.7%AAA96.8% 1.50.6 (2) 1.01.0 2. (1)(2)*2(3)*2 1. 2025407.5840.2%296.0410.5%5.0%0.93.6%0.284.5% 2. 2024700.442025748.45 2024217.592025145.67 2024444.532025657.33 2025 20255.3% 2025 2025 20252025 2025 2025 2025 1 2025 2025 2 2025 2025 2025 2025 7242025 20256303.2721 20256302025630 •2025630•2025630•2025630•2025630 201611 20256302025 •201611••• FSAFCAAFSAFCAA 20256 30 1. 1.2. 1.1. 201611 ••••• 2. 2.1. 2.2. 20256302024630 3. 3.5. 40%90% 2025630 3.1. 8.5% 3.6. 3.2. 4% 3.3. 3.7. 2% 3.4. 3.8. 25% 4. 4.1 4.12025630 •2025630 20256302025 201611 •2025630•2025630•2025630 •201611••• FSAFCAAFSAFCAA • 20256 30 1. 1.1 1.2 201611 •••• 2. 2.1 2.2 20256 3020246306 3. 3.5 3.5%150% 2025630 3.1 8.5% 3.6 3.2 3.5% 3.3 70% 3.7 2.5% 3.4 2010-20132020 3.8 25% 4. 4.1 4.12025630 2025C1 244 543334 24 2025272025332025327202532720254 2920257 1 20254 29202574 202413.51B(1) 2025630100.7533.17H20261 16 1 2 35% 2025630XV23336 2025630336 2025MSCI ESG3AA 1ESG ESG2025ESGESGESGESG 2 ESGESGESGESGESGESG 3 202520% 1 1,7806.9%2,33514.3% 11912.71 131.616.3%1,404.5 3,5211.441,77223798 20256306,7832025177.4% 2025 2 202541630183 3 1 20253 32025357320256 2 20252025CMG 3 202561.420251 62 14A 2017202563033.38593.38 10% 20256 30 20253 24202032380 2025630 C32025 9012020256 302025630343434 2410 34 20258 27 2 0 2 563 0 2 0 2 563 0 2 0 2 56 3 0 2 0 2 563 0 2 0 2 563 0 2 0 2 563 0 1. 1996822881-13194910 2025630 2. 34 2024 2024 2 0 2 563 0 2. 2.1 2025112024 21 2.2 979711 1791071234 19 28 120261 1220271 1320271 14 (i)1811181820271118 3. (1)(2)(3)(4)(5) 10% 3. 3. 2 0 2 563 0 3. 20256302024123120256302024630 20256300.82%5.81%6.03%2024 12 310.85%5.91%6.14% 5. 2 0 2 563 0 9. 15%15%25%202425% 10. (a) 20256 3020246 30 10. 2 0 2 563 0 14. 202563036220241231364 20256307,4963,655 16. 2 0 2 563 0 17. 20256300.65%-7.44%202412 311.10%-7.44% 18. 202563020241231 18. 20256 30100,206202412 3197,730202563062,529202412 3151,33020256 30 36 52.5%10.0% 202563049,520202412 3148,941202563020,275202412 3120,5322025630 36 52.5%10.3% 2 0 2 563 0 (1) (2) 220256 304.00%7.00%2