Evertec Inc 2026年季度报告

FORM 10-Q ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIESEXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2026 orTRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIESEXCHANGE ACT OF 1934 For the transition period fromtoCOMMISSION FILE NUMBER 001-35872 EVERTEC, Inc. (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER) (State or other jurisdiction ofincorporation or organization) (787)759-9999(Registrant’s telephone number, including area code) Not applicable(Former name, former address and former fiscal year, if changed since last report) Securities registered pursuant to Section 12(b) of the Act: Trading Symbol(s)EVTC Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12months (or for such shorter period that the registrant was required to file such reports),and (2)has been subject to such filing requirements for the past 90days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule405 of RegulationS-T (§232.405 of this chapter) during the preceding 12months (or for such shorter period that theRegistrant was required to submit such files).Yes☒No☐ Table of Contents Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company. See the definitions of "large accelerated filer", "accelerated filer", "smallerreporting company", and "emerging growth company" in Rule 12b-2 of the Exchange Act. Large accelerated filer☒Non-acceleratedfiler☐Emerging growth company☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date. At July30, 2026, there were 59,752,542 outstanding shares of common stock of EVERTEC, Inc. TABLE OF CONTENTS Item1.Financial StatementsUnaudited Condensed Consolidated Balance Sheets as of June 30, 2026 and December 31, 20251Unaudited Condensed Consolidated Statements of Income and Comprehensive Income for the three and sixmonths ended June 30, 2026 and 20253Unaudited Condensed Consolidated Statements of Changes in Stockholders’ Equity for the three and six monthsended June 30, 2026 and 20254Unaudited Condensed Consolidated Statements of Cash Flows for the six months ended June 30, 2026 and 20255Notes to Unaudited Condensed Consolidated Financial Statements8Item2.Management’s Discussion and Analysis of Financial Condition and Results of Operations27Item3.Quantitative and Qualitative Disclosures about Market Risk40Item4.Controls and Procedures41Part II. OTHER INFORMATION42Item1.Legal Proceedings42Item1A.Risk Factors42Item2.Unregistered Sales of Equity Securities and Use of Proceeds42Item3.Defaults Upon Senior Securities42Item4.Mine Safety Disclosures42Item5.Other Information42Item6.Exhibits44SIGNATURES45 FORWARD-LOOKING STATEMENTS This Quarterly Report on Form 10-Q (this “Report”) contains “forward-looking statements” within the meaning of, and subject to theprotection of, the Private Securities Litigation Reform Act of 1995. We intend such forward-looking statements to be covered by thesafe harbor provisions for forward-looking statements contained in Section 27A of the Securities Act of 1933, as amended (the“Securities Act”), and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). All statements otherthan statements of historical fact contained in this Report, including, without limitation, statements regarding our position as a leaderwithin our industry; our future results of operations and financial position; our business strategies; objectives of management for futureoperations, including, among others, statements regarding our expected growth, international expansion and future capitalexpenditures; the impact of market conditions and other macroeconomic factors on our business, financial condition and results ofoperations; the timing and declaration of future dividends; the sufficiency of our cash and cash equivalents; our future capitalexpenditures and debt service obligations; and the expectations, anticipated benefits of and costs associated with acquisitions, areforward-looking statements. Words such as “believes,” “expects,” “anticipates,” “intends,” “projects,” “estimates,” and “plans” and similar expressions of future orconditional verbs such as “will,” “should,” “would,” “may,” and “could” or the negatives of these terms or variations of them orsimilar terminology are generally forward-looking in nature and not historical facts. Readers ar