华美银行 2025年度报告

FORM11-K (Mark One) ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December31, 2025 OR TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to _______ Commission file number 000-24939 Full title of the plan and the address of the plan, if different from that of the issuer named below: East West Bank Employees 401(k) Savings Plan B.Name of issuer of the securities held pursuant to the plan and the address of its principal executive office: East West Bancorp, Inc.135 North Los Robles Avenue, 7FloorPasadena, California 91101th EAST WEST BANK EMPLOYEES 401(k)SAVINGS PLAN TABLE OF CONTENTS REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM1FINANCIAL STATEMENTS:Statements of Net Assets Available for Benefits as of December31, 2025 and 20242Statement of Changes in Net Assets Available for Benefits for the Year Ended December31, 20253Notes to Financial Statements4SUPPLEMENTAL SCHEDULE:ScheduleH, Line4i— Schedule of Assets (Held at End of Year) as of December31, 202510SIGNATURE11EXHIBIT INDEX12Exhibit 23.1 — Consent of Independent Registered Public Accounting Firm NOTE:All other schedules required by Section2520.103-10 of the Department of Labor’s Rulesand Regulations forReporting and Disclosure under the Employee Retirement Income Security Act of 1974 have been omittedbecause they are not applicable. REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Plan Administrator and ParticipantsEast West Bank Employees 401(k) Savings PlanPasadena, California Opinion on the Financial Statements We have audited the accompanying statements of net assets available for benefits of the East West Bank Employees401(k) Savings Plan (the “Plan”) as of December31, 2025 and 2024, the related statement of changes in net assetsavailablefor benefits for the year ended December 31,2025,and the related notes(collectively,the“financialstatements”). In our opinion, the financial statements present fairly, in all material respects, the net assets available forbenefits of the Plan as of December31, 2025 and 2024, and the changes in net assets available for benefits for the yearended December31, 2025, in conformity with accounting principles generally accepted in the United States (“U.S.”) ofAmerica. Basis for Opinion These financial statements are the responsibility of the Plan’s management. Our responsibility is to express an opinion onthe Plan’s financial statements based on our audits. We are a public accounting firm registered with the Public CompanyAccounting Oversight Board (United States) (“PCAOB”) and are required to be independent with respect to the Plan inaccordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and ExchangeCommission and the PCAOB. We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan andperformthe audit to obtain reasonable assurance about whether the financial statements are free of materialmisstatement, whether due to error or fraud. The Plan is not required to have, nor were we engaged to perform, an auditof its internal control over financial reporting. As part of our audits we are required to obtain an understanding of internalcontrol over financial reporting but not for the purpose of expressing an opinion on the effectiveness of the Plan’s internalcontrol over financial reporting. Accordingly, we express no such opinion. Our audits included performing procedures to assess the risk of material misstatement of the financial statements,whether due to error or fraud, and performing procedures that respond to those risks. Such procedures includedexamining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits alsoincluded evaluating the accounting principles used and significant estimates made by the Plan’s management, as well asevaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis forour opinion. Supplemental Information The supplemental information in the accompanying Schedule H, Line 4i—Schedule of Assets (Held at End of Year) as ofDecember31, 2025, has been subjected to audit procedures performed in conjunction with the audit of the Plan’s financialstatements. The supplemental information is presented for the purpose of additional analysis and is not a required part ofthefinancial statements but included supplemental information required by the Department of Labor’s Rules andRegulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. The supplementalinformation is the responsibility of the Plan’s management. Our audit procedures included determining whether thesupplemental information reconciles to the financial statements or the underlying accounting and other records, asapplicable, and perform