美国银行美股招股说明书(2025-04-28版)

BofA Finance LLC $8,700,000Capped Leveraged Basket-Linked Notes dueAugust 6, 2026 The notes do not bear interest.The amount that you will be paid on your notes on the stated maturity date (August 6, 2026) is basedon the performance of a weighted basket comprised of the EURO STOXX 50®Index (38.00% weighting), the TOPIX® weighting), the FTSE®100 Index (17.00% weighting), the Swiss Market Index (11.00% weighting) and the S&P®weighting), as measured from April 23, 2025 (the “strike date”) to and including the determination date (August 4, 2026). The initial basket level is 100 and the final basket level will equal the sum of the products, as calculated for each basket underlier, of: (i) the finalindex level divided by (ii) the initial index level (5,098.74 with respect to the EURO STOXX 50®Index, 2,584.32 with respect to the TOPIX®, 8,403.18 with respect to the FTSE®100 Index, 11,808.71 with respect to the Swiss Market Index and 7,920.513 with respectto the S&P® /ASX 200 Index, which in each case is the closing level of the applicable basket underlier on the strike date and may behigher or lower than the closing level of the basket underlier on the trade date (April 24, 2025)) multiplied by (iii) the applicable initial weighted value for the basket underlier. If the final basket level on the determination date is greater than the initial basket level, thereturn on your notes will be positive, subject to the maximum settlement amount of $1,270.00 for each $1,000 face amount of yournotes.If the final basketlevelis less thanthe initial basketlevel, the return on your notes will benegativeand will equal thebasket return. You may lose some or all of your investment in the notes. To determine your payment at maturity, we will calculate the basket return, which is the percentage increase or decrease in the finalbasket level from the initial basket level. On the stated maturity date, for each $1,000 face amount of your notes, you will receive anamount in cash equal to: if the basket return ispositive(the final basket level isgreater thanthe initial basket level), thesumof (i) $1,000plus(ii) theproductof (a) $1,000times(b) 3.0times(c)the basket return, subject to the maximum settlement amount;or if the basket return iszero or negative(the final basket level isequal toorless thanthe initial basket level), thesumof (i) $1,000plus(ii) theproductof (a) $1,000times(b) the basket return. You will receive less than the face amount of your notesif the basket return isnegative. Declines in one basket underlier may offset increases in the other basket underliers. Due to the unequal weighting of eachbasket underlier, the performances of the basket underliers with greater weights will have a significantly larger impact on thereturn on the notes than the performances of the basket underliers with lesser weights. The notes will not be listed on any securities exchange. Investment in the notes involves certain risks, including the creditrisk of BofA Finance LLC (“BofA Finance”), as issuer of the notes, and the credit risk of Bank of America Corporation (“BAC”or the “Guarantor”), as guarantor of the notes. Potential purchasers of the notes should consider the information in “Risk As of thetradedate, the initial estimated value of the notes is $981.20per $1,000 in face amount. See “Summary Information”beginning on page PS-3of this pricing supplement, “Risk Factors” beginning on page PS-14of this pricing supplement and“Structuring the Notes” on page PS-43of this pricing supplement for additional information.The actual value of your notes at Original issue date:May 1, 2025Price to public:Underwriting discount(1):1.29% of the face amountNet proceeds to the issuer: (1)BofA Securities, Inc. (“BofAS”), an affiliate of BofA Finance, will participate as selling agent in the distribution of the notes. See “Supplemental Plan of Distribution — Conflicts of Interest” beginning on page PS-41of this pricing supplement. Neither the Securities and Exchange Commission nor any other regulatory body has approved or disapproved of thesesecurities or passed upon the accuracy or adequacy of this pricing supplement or the accompanying prospectus, prospectussupplement or product supplement. Any representation to the contrary is a criminal offense. The notes and the related BofA SecuritiesSelling Agent The price to public and net proceeds listed above relate to the notes we sell initially. We may decide to sell additionalnotes after the date of this pricing supplement, at prices to public and with underwriting discounts and net proceeds thatdiffer from the amounts set forth above. The return (whether positive or negative) on your investment in notes will depend BofAS and any of our other broker-dealer affiliates may use this pricing supplement in the initial sale of the notes. Inaddition, BofAS and any of our other broker-dealer affiliates may use this pricing supplement in a market-makingtransaction in a note after its initial sale.Unless B