纽约梅隆银行 2025年季度报告

FORM10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period EndedMarch31, 2025 or ☐Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number001-35651 THE BANK OF NEW YORK MELLON CORPORATION(Exact name of registrant as specified in its charter)Delaware13-2614959(State or other jurisdiction of incorporation or organization)(I.R.S. Employer Identification No.) 240 Greenwich StreetNew York,New York10286(Address of principal executive offices) (Zip Code) Registrant’s telephone number, including area code – (212)495-1784 Not Applicable(Former name, former address and former fiscal year, if changed since last report) Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to suchfiling requirements for the past 90 days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submitsuch files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, oran emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growthcompany” in Rule12b-2 of the Exchange Act. Large accelerated filer☒Non-accelerated filer☐ Accelerated filer☐Smaller reporting company☐Emerging growth company☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with anynew or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes☐No☒ As of March 31, 2025,715,434,285shares of the registrant’s common stock, $0.01 par value per share, were outstanding. First Quarter 2025 Form 10-QTable of Contents Part II – Other Information Item 1. Legal Proceedings.96Item 2. Unregistered Sales of Equity Securities and Useof Proceeds.96Item 5. Other Information.96Item 6. Exhibits.96 Index to Exhibits97Signature99 Consolidated Financial Highlights (unaudited) (a)Return on tangible common equity and tangible book value per common share, both Non-GAAP measures, exclude goodwill and intangibleassets, net of deferred tax liabilities. See “Supplemental information – Explanation of GAAP and Non-GAAP financial measures” beginning onpage41for the reconciliation of these Non-GAAP measures.(b)See “Net interest income” on page9for a reconciliation of this Non-GAAP measure.(c)Consists of AUC/A primarily from the Asset Servicing line of business and, to a lesser extent, the Clearance and Collateral Management, IssuerServices, Pershing and Wealth Management lines of business. Includes the AUC/A of CIBC Mellon Trust Company (“CIBC Mellon”), a jointventure with the Canadian Imperial Bank of Commerce, of $1.9 trillion at March 31, 2025, $1.8 trillion at Dec. 31, 2024 and $1.7 trillion atMarch 31, 2024.(d)Represents assets managed in the Investment and Wealth Management business segment.(e)For our CET1, Tier 1 capital and Total capital ratios, our effective capital ratios under U.S. capital rules are the lower of the ratios ascalculated under the Standardized and Advanced Approaches. For additional information on our capital ratios, see “Capital” beginning onpage33. Items 2. and 3. Management’s Discussion and Analysis of Financial Condition and Results ofOperations; Quantitative and Qualitative Disclosures about Market Risk General BNY has three business segments, Securities Services,Market and Wealth Services and Investment and WealthManagement, which offer a comprehensive set ofcapabilities and deep expertise across the investment lifecycle, enabling the Company to provide solutions tobuy-side and sell-side market participants, as well asleading institutional and wealth management clientsglobally. In this Quarterly Report on Form 10-Q, references to“our,” “we,” “us,” “BNY,” the “Company” and similarterms refer to The Bank of New York MellonCorporation and its consolidated subsidiaries. The term“Parent” refers to The Bank of New York MellonCorporation but not its subsidiaries. The diagram below presents our three business segmentsand lines of business, with the remaining operations inthe Other segment. Certain business terms used in this report are defined inthe Glossary included in our Annual Report on Form 10-K for the year ended Dec. 31, 2024 (the “2024