蒙特利尔银行美股招股说明书(2026-05-19版)

Bank of Montreal Senior Medium-Term Notes, Series KEquity Index Linked Notes Market Linked Notes—Upside Participation with Averaging and Principal Return at Maturity Notes Linked to an Index Basket due October 18, 2029 Linked to an approximately equally weighted Basket comprised of the EURO STOXX 50®Index (33.34%), the Russell 2000®Index (33.33%) and the S&P 500®Index(33.33%) (each referred to as a “basket component”)Unlike ordinary debt securities, the notes do not pay interest.Instead, the notes provide for a maturity payment amount that may be greater than or equal to the principal amountof the notes, depending on the performance of the Basket from the starting value to the average ending value.The maturity payment amount will reflect the following terms:If the average ending value is greater than the starting value, you will receive the principal amount plus a positive return equal to 100% of the percentage increase in thevalue of the Basket from the starting value to the average ending valueIf the average ending value is less than or equal to the starting value, you will receive the principal amount, but you will not receive any positive return on your investmentAverage ending value of the Basket based on the average of the closing values of the basket components on specified dates occurring quarterly during the term of the notesRepayment of principal at maturity regardless of Basket performance (subject to credit risk)All payments on the notes are subject to the credit risk of Bank of Montreal, and you will have no ability to pursue any securities included in the basket components for payment;if Bank of Montreal defaults on its obligations, you could lose some or all of your investmentNo periodic interest payments or dividends No exchange listing; designed to be held to maturity On the date of this pricing supplement, the estimated initial value of the notes is $948.63 per note. As discussed in more detail in this pricing supplement, the actual value of the notes at any time will reflect many factors and cannot be predicted with accuracy. See “Estimated Value of the Notes” in this pricing supplement.The notes have complex features and investing in the notes involves risks not associated with an investment in conventional debt securities. See “Selected Risk Considerations” beginning on page PRS-8 herein and “Risk Factors” beginning on page PS-5 of the accompanying product supplement, page S-2 of the prospectus supplement and page 9 of theprospectus.The notes are the unsecured obligations of Bank of Montreal, and, accordingly, all payments on the notes are subject to the credit risk of Bank of Montreal. If Bank of Montreal defaults on its obligations, you could lose some or all of your investment. The notes are not insured by the Federal Deposit Insurance Corporation, the Deposit Insurance Fund, theCanada Deposit Insurance Corporation or any other governmental agency.The notes are not bail-inable notes and are not subject to conversion into our common shares or the common shares of any of our affiliates under subsection 39.2(2.3) of the Canada Deposit Insurance Corporation Act. Neither the Securities and Exchange Commission nor any state securities commission or other regulatory body has approved or disapproved of these notes or passed upon the accuracyor adequacy of this pricing supplement or the accompanying product supplement, underlying supplement, prospectus supplement and prospectus. Any representation to the contrary isa criminal offense. (2)In respect of certain notes sold in this offering, our affiliate, BMO Capital Markets Corp., may pay a fee of up to $3.00 per note to selected securities dealers in considerationfor marketing and other services in connection with the distribution of the notes to other securities dealers.Wells Fargo Securities Market Linked Notes—Upside Participation with Averaging and Principal Return at MaturityNotes Linked to an Index Basket due October 18, 2029 Market Linked Notes—Upside Participation with Averaging and Principal Return at Maturity Additional Information About the Issuer and the Notes You should read this pricing supplement together with product supplement no. WF2 dated March 25, 2025, underlying supplement no. ELN-1 dated March 25, 2025, theprospectus supplement dated March 25, 2025 and the prospectus dated March 25, 2025 for additional information about the notes. To the extent that disclosure in this pricingsupplement is inconsistent with the disclosure in the product supplement, underlying supplement, prospectus supplement or prospectus, the disclosure in this pricing Our Central Index Key, or CIK, on the SEC website is 927971. When we refer to “we,” “us” or “our” in this pricing supplement, we refer only to Bank of Montreal. You may access the product supplement, underlying supplement, prospectus supplement and prospectus on the SEC website www.sec.gov as follows (or if such address haschanged, by reviewing our filings for t