SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM10-K (Mark One) xANNUAL REPORT PURSUANT TO SECTION13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year endedDecember 31, 2024 or oTRANSITION REPORT PURSUANT TO SECTION13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to_______ Commission file number:001-40680 MeridianLink,Inc. (Exact Name of Registrant as Specified in its Charter) Delaware (State or Other Jurisdiction ofIncorporation or Organization) (714)708-6950 (Registrant’s Telephone Number, Including Area Code) Securities registered pursuant to Section12(b)of the Act: Securities registered pursuant to section 12(g) of the Act:None Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yeso Nox Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yeso Nox Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d)of the Securities Exchange Act of1934 during the preceding 12months (or for such shorter period that the registrant was required to file such reports), and (2)has been subject to suchfiling requirements for the past 90days.Yesx Noo Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule405of RegulationS-T (§232.405 of this chapter) during the preceding 12months (or for such shorter period that the registrant was required to submitsuch files).Yesx Noo Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or anemerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growthcompany” in Rule12b-2 of the Exchange Act. Large accelerated fileroAccelerated filerxNon-accelerated fileroSmaller reporting companyoEmerginggrowthcompanyx If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with anynew or revised financial accounting standards provided pursuant to Section13(a)of the Exchange Act.o Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internalcontrol over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C.7262(b)) by the registered public accounting firm thatprepared or issued its audit report.o If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included inthe filing reflect the correction of an error to previously issued financial statements.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule12b-2 of the Act).Yes o Nox The aggregate market value of the registrant’s common stock held by non-affiliates of the registrant, based on the closing price of a share of theregistrant’s common stock on June 28, 2024, as reported by the NYSE on such date was approximately $562.4million. Shares of the registrant’scommon stock held by each executive officer, director and holder of 10% or more of the outstanding common stock have been excluded in that suchpersons may be deemed to be affiliates. This calculation does not reflect a determination that certain persons are affiliates of the registrant for anyother purpose. As of March6, 2025, there were76,626,179shares of the registrant’s common stock, par value $0.001 per share, outstanding. DOCUMENTS INCORPORATED BY REFERENCE Certain information required by Part III of this Annual Report on Form 10-K, to the extent not set forth herein, is incorporated herein by referencefrom the registrant’s definitive proxy statement relating to the annual meeting of stockholders to be held in 2025, which definitive proxy statementshall be filed with the Securities and Exchange Commission within 120 days after the end of the fiscal year to which this Annual Report on Form 10-K relates. Except with respect to information specifically incorporated by reference in this Annual Report on Form 10-K, the registrant’s definitiveproxy statement shall not be deemed to be filed as part hereof. ThisAnnual Report on Form 10-K for the year ended December 31, 2024, or our Annual Report on Form 10-K,includes trademarks,such as MeridianLink®, which are protected under applicable intellectual property laws and are the property of MeridianLink, Inc. orits subsidiaries. ThisAnnual Report on Form 10-Kalso contains trademarks, service marks, copyrights, and trade names of othercompanies, which are the property of their respective owners. Solely for convenience, our trademarks and trade names referred to inthisAnnual Report on Form