哈尔滨银行2025年年度报告

( 於中華人民共和國註冊成立的股份有限公司 )股份代號：6138 年度報告2025 241013162297103142146166328 19977 25 H1.00 ᙑ່ LPR(Loan Prime Rate)20263 27C320235 1820183 17202512 31571 4 www.hrbb.com.cnwww.hkexnews.hk HARBIN BANK CO., LTD.HARBIN BANK 888 6138 912301001275921118 B0306H223010001 19977 25 888 24840 888 86-451-86779933 86-451-86779000 H ir@hrbb.com.cn ʮ̡ᔊʧ 1997219977 25202512 3117122120251231373 202512 3110,193.4004,106.2547,192.437 2025(The Banker)20251000192202510042202420242024E20252025·(2025) ʮ̡ᔊʧ 2025 ʮ̡ᔊʧ 202512 31 ʮ̡ᔊʧ 20259 22202512 3120261 ึࠇᅰኽձৌਕܸᅺ࿜ࠅ ึࠇᅰኽձৌਕܸᅺ࿜ࠅ (1)(2)(3)(4)(5)(6)(7)(8)20241 12023202312 31(9)(10)(11) 2025202512 3110,193.40011.25%4,106.2548.32%7,192.4373.69%2.80%0.0412.64616.83%4.40519.86% ᗘߧڗ໨ԫ 2,368.41957.6% 2025–20272412 ᗘߧڗ໨ԫ ESGESGWindESGAESGESG 2026 2025 ᗘߧڗБ + ᗘߧڗБ +e5,50040%4,000 202512335.5550.49%229.09111.49%432.4917.29%304.176.80% ᗘߧڗБ 288 2026 ᗘߧڗБ ᗘߧڗБ . 2025 2025(GDP)140.18795%3.9%4.5%5.4%12(M2)340.38.5%(M1)115.53.8%(M0)14.110.2%268.46.3%328.626.4442.18.3%271.916.3 2025202516,878.04.2%3,352.63.5%4,008.81.5%9,516.65.5%4.4%5.8% ໨ԫึజѓ 2025 202512 3110,193.4001,031.08111.25%4,106.254315.3158.32%7,192.437255.6433.69% 202512.6461.82216.83%11.4562.25924.56%1.13%0.44 ໨ԫึజѓ ໨ԫึజѓ 202512 31114.9252.80%0.04198.26%4.335.55%0.20 20252120251231270.628.81%249.692.46%231.912.77%21175.17 ໨ԫึజѓ . ໨ԫึజѓ ໨ԫึజѓ 202598.3910.022 (1)(2)(3)(4)(5)(6) ໨ԫึజѓ ໨ԫึజѓ (1)(2)(3) 2025285.98116.7465.5%4.04%20253.48% 1. 2025163.6434.5202.7%0.60 ໨ԫึజѓ 2. 202591.0626.7956.9%0.67 3. 20256.4300.4136.0%37.592 4. 20259.5003.05524.3%44.8060.43 5. 202515.3461.96311.3%3.0870.68 2025187.59016.7688.2%2.66%20252.26%7,696.38220258,301.668 ໨ԫึజѓ ໨ԫึజѓ 1. 2025159.11918.97310.7% 2. 202517.9171.1756.2%0.46 3. 20259.3503.09049.4% ໨ԫึజѓ 20251.22%0.161.20%0.110.110.10 ໨ԫึజѓ ໨ԫึజѓ 1. 20254.4050.73019.9% 20250.7940.14622.5% 20251.1870.27430.0% 20252.4180.38619.0% 20251.6650.35217.5% 20250.2690.177192.4% ໨ԫึజѓ 2. 20253.08321.16487.3% 3. 202538.88123.663155.5% 4. 20250.7000.22324.2% 202554.5540.3960.7% ໨ԫึజѓ 202525.6910.0840.3%20252.7870.0421.5%20256.5320.6358.9%202519.5441.0735.8% ໨ԫึజѓ 202585.0084.2775.3% 20250.5670.462 ໨ԫึజѓ ໨ԫึజѓ 2025-7.3153.005 . 202512 3110,193.4001,031.08111.3% (1) ໨ԫึజѓ 1. 202512 314,106.254315.3158.3% (1) 202512312,582.793528.74325.7% ໨ԫึజѓ ໨ԫึజѓ (1)201,0003200120351 202512 311,194.978262.28828.1%46.3%45.4% (2) 202512311,164.32213.4771.1%24.14510.6% 202512 319.8%10.6%0.4% ໨ԫึజѓ 2. 202512 314,608.703819.45321.6% ໨ԫึజѓ ໨ԫึజѓ 202512 311,234.142136.69010.0%202412 3136.2%202512 3126.8% ໨ԫึజѓ 3. (i)(ii) 202512 31992.5745.9950.6% 202512 31211.338106.39433.5% [2021]35202512 319,545.5731,039.21712.2% ໨ԫึజѓ ໨ԫึజѓ (1)(2)(3) 1. 202512317,192.437255.6433.7% ໨ԫึజѓ 2. 202512 31774.727281.11056.9% 3. 202512 31540.594193.58955.8% 4. 20251231558.302158.88239.8% 202512 31647.8278.1361.2%622.9098.7101.4% ໨ԫึజѓ ໨ԫึజѓ . 202512 3110,000202412 3129,66520251231202412 3146 ໨ԫึజѓ . 202512 312.80%0.04198.26%4.335.55%0.20 (1) ໨ԫึజѓ ໨ԫึజѓ 202512 312.80%1.83%5.81% ໨ԫึజѓ ໨ԫึజѓ ໨ԫึజѓ 202512 312,582.793528.743 202512 3157.6%10.2%21.2%11.0% ໨ԫึజѓ 61.1% ໨ԫึజѓ ໨ԫึజѓ 202512 3110%202512 31 ໨ԫึజѓ (1) 202512 310.8 ໨ԫึజѓ ໨ԫึజѓ IFRS9202512 31227.8509.9245.55%0.20 . ໨ԫึజѓ ໨ԫึజѓ ໨ԫึజѓ . 202512 318.48%12.28%13.52% ໨ԫึజѓ ໨ԫึజѓ . + 53.23536.6% ++2025202512 311,526.5835.815,543.00326.085151.339.907.00% ໨ԫึజѓ 202512 315,115.028115.2582.3%20255,055.524336.4777.1%18.8%1 202512 311,164.3221.1%28.4%203.987801.752158.58317.5%68.9%13.6% ໨ԫึజѓ ໨ԫึజѓ 2025174.25 202512 311,844.0126.28 737.76 ໨ԫึజѓ 2025 55.7352.58438.3% ໨ԫึజѓ ໨ԫึజѓ 202512 312,077.409 4567 ໨ԫึజѓ 202512 312,582.793528.74362.9% 1.1 e9E102039+ ໨ԫึజѓ ໨ԫึజѓ SHIBOR 36.50925.1% 202512 313,327.384 202512 31342.381211.338 ໨ԫึజѓ 202512 31325.67 2024 1. 202512 312,359.30057.5% ໨ԫึజѓ 2025121,88044.3 347.9752.79432.4917.29%19.520.065.62%1.09 ໨ԫึజѓ 202512 311,194.978 AI 202512 31801.752 ໨ԫึజѓ ໨ԫึజѓ 2. ໨ԫึజѓ 3. –37.3 202512 31304.171158.583116 ໨ԫึజѓ ໨ԫึజѓ 1. 202512 312129202512 3121175.1795.80130.13 2. 202512 31270.62173.80 ໨ԫึజѓ 3. 1915 202512 31249.696.002.46%231.916.242.77%2,6529516.7419.66%100% 3 · 152025 ໨ԫึజѓ ໨ԫึజѓ 1. 202512 313211730211 212911 2. (1) 202512 311,191349107425722219359 (2) 202512 31612.286.88% ໨ԫึజѓ (3) 95537/4006095537202512 31176.2599.55%3.3799.51% 40066955372025110.699.84%16.71 (4) 202512 31487.858.57% ໨ԫึజѓ ໨ԫึజѓ (5) 202512 31668.617.03% 20252025–20272025–2027621 ໨ԫึజѓ 202599.99% . ໨ԫึజѓ ໨ԫึజѓ ໨ԫึజѓ ໨ԫึజѓ ໨ԫึజѓ 202512 31264.21%20183 202512 31138.04%201836,603.914,783.97 ໨ԫึజѓ 202512 31(i)(ii) ໨ԫึజѓ ໨ԫึజѓ 202512 31 2025 ໨ԫึజѓ ໨ԫึజѓ ໨ԫึజѓ ໨ԫึజѓ 200 . 2420253 152025 ໨ԫึజѓ ໨ԫึజѓ 95537400-66-955371763.5111 . 2025ESG202512 31650229.0920252025 ESG ໨ԫึజѓ . 20263 27202520252025 HH10% [1993]04510%HH ໨ԫึజѓ ໨ԫึజѓ