哈爾濱銀行股份有限公司 ( 於中華人民共和國註冊成立的股份有限公司 )股份代號 :6138 年度報告2024 B0306H223010001912301001275921118155 249121520100106145148152177328 1997725 H1.00 4 www.hrbb.com.cnwww.hkexnews.hk 888 HARBIN BANK CO., LTD.HARBIN BANK 6138 912301001275921118 B0306H223010001 1997725 888 24840 888 86-451-86779933 86-451-86779829 H ir@hrbb.com.cn 199721997725202417143020241231390 202412319,162.3193,790.9396,936.794 2024(The Banker)20241000183Brand Finance2024500282202410042(CFCA)202420242024202410(2024)2024CIFS202420242024(2024) 2024 20241231 20243020252182025224 (1)(2)(3)(4)(5)(6)(7)(8)202411202320231231(9)(10)2020[2020]16130%(11)2020[2020]162% 2024 20249,162.31912.65%3,790.93917.30%6,936.7947.96%2024142.4327.56%10.82421.88%20242.84%0.03 202.59%5.2136.10%5.91248.700.84%149.63243.6914.01%225.6711.35% 456720243,790.93917.30%2,330.51328.49%1958.44 1,5483656(The Banker)20241000183202410042 2025 2024 20241231119.7328.27%56.28398.05%117.6741%108.32249.46%2954.8% ESG+4,999.7712.33%+ +EPC5CIPS 2025 20242024(GDP)134.915%3.5%5.3%5%12(M2)313.537.3%(M1)67.11.4%(M0)12.8213%255.687.6%302.256.3%408.348%18.094.6617.997.75 2024202416,476.93.2%3,203.32.9%4,147.30.2%9,126.24.7%1.9%4.7%6.1%13.6%86.7%20.3%1.83%30.63 2024 202412319,162.3191,029.03212.65%3,790.939559.11217.30%6,936.794511.7387.96% 202410.8241.94321.88%9.1971.79724.28%20240.69%0.34 20241231107.5702.84%0.03202.59%5.215.75%0.09 20243020241231248.700.84%243.6914.01%225.6711.35%30268.46 1 20241.38%0.181.31%0.12LPR 2025 2 20241231107.5702.84%0.03202.59%5.215.75%0.09 3 202412318.68%12.37%13.61%0.010.110.105,912.049151.3682.6% 2025 4 [2014]127202412311,370.8328.5%2024123174.4037.8205.43%0.99 5 20241231136.70%201836,327.284,628.74 202498.3692.8793.0% (1)(2)(3)(4)(5)(6) (1)(2)(3) 2024302.7275.5361.9%6,672.90620247,493.0644.45%20244.04% 1 2024168.1632.9621.8%LPR 2 202497.8570.4480.5%480.106 3 20246.8430.4416.1% 4 202412.5551.85212.9% 5 202417.3094.41934.3%37.1840.87 2024204.3582.6571.3%2.89%20242.66%6,982.49720247,696.382 1 2024178.0921.5820.9% 2 202419.0923.63823.5% 3 20246.2600.0641.0% 20241.56%1.38%1.43%1.31% 1 20243.6752.77843.0% 20240.6481.17564.5% 20240.9130.13116.8% 20242.0321.13235.8% 20242.0170.23610.5% 20240.0920.12958.4% 2 202424.2472.6729.9% 3 2 0 2 41 5 . 2 1 81 2 . 5 6 9474.5% 4 20240.9230.0171.9% 202454.1584.1077.0% 202425.7750.6722.5%20242.7450.1033.9%20247.1670.5306.9%202418.4713.00814.0% 80.73111.15216.0% 20241.0291.029 2024-4.3100.002 202412319,162.3191,029.03212.7% (1) 1 202412313,790.939559.11217.3% (1) 202412312,054.050213.99911.6% (1)201,000320012031 20241231932.690139.53117.6%45.4%43.1% (2) 202412311,177.7997.7070.7%5.0772.2% 202412311.0%2.2%0.5% 2 202412313,789.250314.8019.1%2024 (1) 202412311,370.832127.1798.5%2023123143.1%2024123136.2% 3 (i)(ii) 20241231998.569360.05756.4% 20241231317.7321.7750.6% 2 0 2 41 23 11 . 5 0 0197.828 [2021]35202412318,506.3561,011.95113.5%83.9%3.8 (1)(2)(3) 1 2 0 2 41 23 16 , 9 3 6 . 7 9 4511.7388.0% 2 20241231493.61730.8796.7% 3 20241231347.005240.361225.4% 4 2 0 2 41 23 13 9 9 . 4 2 0162.15768.3% 20241231655.96317.0812.7%20241231631.61915.5762.5% 2024123110,00029,665.3320231231202412312023123117,00044 202412312.84%0.03202.59%5.215.75%0.09 (1) 202412312.84%2.39%4.97% 202412312,054.050213.9992024123115.7019.887 2024123161.5%10.0%18.0%10.5% 29.5% 2024123110%20241231 (1) 202412311.2 IFRS920241231217.92635.1615.75%0.09 202412318.68%12.37%13.61%0.010.110.10 2024123120231231 2024123120231231 + 64.47212.6%45.3% +++(2024)202412311,490.7726.015141.4215.9612.72% 202412314,999.770548.63012.3%20244,719.047464.35710.9%19.65%1 202412311,177.7990.7%31.1%228.132805.203144.46419.3%68.4%12.3% 2024++ 2024661324152.17 202412311,817.738.08199.224.92%9.34153.976.83% 619.65 2024 2.49338.3%53.1516.73537.3% 202412311,937.024 4567++ 202412312,054.050213.99954.2% 0.966 2024e21+e42220241231e116.62 SHIBOR 24.03616.9% 202412312,369.5942024103.28 100 20241231413.609192.200 20241231957.223 486.30329.61 2024• 1 BATMD30 AI 202412312,110.48955.7% 82212.620(2024) 29514196.71%0.61 20241231932.690 20241231805.203 2 CIPSCIPS 3 92%2023-20241200.819 20241231284.801144.464116 1 2024123130452024123130268.46122.88216.890.21% 2 20241231248.70149.63 3 1915 20241231243.6914.01%225.6711.35%2,40076.0013.9913.46% 62024 1. 202412313131729411 304511 2. (1) 202412311,20236610625622219359 (2) 20241231572.876.67% (3) 95537/4006095537202414599.5%3.899.5% 4006695537 20241392.4% (4) 20241231449.369.00% (5) 20241231624.7213.88% 2024(2022-2025)(2025-2027)99.98% 2024 20241231213.38%20183 20241231(i)(ii) 20241231 80 20253152025 95537400-66-955371894139 2024ESG(ESG)ESG1,675.3120241231108.32 51849372152.17 202410ESGESG20241111,500202412 202416175226160532•120 2024×2024 2025328202420242024 HH10% [1993]04510%HH 20241231 20241231181.2163.0 () 10,995,599,553H3,023,570,00027.50% 10%30%5% 2024123