ACI环球 2026年季度报告

(Mark One) ☒QUARTERLY REPORT PURSUANT TO SECTION13 OR 15(d)OF THE SECURITIESEXCHANGE ACT OF 1934 For the quarterly period ended March31, 2026Or ☐TRANSITION REPORT PURSUANT TO SECTION13 OR 15(d)OF THE SECURITIESEXCHANGE ACT OF 1934 ACI WORLDWIDE, INC. Delaware (Address of principal executive offices) Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12months (or for such shorter period that the registrant was required to file such reports),and (2)has been subject to such filing requirements for the past 90days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule 405 of the Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was requiredto submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reportingcompany, or an emerging growth company. See definitions of “large accelerated filer,” “accelerated filer,” “smaller reportingcompany,”and“emerginggrowthcompany”inRule12b-2oftheExchangeAct.(Checkone): Large accelerated filer☒Non-accelerated filer☐ Acceleratedfiler☐Smallerreportingcompany☐Emerginggrowthcompany☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule12b-2 of theExchange Act).Yes☐No☒ As of May4, 2026, there were 101,661,570 shares of the registrant’s common stock outstanding. TABLE OF CONTENTS PART I – FINANCIAL INFORMATION Item1Financial Statements (unaudited)Condensed Consolidated Balance Sheets as of March 31, 2026, and December31, 20253Condensed Consolidated Statements of Operations for the Three Months Ended March 31, 2026 and 20254Condensed Consolidated Statements of Comprehensive Income (Loss) for the Three Months Ended March 31,2026 and 20255Condensed Consolidated Statements of Stockholders’ Equity for the Three Months Ended March 31, 2026 and20256Condensed Consolidated Statements of Cash Flows for the Three Months Ended March 31, 2026 and 20257Notes to Condensed Consolidated Financial Statements8 Item2Management’s Discussion and Analysis of Financial Condition and Results of Operations19Item3Quantitative and Qualitative Disclosures About Market Risk31Item4Controls and Procedures31 PART II – OTHER INFORMATION Item1Legal ProceedingsItem1ARisk FactorsItem2Unregistered Sales of Equity Securities and Use of ProceedsItem3Defaults Upon Senior SecuritiesItem4Mine Safety DisclosuresItem5Other InformationItem6Exhibits 32323232323333 Signature March 31, 2026December 31,2025 ACI WORLDWIDE, INC.AND SUBSIDIARIESCONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS(unaudited and in thousands, except per share amounts) The accompanying notes are an integral part of the condensed consolidated financial statements. ACI WORLDWIDE, INC. AND SUBSIDIARIESCONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)(unaudited and in thousands) Three Months Ended March 31, ACI WORLDWIDE, INC.ANDSUBSIDIARIESNOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS(unaudited)1. Condensed Consolidated Financial Statements The unaudited condensed consolidated financial statements include the accounts of ACI Worldwide, Inc. and its wholly-ownedsubsidiaries (collectively, the “Company”). All intercompany balances and transactions have been eliminated. The condensedconsolidated financial statements as of March31, 2026, and for the three months ended March31, 2026 and 2025, are unaudited andreflect all adjustments of a normal recurring nature, which are, in the opinion of management, necessary for a fair presentation, in allmaterial respects, of the financial position and operating results for the interim periods. The condensed consolidated balance sheet asof December31, 2025, is derived from the audited financial statements. The condensed consolidated financial statements contained herein should be read in conjunction with the consolidated financialstatements and notes thereto contained in the Company’s annual report on Form 10-K for the fiscal year ended December31, 2025,filed on February26, 2026. Results for the three months ended March31, 2026, are not necessarily indicative of results that may beattained in the future. The preparation of condensed consolidated financial statements in conformity with accounting principles generally accepted in theUnited States (“U.S. GAAP”) requires management to make judgments, estimates, and assumptions that affect the reported amounts ofassets and liabilities and disclosure of contingent assets and liabilities at the date of