工商银行：2022年年度报告

股份代號：1398 1984112005102820061027 1,0007.20 1000500Brand Finance500 使命 願景 價值觀 20233302022 2022• 2022103.0352022 A 18886-4008058058 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITEDICBC H 18317M852-28628555852-28650990 5510014086-10-6610611486-95588www.icbc.com.cn, www.icbc-ltd.com A601398 333 H 1398 5586-10-6610860886-10-66107571ir@icbc.com.cn 1360011 2360036 Awww.sse.com.cn Hwww.hkexnews.hk ICBC 20USDPREF4620 1117-18 22230 520 •8835 9 1855 202248 (ESG) 2.63 1178.010(BRBR) 202239.63,6103.1%0.97%11.43%1.38%19.26%2022103.035 2024114040 202340 2022 19.26%209.47%8,0001.38%8(ROA)0.97%(ROE)11.43%(NIM)1.92%12.6%39.68,4143.1%3,610 6.42.64,283 300 5%APP1,800 (GBC)1,0001,6727.23.4 ESG (D-ICBC)8.0e5.05.161.74ECOS 202340 2022(GDP)3.0%5.1%7.7%0.2%3.6%2.3%(CPI)2.0% 1.137,39915(LPR)1535 4.27,5004.04 2316 61.4515.1%25.9%6.96468.5% 2022319.8110.8%2.981.63%205.85%15.17%156.2612.9%1.211.31%245.04%17.76% 20221000500BrandFinance500 2022(M2)266.4311.8%344.219.6%213.9911.1%258.5011.3% 20 ••••••••• 2 0 2 23,610.38108.223.1%0.97%11.43%8,414.412.3%6,936.870.4%1,477.5413.2%2,408.842.0%27.43%1,824.19615.2717.6% 27 •••• 35 20226,936.8730.070.4%82.4%12,803.761,181.5810.2%5,866.891,151.5124.4%1.73%1.92%19(LPR) 9,001.49680.138.2%11.3% 2,987.22358.9513.7%12.5% 454.2533.988.1% 360.80108.5243.0% 4,800.83824.5820.7%11.8%13 707.32263.4559.4%15.4% 358.7463.4821.5% 20221,477.54224.4613.2%17.6%1,292.6537.592.8%184.89186.8750.3% 20221,292.6537.592.8%41.6910.57 184.89186.8750.3% 20221,824.19202.0410.0%1,431.73250.9414.9%14.30. 44.2715.5854.3% 615.27131.5617.6%14.56%25% 2022 2022396,096.5744,382.7412.6%232,123.1225,450.6712.3%105,272.9212,695.3213.7%34,278.923,294.5410.6% 2022232,123.1225,450.6712.3%214,829.6425,530.3913.5% 16,322.6013.4%4,127.7512,194.85 6,210.27117.7% 2,917.803.7%470.6225.1%2,275.9932.4% 20222022105,272.9212,695.3213.7%100,594.9912,421.5414.1% 10,473.9816.4%186.1048.7%70.170.9%1,691.2910.2% 11,031.6913.6%1,093.0624.3%296.7911.6% 2022117,584.507,617.369,967.1443.3%56.7% 8,640.672,005.7130.2% 2022360,958.3141,997.0613.2% 2022298,704.9134,287.1713.0%13,396.9110.0%20,473.3816.4%22,430.7817.4%11,439.518.9%281,530.1432,384.9013.0%17,174.771,902.2712.5% 5,747.782,088.3557.1% 202235,138.262,385.687.3%34,951.712,374.167.3% 21.47. 14,046.5710,437.7510,766.4121,303.20 9,106.2135,313.888,124.6944,420.0910,485.34 647.899,558.62193.7210,206.51338.64 20221231 ++2022138,269.6616,322.6013.4%146,711.5413,396.9110.0% 20221,069.3100.2 3 20221.231.75 2022 20223.77 202215,503.164,513.0441.1%101.622.13.84%33,001.966,489.7624.5%3.86%27355 202239,784.58563.38 20228.8171.7%1.27 ee 75171.6 1 9 3.3 1+N+ 8,000542022 e+ + 74 R E I T sISP+e+e+e+e+ 20221,228.3106.7187.410,4332,649 2,71620,287.48ESGESG1,457.13 +ee 202222,044.0929.0% e++ 2022 GBCZi 20227.201,67218.66145,453.0620,473.3816.4%82,365.612,917.803.7%3,6886221,144 ee5.0GBC+ 420280 Zi 202212.195,03310.541.656,401.52202219.7117.422.29 202222.602.6513.3%2.633,02913.0% i V 2022120.9 202221,442.5617,622.88 5020226.33.52.52.3 20224,7391,24912,457 2022G3 SOFR ESG2022 35 60 202262022 2022413113.75 Z• 99.99% 2022 170 50 4.530011 ECOS2022 + 1082,4006.21.8 GBC ee30APIAPP10300ee7×24e 2022262.243.68.3%7,700 OCR1,700 20225.161.74 20221,356514213 202298.9% GBC+2.0 + 8.018500 APP12 2022APP1,800 ++20222010 RPA2022+++++20221120 2022334,53090% 1.52.882022512 2 8.0 202211188.08.0185008.05 61.7300 73810020% 2.028141Z +1.5512+ 587916 586.2%1,246202215,63922,63675,88960,20446,086 1,603eOFD1+1 3,7561,4702,543 462.811 744682730•249416 7×24 2022 2022427,587404,0907,61915,878 202216,45616,0404163 645815,38626133 IPO16 18372609 e ETF73ETF54ETF 4615 1 0 20229 20224941620211251421,438 27.631.9%39.225.0814.9%6.4% 20224,479.1175.081.6%7.9%1,831.31141.487.2%1,520.36 QDIIRQFII REITs2022TOP 2 0 2 22 2 76601.72 2022TOP IPO2022 ESG202281(Goldman Sachs Asset Management, L.P.) 2022202217,622.88 324,963,46419.36%202228,838.412,599.56393.83 2022 董 事 會 監 事 會 層 面 2022412,772.2445,401.8250.(a)(i)2022 2022224,395.1424,777.3696.67%4,516.28395.901.95%0.043,211.70277.411.38%0.04 20222,716.15167.281.96%0.13495.55110.130.60%0.11 3,323.9411.8%2,948.5117.8%2,254.7413.5% 1,461.2113.7%1,415.3310.3% 20226,727.626,722.245.38209.47%3.632.90%0.02 2,840.31291.3031,902.2977.72 262.2970.95322.810.20 20223.8%16.0%6,847.803.0% 2022 (VaR) (VaR)50.(c)(i)(VaR) 20222022 2022 2022 50.(c)(ii) 2022 2022 202219,059.25376.9313,612.033,423.89 2022 202242.3%106.1%76.7% 2022128.82%1.02 20221311552022 2 0 2 2118.27%2.4330 IT 2022 2022 2022 2022 2022 2022 2022 20221,300 (EC)(RAROC)(EVA) 2022148400500400 EVA 2022102,00020221112600300 2021 202248 2023 48 2,9873,6103,0003,5003,600 201948 31.73 201919%10200%20221.38%8 2022 2019-2021(ROA)1%(ROE)12%(NIM)2.1%2022ROAROE0.97%11.43%NIM1.92% 3020222.64,283 284015232332347,2518,4148,000 6.4 2022LP