哈爾濱銀行股份有限公司 ( 於中華人民共和國註冊成立的股份有限公司 )股份代號 :6138 年度報告2023 B0306H223010001912301001275921118155 249121519101107143146150172324 1997725 H1.00 4 www.hrbb.com.cnwww.hkexnews.hk HARBIN BANK CO., LTD.HARBIN BANK 888 6138 912301001275921118 B0306H223010001 1997725 888 24840 888 86-451-86779933 86-451-86779829 H ir@hrbb.com.cn 19972199772517143020231231386 202312318,133.2873,231.8276,425.056 2023(The Banker)20231000183Brand Finance202350026420231004120222023•20232023 2023 20231231 (1)(2)(3)(4)(5)(6)(7)(8)(9)(10)2020[2020]16130%(11)2020[2020]162% 2023 20238,133.28714.1%3,231.82713.6%6,425.05615.2%52023132.417 2.9%8.88124.6%1003 76944610287 9842023(The Banker)20231000183202310041 2024 2023 202312318,133.2871,005.95614.1%3,231.827387.67813.6%6,425.056846.79815.2%2.87%0.02197.38%15.842023132.4172.9%8.88124.6% 2024 20232023(GDP)126.065.2%4.1%4.7%5.8%12(M2)292.279.7%(M1)68.051.3%(M0)11.348.3%237.5910.6%284.2610%378.099.5%22.751.3125.745,101 2023202315,883.92.6%3,518.32.6%4,291.3 2.3%8,074.35.0%8.1%4.1%6.3%17.5%709.2%144.2%11.8%25.424168.5% 2023 202312318,133.2871,005.95614.1%3,231.827387.67813.6%6,425.056846.79815.2% 20238.8811.75624.6%7.4001.85233.4%20230.12% 2023123192.5962.87%0.02197.38%15.845.66%0.41 20233020231231246.641.77%213.7461.36202.6751.9430271.48 1 20231.56%0.021.43%0.12(Loan Prime Rate, “LPR”)LPR 2024 2 2023123192.5962.87%0.02197.38%15.845.66%0.41 3 202312315,760.68115.6470.3%8.69%12.48%13.71%0.051.791.80 4 [2014]127202312311,498.0113.9%66.5836.1054.44%0.56 5 20231231130.60%201835,707.844,370.64 20234.5738.88124.6% 202395.4905.4186.0% (1)(2)(3)(4)(5)(6) (1)(2)(3) 2023297.19136.54114.0% 1 2023165.20112.0537.9% 2 202397.40916.50020.4% 3 20237.2840.90914.3% 4 202314.4077.568110.7% 5 202312.8900.4893.7% 2023201.70131.12318.2% 1 2 0 2 31 7 9 . 6 7 43 5 . 3 4 124.5% 2 202315.4540.1100.7% 3 20236.1963.67837.2% 20231.58%1.56%1.55%1.43% 1 20236.4530.86311.8% 20231.8231.05336.6% 20230.7820.33976.5% 20233.1640.1193.6% 20232.2530.0913.9% 20230.2210.133151.1% 2 202326.9192.68611.1% 3 20232.6491.51536.4% 4 20230.9062.01469.0% 202358.2655.41310.2% 202326.4471.4165.7% 20232.6420.50723.7% 20237.6970.1031.3% 202321.4793.59320.1% 202369.5793.7385.7% 2023-4.3087.195 202312318,133.2871,005.95614.1% (1) 1 202312313,231.827387.67813.6% (1) 202312311,840.051229.62014.3% (1)201,000320012031 20231231793.159182.95930.0%43.1%37.9% (2) 202312311,185.50611.8981.0%27.9943.6% 202312313.6%2.4%7.7% 2 202312313,474.449526.98317.9%2023 (1) 202312311,498.01160.9793.9%2022123152.9%2023123143.1% 3 (i)(ii) 20231231638.512129.03916.8% 20231231315.95857.97222.5% 20231231199.328189.328 [2021]35202312317,494.4051,000.28015.487.7%0.6 (1)(2)(3) 1 2 0 2 31 23 16 , 4 2 5 . 0 5 6846.79815.2% 2 20231231462.73852.87412.9% 3 20231231106.64474.144228.1% 4 20231231237.26348.43617.0% 20231231638.8825.6760.9%20231231616.0434.2980.7% 202312310.10.17043 202312312.87%0.02197.38%15.845.66%0.41 (1) 202312312.50%0.2520231231142.9793.3861.82%0.65 202312311,840.051229.62013.83911.788 35.5% 2023123110%20231231 (1) IFRS920231231182.76533.5655.66%0.41 202312318.69%12.48%13.71%0.051.791.80 2015 + 202357.23310.9%43.2% 202312311,464.7636.335125.4719.8918.84% 202312314,451.140763.46020.7%20234,254.690922.88927.7%19.1%1 202312311,185.5061.0%36.7%233.209809.318142.97919.6%68.3%12.1% 2023 2023511324121.74 20231231189.877.6%13.46165.262.9% 202312311,809.6531.08 474.3 2023 0.91720.0%46.4165.32635.1% 202312318.9 202312311,973.916 202312311,840.05114.3%56.9% 1.093 120 SHIBOR 17.49013.2% 2.15 1002023 20231231384.525235.500 202312311,113.486 394.8220231231288.65 2023012023012023• 1 202312311,978.66561.2% e188334 282217.31% + 20231231793.15924.0773.04% AI 20231231809.318 2 150CIPS151,628 +20231421151.51 20231662023 2023 3 12090%20%5.04620232023• 20231231270.688142.979116 1 2023123130452023123130271.48124.863.70%216.447.56% 2 20231231246.64156.16 3 1915 20231231213.7440.27%202.6734.46%202312.3319.59% 20231031202364.8 1. 202312313091729011304511 2. (1) 2023202312311,24246624425421959 (2) 20231231537.0410.52% (3) 95537/4006095537202321099.5%4.999.2% 4006695537 20231488.6% (4) 20231231412.2713.95% (5) 20231231548.5731.23% 1.IT 2. 3.192022-2024 4.CRM 5. 6.4415129 20231231244.75%20183 20231231(i)(ii) 20231231 e (1)2023(2)150 95537400-66-955372105148 2023ESG(ESG)ESG20231,720.3131 8605113241827359121.74 +20235,00011,265 202334351681299508562023 2023901,234 87296 2023 2024327202320232023 HH10% [1993]04510%HH 20231231 20231231187.6171.8 10,995,599,553H3,023,570,00027.50% 10%30%5% 202312311,720.31 14A 48 20221202231 1. 29.63%199282223100% 20031028504590%510%277 2. 75.5433.42120234.81%5.06124.72 1. 20171241536A11415 79,50053%45,00030%9,5006.33%7,5005%5,0003.33%2,5001.67%1,0000.67% 2. 2014611126621120 160,00080%30,00015%10,0005% 3. 202396256.266202320239.51%60