金融的未来：当今天的不可能成为明天的可能

When the impossible of today becomesthe possible of tomorrow Imagine the role of finance in 2030 With the complex forces of change today, envisioning the future may seem challenging. Organizations are navigating through changes in theglobal economy, technology, society, and our communities—creating the opportunity to reinvent, rethink, and reshape their businesses. Finance can step up in moments of disruption to drive value—accelerating avenues for growth and bottom-line gains. Industry and macroforces are shifting finance priorities and challenging traditional paradigms. The finance function can optimize operations by pushing beyondefficiency and business partnering, and into new heights, by leveraging technology, elevating finance talent, and evolving the role of finance. The finance function has an opportunity to reset its role and ambition in serving the enterprise and the market. While continuing to providethe core finance foundation, finance elevates its partnership with the business. It proactively advises on business and market strategies amiduncertainty and volatility. Imagine a world where: Datais in real time, is availableon demand, and is predictive,personalized, and actionable. Applicationsare engaging,interactive, conversational,and proactive. Talentis influential, impactful,accretive, and trusted. Finance in 2030 could realize its ambitions to harness hindsight, insight, and foresight to elevate from a necessary cost to a value-creatingentity. It is a future enabled through automation, augmentation, andhuman + data + machinecollaboration. Imagine if the potential offinance—spanning two decades of technological advancement—is finally unlocked. The impossible of today could become the possible of tomorrow So, what’s different? Advancements in artificial intelligence (AI) technologies and the emergence of AI agents can help rewire the wayenterprises—and finance, specifically—will operate. AI develops the ability to understand context and nuance and enables more humanlikedecision-making. Multiple AI agents collaborate in real time to help solve complex problems, leveraging existing business tools andenvironments. User-friendly interfaces connect humans to AI seamlessly. New levels of autonomy allow AI to integrate, act, learn, and adaptwithin business systems. As a co-pilot, AI rapidly drives the finance function forward. So, what does that mean for finance? Work itself will change. The definition of work will change:AI agents can focus on laborious and process-driven work, while finance analysts managethis new digital workforce. AI unlocks both time and capabilities to help enable work that was not previously possible in strategic andvalue-generating areas. Rapid analysis of the financial and operational impact of regulatory changes? Check. Accounting for an organization’s carbon footprintacross its entire value chain? Check. Anticipating shifts in customer buying behaviors (even before they change) so the organization can pivotstrategies? Check. Decision-making will evolve:With an infinite memory of information, insights, and past decisions, AI agents fundamentally change whathumans can access. A budgeting agent could provide an exhaustive five-year history of all budget and investment decisions, rationale, andthe observed return on investment. Finance leaders can then focus on the decisions that matter, becoming more embedded across theorganization in supply chain, commercial, and more. Experiences will be redesigned:Agent-driven experiences could deliver personalized, news feed-style finance insights. The days of thespreadsheet junkie spending hours, if not days, downloading data sets, manually matching information, and analyzing for trends seem tobe over. The future of finance is finally in sight. Finance leaders who seize this moment can lead their organizations into a future defined not byuncertainty, but by possibility. It will likely require rewiring finance processes, operating models, people, and governance. Together, humans and AI can unlock new capabilities across three roles of the finance function: finance for finance, finance for the enterprise,and finance for the market. Looking into the future offinance Our vision for how finance teams can elevate their value and impact Finance in 2030 will require a new mindset. An elevated view of the role of finance. Explore how you can embrace what’s possible for yourfinance function so it can help shape what’s next for your entire organization. Future offinance THE ROLES OF FINANCE FINANCE FORTHEENTERPRISE FINANCE FORTHEMARKET FINANCEFORFINANCE Collaborating with teamsacross the organization Optimizing traditionalfinance operations Increasing business valueimpact for all stakeholders ENABLED BY INTELLIGENTTECH & DATA AGILEOPERATINGMODELS DYNAMICASSURANCE ADAPTIVEWORKFORCE Flexiblestructures andoperating modelsfor delivery Human teamssupported byan adaptableagentic workforce Enhancedgovernance andcomplia