全球金融科技2026年第二季度交易、融资及退出数据与分析

State ofFintech GLOBAL | Q2 2026 Global data and analysis on dealmaking, funding,and exits by private market fintech companies The quarter's biggest stories.The full data, on demand. This report distills the quarter into the trends that matter most, paired with CBI analysttakeaways. Want to go deeper? Every trend here connects to live, always-current detailon the platform. Explore it in Advanced Search or the live dashboard. Break down funding by geographyTrack momentum by deal stageDive into this quarter’s biggest exits Explore the live dashboard “Steal” our data. Download the underlying data in this report. If you createany analysis or visualizations with this data, send it ourway and you could be featured in the CBI newsletter.@ us on social–LinkedIn X (Twitter)Instagram Start free trial Download the raw data TL;DRYour rundown onfintechinQ2’26TL;DR 726 96% QoQ jump in digitalbanking funding 4 4 New fintech unicornsborn in Q2'26 Deals in Q2’26,fewest in 4+ years Q2 deal volume fell 25% QoQ.Funding fell a more modest20% QoQ to $11.7B, wideningthe gap between deal countand dollars. Fintech logged its fewestquarterly IPOs in 4+ years, down64% QoQ and a sharp reversalfrom Q4'25's high of 25. Digital banking funding nearlydoubled QoQ to $2.6B, even asdeal count slipped 4%. Fintech minted 4 new unicorns,half of Q1's 8. All four came in near the $1Bline: Digital Asset and Rogoat $2B, Slash at $1.4B,nestoat $1.1B. Three mega-rounds, from Ramp($750M),Airwallex($320M),and Mercury ($200M) did mostof the lifting, driving 49% ofthe total. M&A fell too, to 203, its own lowfor the period. The quarter'slargest exit wasRussian neobankTochka, acquired byInterrosHolding for $1.1B. Median deal size is up 19% YTDto $5.1M. Like the broaderventure market, fintech investorsare placing fewer, larger bets. Three of the four are UScompanies. See the data→ See the data→ See the data→ See the data→ ContentsState of Fintech Geographic Trends112 Global Trends US113Silicon Valley119New York123Philadelphia127Asia131India137Japan141Europe145United Kingdom151LatAm155 Investment Trends7Unicorns30Exit Trends36Investors41 Collection Spotlights45 Capital markets techPayments techLending techDigital bankingWealth techCrypto Global Trends Investment Trends State of Fintech|Global Trends|Investment Trends Annual equity funding & deals State of Fintech|Global Trends|Investment Trends Quarterly equity funding & deals State of Fintech|Global Trends|Investment Trends State of Fintech|Global Trends|Investment Trends Percent of quarterly deals by global region State of Fintech|Global Trends|Investment Trends Percent of quarterly deals by investor group State of Fintech|Global Trends|Investment Trends Annual average & median deal size State of Fintech|Global Trends|Investment Trends Annual median deal size by global region State of Fintech|Global Trends|Investment Trends Annual median deal size by investor group State of Fintech|Global Trends|Investment Trends Quarterly funding & deals from mega-rounds (deals worth $100m+) State of Fintech|Global Trends|Investment Trends State of Fintech|Global Trends|Investment Trends Quarterly mega-round deals by global region State of Fintech|Global Trends|Investment Trends Quarterly mega-rounds as percent of funding State of Fintech|Global Trends|Investment Trends Annual percent of deals by deal stage State of Fintech|Global Trends|Investment Trends Regional deal share by deal stage in Q2’26 State of Fintech|Global Trends|Investment Trends Annual median funding by deal stage Global: Top seed/angel deals in Q2’26 Unicorns State of Fintech|Global Trends|Unicorns Quarterly new & total unicorns (private companies valued at $1b+) State of Fintech|Global Trends|Unicorns State of Fintech|Global Trends|Unicorns Quarterly new unicorns by global region State of Fintech|Global Trends|Unicorns Global: Top unicorn births in Q2’26 State of Fintech|Global Trends|Unicorns Exit Trends Quarterly exits State of Fintech|Global Trends|Exit Trends Percent of quarterly exits by global region Global: Top M&A exits in Q2’26 State of Fintech|Global Trends|Exit Trends Global: Top IPOs in Q2’26 Investors State of Fintech|Global Trends|Investors State of Fintech|Global Trends|Investors State of Fintech|Global Trends|Investors Collection Spotlights Capital markets tech State of Fintech|Collection Spotlights|Capital markets tech Annual equity funding & deals State of Fintech|Collection Spotlights|Capital markets tech Quarterly equity funding & deals State of Fintech|Collection Spotlights|Capital markets tech State of Fintech|Collection Spotlights|Capital markets tech Percent of quarterly deals by global region State of Fintech|Collection Spotlights|Capital markets tech Annual average & median deal size State of Fintech|Collection Spotlights|Capital markets tech Annual percent of deals by deal stage State of Fintech|Collection Spotlights|Capital