ServisFirst Bancshares Inc 2026年季度报告

FOR THE QUARTERLY PERIOD ENDED MARCH 31, 2026 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the transition period from _______to_______ Commission file number 001-36452 SERVISFIRST BANCSHARES, INC.(Exact Name of Registrant as Specified in Its Charter) (205) 949-0302(Registrant's Telephone Number, Including Area Code) Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or Section 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2)has been subject to such filing requirements for the past 90 days. Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant toRule 405 of Regulation S-T during thepreceding 12 months (or for such shorter period that the registrant was required to submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reportingcompany, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,”and “emerging growth company” in Rule 12b-2 of the Exchange Act: Large accelerated filer☒Accelerated filer☐Non-accelerated filer☐Smaller reporting company☐Emerging growth company☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complyingwith any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes☐No☒ Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date. Outstanding as of May 1, 202654,662,823 TABLE OF CONTENTS PART I. FINANCIAL INFORMATION3Item1.Consolidated Financial Statements3Item2.Management’s Discussion and Analysis of Financial Condition and Results of Operations24Item3.Quantitative and Qualitative Disclosures about Market Risk40Item4.Controls and Procedures40 PART II. OTHER INFORMATIONItem1Legal ProceedingsItem1A.Risk FactorsItem2.Unregistered Sales of Equity Securities and Use of ProceedsItem3.Defaults Upon Senior SecuritiesItem4.Mine Safety DisclosuresItem5.Other InformationItem6.Exhibits SERVISFIRST BANCSHARES, INC.CONSOLIDATED BALANCE SHEETS(In thousands, except share and per share amounts) SERVISFIRST BANCSHARES, INC.CONSOLIDATED STATEMENTS OF INCOME(In thousands, except share and per share amounts)(Unaudited) SERVISFIRST BANCSHARES, INC.NOTES TO CONSOLIDATED FINANCIAL STATEMENTSMarch 31, 2026(Unaudited) NOTE 1 - GENERAL The accompanying consolidated financial statements in this report have been prepared in accordance with the rules and regulations of theSecurities and Exchange Commission, including Regulation S-X and the instructions for Form 10-Q, and have not been audited. Theseconsolidated financial statements do not include all of the information and footnotes required by U.S. generally accepted accounting principles(“U.S. GAAP”) for complete financial statements. In the opinion of management, all adjustments necessary to present fairly the consolidatedfinancial position and the consolidated results of operations for the interim periods have been made. All such adjustments are of a normalnature. The consolidated results of operations are not necessarily indicative of the consolidated results of operations that ServisFirstBancshares, Inc. (the “Company”) may achieve for future interim periods or the entire year. For further information, refer to the consolidatedfinancial statements and footnotes included in the Company’s Form 10-K for the year ended December 31, 2025. All reported amounts are in thousands except share and per share data. NOTE 2 - CASH AND CASH EQUIVALENTS Cash on hand, cash items in process of collection, amounts due from banks, federal funds sold, and securities purchased with agreement toresell are included in cash and cash equivalents. NOTE 3 - EARNINGS PER COMMON SHARE Basic earnings per common share are computed by dividing net income by the weighted average number of common shares outstandingduring the period. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stockoptions. The difference in earnings per share under the two-class method was not significant for the three month periods ended March 31,2026 and 2025. NOTE 4 - SECURITIES The amortized cost and fair value of available-for-sale and held-to-maturity securities at March 31, 2026 and December 31, 2025 aresummarized as follows: The amortized cost and fair value of debt securities as of March 31, 2026 and December 31, 2025 by contractual maturity a