MeridianLink Inc 2025年季度报告

FORM10-Q xQUARTERLY REPORT PURSUANT TO SECTION13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period endedJune 30, 2025or oTRANSITION REPORT PURSUANT TO SECTION13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to_______Commission file number:001-40680____________________________ MeridianLink,Inc. (Exact Name of Registrant as Specified in its Charter)______________________________ (714)708-6950(Registrant’s Telephone Number, Including Area Code)3560 Hyland Avenue,Suite 200,Costa Mesa,CA92626(Former name, former address and former fiscal year, if changed since last report)______________________________________________ Securities registered pursuant to Section12(b)of the Act: Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d)of the Securities Exchange Act of1934 during the preceding 12months (or for such shorter period that the registrant was required to file such reports), and (2)has been subject to suchfiling requirements for the past 90days.Yesx Noo Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule405of RegulationS-T (§232.405 of this chapter) during the preceding 12months (or for such shorter period that the registrant was required to submitsuch files).Yesx Noo Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or anemerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growthcompany” in Rule12b-2 of the Exchange Act. If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with anynew or revised financial accounting standards provided pursuant to Section13(a)of the Exchange Act.o Indicate by check mark whether the registrant is a shell company (as defined in Rule12b-2 of the Act).Yes o No x MeridianLink,Inc.Table of Contents This Quarterly Report on Form 10-Q includes trademarks, such as MeridianLink®, which are protected under applicable intellectualproperty laws and are the property of MeridianLink, Inc. or its subsidiaries. This Quarterly Report on Form 10-Q also containstrademarks, service marks, copyrights, and trade names of other companies, which are the property of their respective owners. Solelyfor convenience, our trademarks and trade names referred to in this Quarterly Report on Form 10-Q may appear without the ® or ™symbols, but such references are not intended to indicate, in any way, that we will not assert, to the fullest extent under applicable law,our rights or the right of the applicable licensor to these trademarks and trade names. MeridianLink uses its investor relations website (https://ir.meridianlink.com), press releases, SEC filings, public conference calls andwebcasts, blog posts on its website, as well as its social media channels, such as its LinkedIn page(www.linkedin.com/company/meridianlink), X (formerly Twitter) feed (@meridianlink), and Facebook page(www.facebook.com/MeridianLink/), as a means of disclosing material information and for complying with its disclosure obligationsunder Regulation FD. Information contained on or accessible through the websites is not incorporated by reference into this QuarterlyReport on Form 10-Q, and links for these websites are inactive textual references only. PARTI – FINANCIAL INFORMATION MERIDIANLINK, INC.CONDENSED CONSOLIDATED BALANCE SHEETS(unaudited)(in thousands, except share and per share data) MERIDIANLINK, INC.CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS(unaudited)(in thousands) MERIDIANLINK, INC.CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS(unaudited)(in thousands) MERIDIANLINK, INC.NOTESTO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED) Note 1 –Organization and Description of Business MeridianLink, Inc., and its wholly-owned subsidiaries, (collectively, the “Company”) provides secure, cloud-based digital solutionsthat transform the ways in which traditional and emerging financial services providers engage with account holders and end users. TheCompany sells its solutions to financial institutions, including banks, credit unions, mortgage lenders, specialty lending providers, andconsumer reporting agencies. The Company delivers its solutions to the substantial majority of its customers using a software-as-a-service (“SaaS”) model under which its customers pay subscription fees for the use of the Company’s solutions. The Company isheadquartered in Irvine, California. Note 2 –Significant Accounting Policies Basis of Presentation The unaudited condensed consolidated financial statements of the Company have been prepared on the accrual basis of accounting inaccordance with accounting principles generally accepted in the Uni