美国银行美股招股说明书(2025-05-13版)

Index, the Russell 2000®Index and the S&P Linked to the Least Performing of the Nasdaq-100® Index “Underlying”). Contingent coupon rate of 12.13% per annum (1.0109% per month) payable monthly if the closing level ofeachUnderlying on the applicable Observation Date is Beginning with the November 10, 2025 Call Observation Date, automatically callable quarterly for an amount equal to the principal amount plus the relevant Contingent Coupon Payment, if the closing level of each Underlying is greater than or equal to 100.00% of its Starting Value on any Call Observation Date.Assuming the Notes are not called prior to maturity, ifanyUnderlying has declined by more than 35% from its Starting Value on any Trading Day during the Knock-InPeriod, and the Ending Value of the Least Performing Underlying is less than its Starting Value, at maturity your investment will be subject to 1:1 downside exposureto decreases in the value of the Least Performing Underlying, with up to 100% of the principal at risk; otherwise, at maturity, you will receive the principal amount. Atmaturity you will also receive a final Contingent Coupon Payment if the closing level ofeachUnderlying on the final Observation Date is greater than or equal to All payments on the Notes are subject to the credit risk of BofA Finance LLC (“BofA Finance” or the “Issuer”), as issuer of the Notes, and Bank of AmericaCorporation (“BAC” or the “Guarantor”), as guarantor of the Notes. The Notes will not be listed on any securities exchange. The initial estimated value of the Notes as of the pricing date is $988.80 per $1,000.00 in principal amount of Notes, which is less than the publicoffering price listed below.The actual value of your Notes at any time will reflect many factors and cannot be predicted with accuracy. See “Risk Factors”beginning on page PS-11 of this pricing supplement and “Structuring the Notes” on page PS-26of this pricing supplement for additional information.There are important differences between the Notes and a conventional debt security. Potential purchasers of the Notes should consider the the accompanying prospectus supplement, and page 7 of the accompanying prospectus.None of the Securities and Exchange Commission (the “SEC”), any state securities commission, or any other regulatory body has approved or disapproved of these securities or determined if this pricing supplement and the accompanying product supplement, prospectus supplement and prospectus is truthful orcomplete. Any representation to the contrary is a criminal offense.Public offering price(1)Underwriting discount(1)(2)(3)Proceeds, before expenses, to BofA Finance Total$1,000,000.00 principal amount of Notes.The underwriting discount per $1,000.00 in principal amount of Notes may be as high as $2.50, resulting in proceeds, before expenses, to BofA Finance of as reflect the aggregate of the underwriting discounts per $1,000.00 in principal amount of Notes. Are Not FDIC InsuredAre Not Bank GuaranteedMay Lose Value Selling Agent BofA FinanceBAC Valuation Date:August 10, 2026, subject to postponement as described under “Description of the Notes—Certain Terms of the Notes—Events Relating to Observation Dates” in the accompanying product supplement.Maturity Date:August 13, 2026 Starting Value:NDX: 20,061.45 With respect to each Underlying on any day, its closing level on such day, as applicable. With respect to each Underlying, its Observation Value on the Valuation Date. RTY: 2,023.074, which is 100.00% of its Starting Value.SPX: 5,659.91, which is 100.00% of its Starting Value. Coupon Barrier:NDX: 14,043.02, which is 70.00% of its Starting Value (rounded to two decimal places). RTY:1,416.152, which is 70.00% of its Starting Value (rounded to three decimal places).SPX: 3,961.94, which is 70.00% of its Starting Value (rounded to two decimal places). CONTINGENT INCOME AUTO-CALLABLE YIELD NOTES |PS-7 The table below illustrates the hypothetical total Contingent Coupon Payments per $1,000.00 in principal amount of Notes over the term of the Notes, based onthe Contingent Coupon Payment of $10.109, depending on how many Contingent Coupon Payments are payable prior to an Automatic Call or maturity. Depending on the performance of the Underlyings, you may not receive any Contingent Coupon Payments during the term of the Notes. 0$0.0002$20.218 4$40.4366$60.654 10$101.09012$121.308 14$141.526 CONTINGENT INCOME AUTO-CALLABLE YIELD NOTES |PS-9 Contingent Income Auto-Callable Yield Notes TableThe following table is for purposes of illustration only. It assumes the Notes have not been automatically called prior to maturity and is based onhypothetical hypothetical Starting Value of 100 for the Least Performing Underlying, a hypothetical Coupon Barrier of 70 for the Least Performing Underlying, a hypotheticalThreshold Value of 65 for the Least Performing Underlying, the Contingent Coupon Payment of $10.109 per $1,000.00 in principal amount of Notes and a rang