富国银行美股招股说明书(2025-07-21版)

(To Prospectus Supplement dated April 27, 2023and Prospectus datedApril 27, 2023)Wells Fargo & Company Notes dueAugust 4, 2035 The notes have a term of 10 years, subject to our right to redeem the notes on the optional redemption dates beginning 2 years after issuance. The notes pay interest semi-annually at a fixed per annum rate, as set forth below. All payments on the notes are subject to the credit risk of Wells Fargo & Company. IfWells Fargo & Company defaults on its obligations, you could lose some or all of your investment. The notes will not be listed on any exchange and aredesigned to be held to maturity. Wells Fargo & Company (“Wells Fargo”)$1,000 per note; provided that the original offering price for an eligible institutional investor and an investor purchasing the notes in afee-based advisory account will vary but will not be less than $980.00 per note and will not be more than $1,000 per note.Because theoriginal offering price for eligible institutional investors and investors purchasing the notes in a fee-based advisory accountwill vary as described in footnote (1) below, the price such investors pay for the notes may be higher than the prices paid byother eligible institutional investors or investors in fee-based advisory accounts based on then-current market conditions andthe negotiated price determined at the time of each sale.$1,000 per note. References in this pricing supplement to a “note” are to a note with a principal amount of $1,000. date.Unless redeemed prior to stated maturity by Wells Fargo, a holder will be entitled to receive on the stated maturity date a cash paymentin U.S. dollars equal to $1,000 per note, plus any accrued and unpaid interest.Interest Payment Dates:Semi-annually on the 4thday of each February and August, commencing February 4, 2026, and at stated maturity or earlierredemption.* supplement for a discussion of the manner in which interest on the notes will be calculated, accrued and paid.Optional Redemption:The notes are redeemable by Wells Fargo, in whole but not in part, on the optional redemption dates, at 100% of their principal amountplus accrued and unpaid interest to, but excluding, the redemption date. Any redemption may be subject to prior regulatory approval.Wells Fargo will give notice to the holders of the notes at least 5 days and not more than 30 days prior to the date fixed for redemptionin the manner described in the accompanying prospectus supplement under “Description of Notes—Redemption and Repayment.”Optional Redemption Dates:Annually on the 4thday of each August, commencing August 4, 2027 and ending August 4, 2034*.The notes will not be listed on any securities exchange or automated quotation system.$1,000 and any integral multiples of $1,00095001DLB4 Neither the Securities and Exchange Commission nor any state securities commission or other regulatory body has approved or disapproved of thesenotes or passed upon the accuracy or adequacy of this pricing supplement or the accompanying prospectus supplement and prospectus. Anyrepresentation to the contrary is a criminal offense.Proceeds to Wells Fargo $1,000.00$20.00$980.00 ADDITIONAL INFORMATION ABOUT THE ISSUER AND THE NOTES The notes are senior unsecured debt securities of Wells Fargo & Company and are part of aseries entitled “Medium-Term Notes, Series T.” The paying agent and security registrar for the notes is Computershare Trust Company, N.A.All payments on the notes are subject to the credit risk of Wells Fargo. You should read this pricing supplement together with the prospectus supplement dated April27, 2023 and the prospectus dated April 27, 2023 for additional information about the notes.To the extent that disclosure in this pricing supplement is inconsistent with the disclosure in You may access the prospectus supplement and prospectus on the SEC websiteiwww.sec.govas follows (or if such address has changed, by reviewing our filings for the relevant date onthe SEC website): Prospectus Supplement dated April 27, 2023:https://www.sec.gov/Archives/edgar/data/72971/000183988223010804/seriest-424b2_042 https://www.sec.gov/Archives/edgar/data/72971/000183988223010799/wf_424b2-0427.ht Risks Relating To The Notes Generally Interest rates may change significantly over the term of the notes, and it is impossible topredict what interest rates will be at any point in the future. The interest rate payable on thenotes may be more or less than prevailing market interest rates at any time during the term ofthe notes. As a result, the amount of interest you receive on the notes may be less than the The Per Annum Interest Rate Will Affect Our Decision To Redeem The Notes.It is more likely that we will redeem the notes prior to the stated maturity date during periods when the remaining interest is to accrue on the notes at a rate that is greater than that whichwe would pay on a conventional fixed-rate non-redeemable note of comparable maturity. Ifwe redeem the notes prior to the