Northwest Bancshares Inc 2026年季度报告

☒Quarterly Report Pursuant to Section13 or 15(d)of the Securities Exchange Act of 1934For the quarterly period ended June30, 2026OR ☐Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934For the transition period fromto Commission File Number 001-34582 NORTHWEST BANCSHARES,INC. (Exact name of registrant as specified in its charter) Maryland27-0950358(State or other jurisdiction of incorporation or organization)(I.R.S. Employer Identification No.) 3 Easton OvalSuite 500ColumbusOhio43219(Address of Principal Executive Offices)(Zip Code) (814) 726-2140(Registrant’s telephone number, including area code) Not applicable(Former name, former address and former fiscal year, if changed since last report) Securities registered pursuant to Section12(b) of the Act: Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d)of the Securities Exchange Act of1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2)has been subject to suchfiling requirements for the past 90 days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule405of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or anemerging growth company.See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growthcompany” in Rule12b-2 of the Exchange Act. ☒Large accelerated filer☐Accelerated filer☐Non-accelerated filer☐Smaller reporting company☐Emerging growth company If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with anynew or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule12b-2 of the Exchange Act).Yes☐No☒ Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date:Common Stock ($0.01 par value), 146,459,122 shares outstanding as of July31, 2026. NORTHWEST BANCSHARES,INC.Table of Contents Item 1.Financial StatementsConsolidated Statements of Financial Condition at June 30, 2026 and December 31, 2025(Unaudited)1Consolidated Statements of Income for the quarter and six months ended June 30, 2026 and 2025(Unaudited)2Consolidated Statements of Comprehensive Income for the quarter and six months ended June 30,2026 and 2025 (Unaudited)3Consolidated Statements of Changes in Shareholders’ Equity for the quarter and six months endedJune 30, 2026 and 2025 (Unaudited)4Consolidated Statements of Cash Flows for the six months ended June 30, 2026 and 2025(Unaudited)6Notes to Consolidated Financial Statements (Unaudited)7Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations45Item 3.Quantitative and Qualitative Disclosures about Market Risk61Item 4.Controls and Procedures62PARTIIOTHER INFORMATIONItem 1.Legal Proceedings62Item 1A.Risk Factors62Item 2.Unregistered Sales of Equity Securities and Use of Proceeds63Item 3.Defaults Upon Senior Securities63Item 4.Mine Safety Disclosures63Item 5.Other Information63Item 6.Exhibits64Signature65 NORTHWEST BANCSHARES,INC. AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited)(in thousands, except share data) NORTHWEST BANCSHARES,INC. AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF INCOME (Unaudited)(in thousands, except share data) NORTHWEST BANCSHARES,INC. AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited)(in thousands) NORTHWEST BANCSHARES,INC.CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY (Unaudited)(in thousands, except share data) NORTHWEST BANCSHARES,INC. AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited)(in thousands) NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) (1)Basis of Presentation and Informational Disclosures Northwest Bancshares,Inc. (the “Company” or “Northwest”), a Maryland corporation headquartered in Columbus, Ohio, is a bankholding company regulated by the Board of Governors of the Federal Reserve Board (“Federal Reserve Board”). The primary activityof the Company is the ownership of all of the issued and outstanding common stock of Northwest Bank, a Pennsylvania-charteredsavings bank (“Northwest Bank”).Northwest Bank is regulated by the Federal Deposit Insurance Corporation (“FDIC”) and thePennsylvania Department of Banking and Securities. Northwest Bank operates 151 full-service financial centers and eleven freestanding drive-up facilities in Penns