中国农业银行2026年中期业绩公告

00:00:01It announcement. 00:00:02I'm very happy to begin with the analysts and investors nearby left is transby 00:00:13one. 00:00:13Welcome for your active participation, and also, I love you. 00:00:18It's for a long term support for every project bank of China President athletes 00:00:26at Press conference are ice, and the board secretary, U. 00:00:31Qwho, also joined by the doctors who jous online here, I want to send to three 00:00:40aspects. 00:00:41First of all the operational performance 00:00:45ents of Agricultural Bank of China 2026 00:00:48is the 1st year of the forties Five Ye 00:00:52 The Agricultural Bank of China earnewe implemented the decision arrangement of 00:00:57cbc Central Committee and the State Council deeply practiced. The people rented 00:01:03financial work, adhere to the mainline of preventing risk, and promote your 00:01:08high quality development. 00:01:10Here, I want to share with you the fine figufor, the operational performance of 00:01:15our bank. 00:01:16The profit growth rate exceeded 5% in th 00:01:19e 1st half year, net profit add grow by 00:01:225.8%, an increase of at one percentage 00:01:25point compared to the 1st quarter, and 00:01:28our operating income increased by 11.2% 00:01:31year on the increase of 0.7 percentage p 00:01:34oint compared to the 3rd quarter, showi 00:01:37ng good growth. Ss momentum. 00:01:40Also, we in the 1st half year return on 00:01:43net assets with ten point 14% maintaini 00:01:46ng a leading level among the 2nd set of 00:01:49data is that the increase in financing 00:01:52excded 3 trillion yuan in the 1st half 00:01:55year, the I Agriculture Bank of China ef 00:01:58fectively tapped into the financial need 00:02:01s of a real economy with a large scale f 00:02:03inancing entry. 00:02:05Including loans and bonds reaching upon 2 trillion yuan of which increase in 00:02:09local and foreign currency loans amounted to. 00:02:12Decline trading yuan increased about 20%, increase in bond investment rate 1.52 00:02:18trillion yuan, with a growth rate of number 6% average daily of four deposits 00:02:23amounto 959 trillion yuan with increase of 367 trillion yuan achigrowth rate of 00:02:29point 2%. Thirdly, the 19 party, expanded by two busy point beneffrom. 00:02:34The continued effectiveness of our volum 00:02:37e price, the signature management in the 00:02:401st half year, the net increased Marof 00:02:43Agriculture Bank of China was 1.8%, two 00:02:46points higher than that of the 1st qua 00:02:48rter, showing in civilizing trends. The 00:02:51deposit cost advance was 1.13%, down 21 00:02:54basis point from the end of last year. 00:02:56The cost of liability improved sadly. 00:02:59Worse, the number loratio dereased by another two bedpoints to 1.25%, down two 00:03:05basis points from the beginning of the year put of decline that expected 00:03:10negative gaps. Between loans and total loans remained negative for 24 contive 00:03:15quarters. 00:03:16Regarding ecting, the street standards for racial classification the preation 00:03:22 coverage ratio of what list lowas one to 38%, down one basis point from the 00:03:28beginning of the year, the provision topic is racial. 00:03:33But 290 with balabout 1 trillion yuan it demonstrated strong risk absorbing 00:03:38capacity, fixed the dividend pay on ratio was raised by one percentage point in 00:03:44order to actively reward investors. The achievachievements of the 00:03:48bandevelopment. 00:03:49The board of directors proposed to pay the each room dividend for 2:20 by 00:03:54raising the ratio by one percentage point. 00:03:57These are the achievements we have score 00:04:00d in the 1st half year, and these are t 00:04:04he very important operational success, r 00:04:08eflecting a balanced approach between pr 00:04:11ofit growth, and investreturns. 00:04:14It also represents a balanced considerat 00:04:17ion between skexpansion and net interest 00:04:19margin improvement. 2nd, you share wit 00:04:22h do the main work of the management tea 00:04:24m. 00:04:24First of all, we continue to commit to the general areas in the farmers 00:04:30business and solidified our position in as a living zation culture and rural 00:04:37areas and Farance. Are the nation interested to abc by the Party Central 00:04:43Committee? Abc has always carried forward. 00:04:46It's a fine tradition of serving agriculture and rural areas, and aims to be a 00:04:51living bank in reitzation. In the good part, we focus on food security. 00:04:56Also, we focus on rural industries, development and other key areas related to 00:05:01strengthening and benefiting farming and continue to increase credit supply. 00:05:07Now, as of the end of wing, the balance of loans in county level areas reached 00:05:1211.92 trillion yuan, increase of 9% over the beginning of the year, the balance 00:05:18of the banks as cothe producperformers, the hui ong yii Dan don