东北社区银行 2025年度报告

NORTHEAST COMMUNITY BANCORP, INC. Corporate Profile NorthEast Community Bancorp, Inc., headquartered in White Plains, New York, is the holding company forNorthEast Community Bank. Established in 1934, NorthEast Community Bank is a community-oriented financialinstitution offering traditional financial services to consumers and businesses in its market area. We conduct ourlending activities throughout New York, Massachusetts, and New Jersey. We attract deposits from the generalpublic and use those funds to originate multi-family and mixed-use construction loans, multi-family and mixed-use permanent loans, commercial and industrial loans and limited consumer loans, which we hold for investment. Transfer Agent Continental Stock Transfer & Trust1 State Street, 30th FloorNew York, NY 10004212-509-4000www.continentalstock.com/shareholders Stock Listing NorthEast Community Bancorp, Inc.’scommon stock is quoted on the Nasdaq (Nasdaq: NECB) Locations Corporate Headquarters and Main Office Annex 55 Church StreetWhite Plains, New York 10601 325 Hamilton AvenueWhite Plains, New York 10601 Bank Branches 325 Hamilton AvenueWhite Plains, New York 10601 1355 First AvenueNew York, New York 10021 72 West Eckerson RoadSpring Valley, New York 10977 590 East 187th StreetBronx, New York 10458 242 West 23rd StreetNew York, New York 10011 87 Elm StreetDanvers, Massachusetts 01923 281 Quincy AvenueQuincy, Massachusetts 02169 35 Edgell RoadFramingham, Massachusetts 01017 52 Bakertown Road,Palm Tree, New York 10950 1 Freeland StreetMonroe, New York 10950 166 Route 59Monsey, New York 10950 3 Winterton RoadBloomingburg, New York 12721 Loan Production Office 301 North Main Street, Suite 5New City, New York 10956 April 10, 2026 Dear Stockholder: You are cordially invited to attend the annual meeting of stockholders of NorthEast Community Bancorp,Inc. (the “Company”). The annual meeting will be conducted solely online via live webcast on Thursday, May 21,2026 at 9:00 a.m., local time. The notice of annual meeting and proxy statement appearing on the following pages describe the formalbusiness to be transacted at the meeting. Directors and officers of the Company, as well as a representative of S.R.Snodgrass, P.C., the Company’s independent registered public accounting firm, will be present to respond toappropriate questions of stockholders. It is important that your shares are represented at this meeting, whether or not you attend the meeting inperson and regardless of the number of shares you own. To make sure your shares are represented, we urge you tovote online or via telephone or to complete and mail a proxy card.You can revoke a proxy at any time before itsexercise at the meeting by following the instructions in the proxy statement. Kenneth A. MartinekChairman and Chief Executive Officer NOTICE OF 2026 ANNUAL MEETING OF STOCKHOLDERS TIME AND DATE 9:00 a.m., local time, on Thursday, May 21, 2026 The annual meeting will be conducted solely online via live webcast. You will be able toattend and participate in the annual meeting online, vote your shares electronically byentering the control number on your proxy card, and submit your questions during themeeting by visiting: https://www.cstproxy.com/necb/2026 at the date and time describedin the accompanying proxy statement. There is no physical location for the annual meeting. PLACE ITEMS OF BUSINESS Election of Directors.To elect four directors to serve for a term of three years.Approval of the NorthEast Community Bancorp, Inc. 2026 Equity IncentivePlan.In voting on the approval of the NorthEast Community Bancorp, Inc. 2026Equity Incentive Plan, you may vote in favor of the proposal, vote against theproposal, or abstain from voting.To be approved, this proposal requires theaffirmative vote of a majority of the votes cast at the annual meeting. In countingvotes on this proposal, abstentions and broker non-votes will have no impact on theoutcome of the proposal.Ratification of Appointment of Independent Auditors.To ratify the selectionof S.R. Snodgrass, P.C. as our independent registered public accounting firm forthe fiscal year ending December 31, 2026.Other Business.To transact such other business as may properly come beforethe meeting and any adjournment or postponement of the meeting. To vote, you must have been a stockholder at the close of business on April 2, 2026. RECORD DATE It is important that your shares be represented and voted at the meeting. You can vote yourshares online or via telephone or by completing and returning a proxy card or votinginstruction card.Voting instructions are printed on the notice of internet availability ofproxy materials sent to you and are included in the accompanying proxy statement. Youcan revoke a proxy at any time before its exercise at the meeting by following theinstructions in the proxy statement. PROXY VOTING Anne Stevenson-DeBlasiCorporate Secretary White Plains, New YorkApril 10, 2026 Note:Wh