纽约梅隆银行 2026年季度报告

FORM 10-Q ☒Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended June30, 2026 or Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number 001-35651 THE BANK OF NEW YORK MELLON CORPORATION(Exact name of registrant as specified in its charter) 240 Greenwich StreetNew York, New York 10286(Address of principal executive offices) (Zip Code) Registrant’s telephone number, including area code – (212) 495-1784 Not Applicable(Former name, former address and former fiscal year, if changed since last report) Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to suchfiling requirements for the past 90 days. Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submitsuch files). Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, oran emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growthcompany” in Rule12b-2 of the Exchange Act. Large accelerated filer☒Accelerated filer☐Non-accelerated filer☐Smaller reporting company☐Emerging growth company☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with anynew or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes☐No☒ As of June 30, 2026, 678,504,142 shares of the registrant’s common stock, $0.01 par value per share, were outstanding. Second Quarter 2026 Form 10-QTable of Contents PageConsolidated Financial Highlights (unaudited)2Part I – Financial InformationItems 2. and 3. Management’s Discussion and Analysis ofFinancial Condition and Results of Operations;Quantitative and Qualitative Disclosures about MarketRisk:General4Overview4Key second quarter 2026 and subsequent events4Highlights of second quarter 2026 results4Fee and other revenue6Net interest income8Noninterest expense11Income taxes11Review of business segments11Critical accounting estimates20Consolidated balance sheet review20Liquidity and dividends29Capital33Trading activities and risk management37Asset/liability management39Supplemental information – Explanation of GAAP andNon-GAAP financial measures41Recent accounting and regulatory developments44Website information45Item 1. Financial Statements:Consolidated Income Statement (unaudited)46Consolidated Comprehensive Income Statement(unaudited)47Consolidated Balance Sheet (unaudited)48Consolidated Statement of Cash Flows (unaudited)49Consolidated Statement of Changes in Equity(unaudited)50 Item 1. Legal Proceedings.97Item 2. Unregistered Sales of Equity Securities and Useof Proceeds.97Item 5. Other Information.97Item 6. Exhibits.97 Index to Exhibits98Signature100 Consolidated Financial Highlights (unaudited) (a)Return on tangible common shareholders’ equity and tangible book value per common share, both Non-GAAP measures, exclude goodwill andintangible assets, net of deferred tax liabilities. See “Supplemental information – Explanation of GAAP and Non-GAAP financial measures”beginning on page 41 for the reconciliation of these Non-GAAP measures.(b)See “Net interest income” on page 8 for a reconciliation of this Non-GAAP measure.(c)Consists of AUC/A primarily from the Asset Servicing line of business and, to a lesser extent, the Clearance and Collateral Management, IssuerServices, Wealth Solutions and Wealth Management lines of business. Includes the AUC/A of CIBC Mellon Trust Company (“CIBC Mellon”), ajoint venture with the Canadian Imperial Bank of Commerce, of $2.2 trillion at June 30, 2026, $2.1 trillion at March 31, 2026 and $2.0 trillionat June 30, 2025.(d)Represents assets managed in the Investment and Wealth Management business segment.(e)For our CET1, Tier 1 capital and Total capital ratios, our effective capital ratios under U.S. capital rules are the lower of the ratios ascalculated under the Standardized and Advanced Approaches. For additional information on our capital ratios, see “Capital” beginning onpage 33. Items 2. and 3. Management’s Discussion and Analysis of Financial Condition and Results ofOperations; Quantitative and Qualitat