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Public Disclosure Authorized © 2025 International Bank for Reconstruction and Development/The World Bank 1818 H Street NWWashington DC 20433 Telephone: 202-473-1000 Internet: www.worldbank.org Disclaimer This work is a product of the staff of The World Bank. The findings, interpretations, and conclusionsexpressed in this work do not necessarily reflect the views of The World Bank, its Board of ExecutiveDirectors, or the governments they represent. The World Bank does not guarantee the accuracy,completeness, or currency of the data included in this work and does not assume responsibility forany errors, omissions, or discrepancies in the information, or liability with respect to the use of orfailure to use the information, methods, processes, or conclusions set forth. The boundaries, colors,denominations, and other information shown on any map in this work do not imply any judgmenton the part of The World Bank concerning the legal status of any territory or the endorsement oracceptance of such boundaries. Nothing herein shall constitute or be construed or considered tobe a limitation upon or waiver of the privileges and immunities of The World Bank, all of which arespecifically reserved. Rights and Permissions Attribution—Please cite the work as follows: World Bank & UNHCR. 2025. Two Settlements, TwoDiverging Paths: Jobs and Labor Market Outcomes for the Displaced Rohingya Population. Washington,DC: World Bank. Translations—If you create a translation of this work, please add the following disclaimer along withthe attribution: This translation was not created by The World Bank and should not be consideredan official World Bank translation. The World Bank shall not be liable for any content or error in thistranslation. Adaptations—If you create an adaptation of this work, please add the following disclaimer alongwith the attribution: This is an adaptation of an original work by The World Bank. Views and opinionsexpressed in the adaptation are the sole responsibility of the author or authors of the adaptation andare not endorsed by The World Bank. Third-party content—The World Bank does not necessarily own each component of the contentcontained within the work. The World Bank, therefore, does not warrant that the use of any third-party-owned individual component or part contained in the work will not infringe on the rights of those thirdparties. The risk of claims resulting from such infringement rests solely with you. If you wish to reusea component of the work, it is your responsibility to determine whether permission is needed for thatreuse and to obtain permission from the copyright owner. Examples of components can include, butare not limited to, tables, figures, or images. All queries on rights and licenses should be addressed to World Bank Publications, The World BankGroup, 1818 H Street NW, Washington, DC 20433, USA; e-mail: pubrights@worldbank.org. Cover design & layout: Cybil Nyaradzo Maradza ACKNOWLEDGEMENTS This brief was produced as a key output of the Rohingya Response Analytical Program, led by thePoverty Global Practice of the World Bank as part of the broader World Bank Group’s response tothe Rohingya crisis. The work was carried out in close collaboration with the United Nations HighCommissioner for Refugees (UNHCR). The brief was authored by Christina Wieser (Senior Economist, World Bank), Anvita Ramachandran(Consultant, World Bank), Md Iltemas Amin Adee (Associate Economist, UNHCR), and Robert Nyambaka(Senior Livelihoods Officer, UNHCR), under the guidance of Gayle Martin (Operations Manager, WorldBank), Suhail Kassim (Senior Operations Officer, World Bank), and Ximena Del Carpio (Practice Manager,World Bank). The team gratefully acknowledges the valuable peer review contributions of Maria Eugenia Genoni(Lead Economist, World Bank), Shrayana Bhattacharya (Senior Social Protection Specialist, WorldBank), and Jing Song (Senior Operations Coordinator, UNHCR). We also thank Souleymane Coulibaly(Prosperity Program Leader) and colleagues from the World Bank Country Office in Bangladesh fortheir insightful feedback on preliminary findings, which helped strengthen the final brief. The findings presented in this brief are based on the Cox’s Bazar Panel Survey (CBPS), a collaborativeeffort between the Yale Research Initiative on Innovation and Scale (Y-RISE), the Gender & Adolescence:Global Evidence (GAGE) program, and the World Bank’s Poverty Global Practice. The Bhasan Charstratum of the CBPS—an extension of the original design—was funded and implemented by UNHCR.The team extends its appreciation to the CBPS research partners for their technical support, access tosurvey instruments, and continued collaboration. CONTENTS EXECUTIVE SUMMARYi CONTEXT1 NAVIGATING CONSTRAINTS: HUMANITARIAN EMPLOYMENT AND INFORMAL JOBS INDRP SETTLEMENTS3 EMPLOYMENT ASPIRATIONS AND BARRIERS AMONG UNEMPLOYED AND INACTIVE DRP11 DIVERSE LIVELIHOODS, UNEQUAL RETURNS: JOBS AND EARNINGS AMONG DRP13 YOUNG AND