保诚二零二三年年度报告

人生未來 101214162224303234475672741728897(TCFD)119128149 150152154155163165176178195197 LouisQuiny 1Prudential plc 468101214162224303234475672741728897(TCFD)119128149 開創增長 (1)(3) 373+6%(3) 15–20 %4 Anil Wadhwani 45% 4 信賴的合作夥伴 241,800(2378)(PRU) 實現 執行愈發堅信加快價值「 全新宗旨 100175 Anil WadhwaniAnilBen BulmerAnil Anil 14.2113.0420.4718.787%9%42 55%97200 Anil David LawDavidM&GJackson17David Shriti Vadera David DavidMark SaundersMark3530 人生未來 40 增長 143158,0501402,40036 63 –80%102–118,5007–8 –40,00060%–8– 14350%2 843 ––ICICI Bank –– (1)(Swiss Re Institute)sigma No 3/2023(World insurancestirred, and not shaken)(2)(3)(4)(5)(6)(7)(8) 客戶 ––––PruServices 分銷 ––––– 2.53 ––––– 1.528%9%11% 健康 40% ––– 增長 –––– ––– 1501 2,37011 ––– 55% (1) 未來機遇 17511,80040213 –999–59%75%–6%7%–20%3.30 14104468,00052,3706 45%31.2537% 7 –15%20%– –––– 8 171728.938%17.12(10.05)(9.97) 31.25 (7.33)(5.52)161156295%302% 27.40 14.2113.0420.4718.789% 22174 20.9675%67%37%48% 1. 8%7.9323%113% ––– 45% 999 7%2,371M&G plc 9 8% 20010 990%–95%86%89% 7.8%7.6% 10090%26%7%6% 2. 68,0009,000 7,000 2.53 3%59%2,800 4,500100Prudential Financial Advisers 115,000PruForcePruForcePruLeads400 CIMB106% 3.3020% 240 1.52 #1 3. i.)ii.)iii.)iv.) – PruServices 2.0 WebPruServices 2.0 WebPruServices 2.0 Web15PruForce26 – 60%40% Arjan ToorArjanCigna (GenAI)430 PruWayPruWayPruStepsPruWay PruWay 31.51.290.45 #2 #3 –––– Prudential Financial Advisers (PFA)500PFA (1)(2)(3)(Swiss Re)(4)(5)(6)Morningstar(Lipper)(7)(8)A1(9) 集團的宗旨 人生未來 86% 141086 68,00020010 1502 112,370 >12 >13 15%20%11 55% (1)(2) >97 表現 45%43%31.2512 27.40 7%45345% 28.93 B1.1 28.938%6%17.12(10.05)(9.97) 17II(ii) 3733527%5% 多元的 17%45.4610%9%4534221,6431,53427.40(7.33)(5.52)20.0721.73 3.9%50024%MSCI4%14% 17181896.5327.2217(9.97)1749179 45%31.25221234%40%54%37%47% 28.938%17.12(10.05)(9.97) 14.2113.049%20.4718.789%7%9% 3733521,3561,2807%5%179% 4,100 20% 161156295%307%302% 10 28.938%10% B1.3 17122.0522.429.5% (1.22)(1.00)17 2.181.78 (1.18)(6,200) 17 (1.09)(1.95)17 12.4112.71 C3.2C3.213.03 23.4815.6339.11(22.08) 1719%2,800(2.30)(2.77)2,300 1.1717(6,100)5%9% (2.01)(2.93)1717 (7.74)(34.04)(2,200)5,500 Prudential plc 15%20% 9.6910.09 18%55% 15% (Finance Act 2016) 167179178(5)(1) Jackson2.738009 373352C3.1 17%45.469%10%10%9% (8.34)(75.30) 49.0445%31.25(24)%17.7921.2225.31(3.43)(1.86)2019 4534224153899346 1,6431,534 *II(vi)† – – 25% 90 –150%––10– 27.4033%(7.33)37%20.07(8)% 173%13.95 1251228584 20.4718.789% 7%9% I(i) 7%9% 14.2113.046.265.74 161156295%307%190181197%202%452 14(5) I(i) 350%14%15%3 20%25%1750%20%221%2 3943(35)(31)412 shelfprogramme Prudential plc6.995.01 3.003.712,0002,2007.50C5.1 2616 Prudential plcPrudential Funding (Asia) plcPrudential plcPrudential Funding (Asia) plc 9 16.1113.041.76(5.04)(6.56)(5.33)(4.74) (2.71)(2.32) 2.262.48JacksonFinancial Inc.3.93 (5,100)(2.04) (1)C3.2(300)2,300B1.3(2)50%(3)II 增長 50% 27% 23102625,600 11%26%19%1,0006% 12.51.76 43%3.6817(5.77)(3.28) (40)% 1 22%8,600550,000 11128,5003 70%352%4,00072%128%294% 52%5%13%93%68%50% 267%14.11 72%73% 276%19.662,60060%1.1201936% 10.13(13)% 58% 9.76(7.42) 129%180% 38% 16%1.42PAYDI15%2.7718% 2.212,10017 1.041.56 18%7%1,10040% 118%22% 8%1.6711%3.84 Bank Simpanan Nasional 6,8005508% (Prudential Assurance Malaysia Berhad) (PAMB)100% 36% PAMB51%49% BNM70%BNM70%National B40 Protection Trust Fund (7)%3.05 1.732.57 9%3,000200,000Shield9% 1 4%Shield(4)%4% ShieldMediShield Life 3%1,280 Prudential Financial AdvisorPFA (5)%4.84 (24)%2%81%41 (1)%7.87 5.84 5.12(700) 15%6.9925%19.28 33%41% 7.464% 1,500 3.047.75 800 117%(2)% 6%4% PRUPlusCIMBCIMB Thai1 86%34% ICICI Prudential Life4P(Premium growth)(Protection focus)(Persistency improvement)(Productivityenhancement) 2% ICICI Prudential Life10%200,00040,0004220,000 26%33% ICICI PrudentialICICI Pru Stack40% 300131,700 22%ICICI Prudential Life(NSE)(BSE) 2,40048%3 31,000104% 2,371385ICICIPrudential Asset Management Company (IPAMC)49%9749%1,410 3(UNPRI) 44%59%50%39%(Value Equity)90% HERA Citywire IPAMC300IPAMC17%90033%IPAMC3.24100%IPAMC28% 141048% 12027422,800 7%2,3712,214M&G plc 2380 (2)%7%10%2.802,0001,000(2)% M&G plc41(15)M&G plc(76)(8)(6) (1)(2)(3)(4)(Swiss Re Institute) 員工、客戶、監管機構及股東 b 1 i. The PruWayThe PruWay 2 a 3 iii. ii. 28 1. (GIECA) 2. 3. (a)(b)(c) (The PruWay) 1.2.3.4.5.6.7. 3 ––––––– –––––––––––––––– 1.11.2 –––––––– 1.6 1216 ––––––– 1.41.5 83177083%84%1217%16% –55%78341%49C1 –––– –585494%666193% – –94%459%A-4 –513% 2.14.1 –––––– 3 –––––––– 3.13.3 (i)(ii)(iii)3.1 MOVEit 20 ––––– –––––– 4 ––– ––––––––– 3.7 3.6 31 1415 24295671 5658367370 59626668 97149 367368162635 (1)(2)10%(3)(4)(5)Bloomberg SectorBloomberg Group Merrill Lynch(6) 1.1 – – – – – – – 3.7 1.2 –––––– –– 4.1 1.3 1.4