NCR Voyix Corp 2025年度报告

UNITED STATES Washington, D.C. 20549 FORM 10-K (Mark One) ☑ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the fiscal year ended December 31, 2025 or oTRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____________ to ____________ Commission File Number: 001-00395 NCR VOYIX CORPORATION (Exact name of registrant as specified in its charter) Maryland 31-0387920 (State or other jurisdiction ofincorporation or organization) (I.R.S. EmployerIdentification No.) 864 Spring Street NWAtlanta, GA 30308(Address of principal executive offices) (Zip Code) Registrant’s telephone number, including area code: (800) 225-5627 Securities registered pursuant to Section 12(b) of the Act: Title of each classTrading Symbol(s)Name of each exchange on which registeredCommon Stock, par value $0.01 per shareVYXNew York Stock ExchangeSecurities registered pursuant to Section 12(g) of the Act:None________________________ Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. YesþNo o Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.Yeso Noþ Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities ExchangeAct of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subjectto such filing requirements for the past 90 days.YesþNo o Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant toRule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required tosubmit such files).YesþNoo Table of Contents Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reportingcompany, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and“emerging growth company” in Rule 12b-2 of the Exchange Act. Accelerated fileroSmaller reporting companyoEmerging growth companyo Large accelerated filerþNon-accelerated filero If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complyingwith any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.o Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of itsinternal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accountingfirm that prepared or issued its audit report.þ If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrantincluded in the filing reflect the correction of an error to previously issued financial statements.þ Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-basedcompensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b).o Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).Yes☐Noþ The aggregate market value of voting and non-voting common equity held by non-affiliates of the registrant as of June 30, 2025, the lastbusiness day of NCR Voyix Corporation’s most recently completed second fiscal quarter, was approximately $1.6 billion. As of February 19, 2026, there were 139,011,364 shares of common stock issued and outstanding. DOCUMENTS INCORPORATED BY REFERENCE Part III:Portions of the registrant’s definitive proxy statement for its annual meeting of stockholders to be filed pursuantto Regulation 14A within 120 days after the registrant’s fiscal year end of December 31, 2025 are incorporatedby reference into Part III of this report. TABLE OF CONTENTS Forward-Looking Statementsi PART I 1.Business1A.Risk Factors1B.Unresolved Staff Comments1C.Cybersecurity2.Properties3.Legal Proceedings4.Mine Safety Disclosures PART II 5.Market for the Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of EquitySecurities296.[Reserved]307.Management’s Discussion and Analysis of Financial Condition and Results of Operations317A.Quantitative and Qualitative Disclosures about Market Risk528.Financial Statements and Supplementary Data54 9.Changes in and Disagreements with Accountants on Accounting and Financial Disclosure1139A.Controls and Procedures1139B.Other Information1149C.Disclosure