保德信金融 2025年度报告

Washington, D.C. 20549____________________________________ FORM 11-K____________________________________ ☒ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☐TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934FOR THE TRANSITION PERIOD FROM TOCOMMISSION FILE NUMBER 001-16707 Full title of the plan and the address of the plan, if different from that of the issuer named below:The Prudential Employee Savings Plan Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:Prudential Financial, Inc. 751 Broad StreetNewark, New Jersey 07102 Financial Statements and Exhibits (a)Financial Statements for the Year Ended December31, 2025, and Independent Registered Public Accounting Firm's Report. (b)The financial statements required to be filed hereunder appear commencing at page 3 hereof. (c)Exhibits(1)Exhibit 23.1 – Consent of Independent Registered Public Accounting Firm Report of Independent Registered Public Accounting Firm Statements of Net Assets Available for Benefits as of December 31, 2025 and December 31, 2024(Modified Cash Basis) Supplemental Information* Schedule H, line 4i – Schedule of Assets (Held at End of Year) *Other schedules required by 29 CFR 2520.103-10 of the Department of Labor’s Rules and Regulations for Reporting andDisclosure under ERISA are not included as they are not applicable. REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM To the Participants and Administrative Committee ofThe Prudential Employee Savings Plan Opinion on the Financial Statements We have audited the accompanying statements of net assets available for benefits (modified cash basis) ofThe Prudential Employee Savings Plan (the Plan) as of December 31, 2025 and 2024, the related statement ofchanges in net assets available for benefits (modified cash basis) for the year ended December 31, 2025, andthe related notes and schedule (collectively referred to as the financial statements). In our opinion, the financialstatements present fairly, in all material respects, the net assets available for benefits (modified cash basis) of Basis for Opinion These financial statements are the responsibility of the Plan’s management. Our responsibility is to express anopinion on these financial statements based on our audits. We are a public accounting firm registered with thePublic Company Accounting Oversight Board (United States) (PCAOB) and are required to be independentwith respect to the Plan in accordance with the U.S. federal securities laws and the applicable rules and We conducted our audits in accordance with the standards of the PCAOB. Those standards require that weplan and perform the audits to obtain reasonable assurance about whether the financial statements are free ofmaterial misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risk of material misstatement of the financialstatements, whether due to error or fraud, and performing procedures that respond to those risks. Suchprocedures included examining, on a test basis, evidence regarding the amounts and disclosures in the 80 Pine StreetNew York, NY 10005T+1 212 709 4500F+1 212 709 4680mitchelltitus.com Emphasis-of-Matter—Basis of Accounting We draw attention to Note 2 of the financial statements, which describes the basis of accounting. The financialstatements are prepared on the modified cash basis of accounting, which is a basis of accounting other thanaccounting principles generally accepted in the United States of America. Our opinion is not modified with Supplemental Information The supplemental information in the accompanying schedule of assets (held at year end) as of December 31,2025 has been subjected to audit procedures performed in conjunction with the audit of the Plan’s financialstatements. The supplemental information is the responsibility of the Plan’s management. Our audit proceduresincluded determining whether the supplemental information reconciles to the financial statements or theunderlying accounting and other records, as applicable, and performing procedures to test the completeness We have served as the Plan’s auditor since 2019. /s/ Mitchell & Titus, LLP New York, New YorkJune 18, 2026 The Prudential Employee Savings PlanStatements of Net Assets Available for Benefits(Modified Cash Basis) The Prudential Employee Savings PlanStatement of Changes in Net Assets Available for Benefits(Modified Cash Basis) The Prudential Employee Savings Plan Description of the Plan The following description of The Prudential Employee Savings Plan (the “Plan” or “PESP”) provides only generalinformation. Participants should refer to the Plan documents and Summary Plan Description for a more complete descriptionof the Plan’s provisions. GeneralThe Plan is a defined contribution plan generally covering all United States employees and statutory agents of The Prudential In