气候技术与保险

CLIMATE TECHFOR INDUSTRIALDECARBONISATION:What role for insurers?Maryam Golnaraghi, Director Climate Change& Environment, The Geneva AssociationContributing author:Ignacio Belanche-Guadas, Research Intern ClimateChange & Environment, The Geneva Association ContentsForewordExecutive summary1.Introduction1.1Background1.2The urgent need for new climate technologies1.3The investment gap2.The climate tech commercialisation landscape2.1The traditional pathway to commercialisation2.2Developments shaping the risk landscape3.Market perspectives on the role of re/insurers3.1Need for new ways to manage risks and finance climate tech projects3.2Growing need for re/insurers’ early engagement4.Perspectives of re/insurance C-level executives4.1Overview of survey respondents4.2CEO perspectives4.3Perspectives of CUOs and Heads of Risk Engineering4.4CIO perspectives5.Conclusions and the way forwardReferences The Geneva AssociationThe Geneva Association was created in 1973 and is the only global association of insurancecompanies; our members are insurance and reinsurance Chief Executive Officers (CEOs).Based on rigorous research conducted in collaboration with our members, academicinstitutions and multilateral organisations, our mission is to identify and investigate keytrends that are likely to shape or impact the insurance industry in the future, highlightingwhat is at stake for the industry; develop recommendations for the industry and forpolicymakers; provide a platform to our members and other stakeholders to discuss thesetrends and recommendations; and reach out to global opinion leaders and influentialorganisations to highlight the positive contributions of insurance to better understandingrisks and to building resilient and prosperous economies and societies, and thus a moresustainable world.Geneva Association publications:Pamela Corn, Director CommunicationsHannah Dean, Editor & Content ManagerKelly Gailey, Communications & Events ManagerSuggested citation: The Geneva Association. 2024.Climate Tech for Industrial Decarbonisation: What role for insurers?Author: Maryam Golnaraghi. January.© The Geneva Association, 2024 All rights reservedwww.genevaassociation.orgPhoto credits:Cover page – adrienguh on unsplash 2 56910121315161925262728292930323436 Foreword ACKNOWLEDGEMENTSWe are grateful to the representatives of the 26 re/insurance companies who responded toThe Geneva Association’s (GA’s) Climate Tech survey, conducted for this report. Specifically:Aegon, AIA, Allianz, Aviva, AXA, AXIS Capital, China Pacific Property Insurance Company,Dai-ichi Life, Fidelidade, Fubon Financial, Generali, Global Atlantic, Intact FinancialCorporation, Liberty Mutual, Lloyd’s, Manulife, MetLife, Mitsui Sumitomo Insurance,Munich Re, Nippon Life, Swiss Re, Talanx, The Hartford, Toa Re, Tokio Marine and VidaCaixa.We extend our thanks to Pieralberto Treccani, Research Support Manager at the GA, forsupporting with the analysis of the survey results.We also thank the members of the GA’s Climate Tech Advisory Committee for their adviceand guidance on the design of the survey and for reviewing this report: Diego Rios (AIG);Pietro Berardinelli, Nikolaus Breitenberger, Michael Bruch, Harald Dimpflmaier, Isa Ennadifi,Ana-Maria Fuertes, Steffen Halscheidt, Stefan Thumm, John Warton (Allianz); AndrewMacFarlane (AXA XL); Joe Dutton, Daniel Stevens, Anna Woolley (AXIS Capital); HussainDhalla, Alain Lessard (Intact Financial Corporation); Arthur Delargy, Lesley Harding (LibertyMutual); Michael Gosselin (formerly of Liberty Mutual); Daniel Perdomo (formerly ofLloyd’s); Fred Isleib, Ariel Kangasniemi, Diana Racanelli (Manulife); Thomas Krismer, ErnstRauch (Munich Re); Marie-Laure Fandeur (SCOR); Michele Cibrario, Massimo Giachino,Jimmy Keime, Urs-Oliver Neukomm, Faris Nimri, Anthony Norfolk, Mischa Repmann,Miguel-Ignacio Senac-Gayarre (Swiss Re); Tomoyuki Takeuchi (Tokio Marine).We acknowledge the following colleagues from our partner organisations for theirengagement in the project and for many fruitful discussions: Tyson White (BreakthroughEnergy); Jeff McAulay (Energetic Capital); Jason Kaminsky (kWh Analytics); Timothy AshVie, Christian Deseglise, Anoushka Mehta (HSBC); Tom Dickson, Richard Riley, GeorgeSchultz (New Energy Risk); Chritopher Creed, William Dean, Noah Deich, Ramsey Fahs,Rory Jacobson, Lucia Tian, Jonah Wagner (U.S. Department of Energy); Joachim Meister,Gary Martin (Worley).We also extend our thanks to Matt Rogers (formerly of Mission Possible Partnership), DerekBaraldi (World Economic Forum) and Liz Groo (Citibank) for participating in our partnerworkshop in December 2022 and for contributing to the discussions.Finally, we thank members of the GA’s Climate Change & Environment Working Group,including Gijs Kloek (Achmea); Amita Chaudhury (AIA), Jennifer Waldner, Anthony Zobl(AIG); Katja Wurum (Allianz); Helene Chauveau (AXA); Carol Collins (AXIS Capital);Margarete Pelaso, Alexandra Waldman (Chubb); Vincent Damas (CNP Assurances);