重庆农村商业银行2025年度报告

2347 2026325202577 20252025 2025102.03362025101.17552025103.20912025 +715 20251+11+3 711.2233618783.85 20251.669.95%137.096.96%1.08%367.26%16112543211/51/41/31/21 2025200 2025909.06828.17 2025 EVA33618416 + 300HMSCI15030%MSCIESGA 2026 + 2026 KPI+OKR ++++ 2025 1.4 16,66210,2877,9739.95%9.21%11.62%286.2124.21.38%5.35%9.15%47.85%0.7131.25%65BP1.45%28BP1.08%0.10367.26%14.46% 41610%22.2%211,440 2026 一、基本情況 Chongqing Rural Commercial Bank Co., Ltd.（簡稱“Chongqing Rural Commercial Bank”）法定英文名稱及簡稱 投資者聯繫方式 聯繫地址重慶市江北區金沙門路36號 聯繫電話（86）23-61110637 傳真（86）23-61110844 電子信箱ir@cqrcb.com 公司註冊及辦公地址、郵政編碼重慶市江北區金沙門路36號，400023 20082010H2019A1112 A+H 7+6+N2.0 ++++ 1.2025100222.20255004623.2025100011274.20255003104225.20252000869116.Brand Finance 202550025520255003407.H(MSCI)MSCI8.20259.(IDC)202510.2024-202511.12.2025 (1)(2)92010(3)(4)(5)(6)(7)2025202420212023 39200862739 20252025 16,661.841,508.0210,287.28867.817,972.87830.14286.20124.201.38%5.35%9.15% 2025193333.32711.2233618659.211002,655.04 3.18622234108 650 2025452.33,36238.9542.0775%91.4 1. (1) 2025464.656.231.32% 2025274.840.200.07%547.25 2025149.708.155.16% 20258.300.577.31%26.285.33% 202531.821.565.15% (2) 2025222.0523.899.71% 2025145.8113.738.61%1.45%28817.56 202519.073.7716.52% 202523.338.0925.75% 202533.791.715.32% (3) 20251.51%1.60%1 18.640.97 2. 202543.5913.7824.01%15.23% (1) 202512.943.1819.71%4.52% 6.301.07 3.400.03 1.901.04 1.560.041.800.06 1.641.12 (2) 202530.6510.6025.69% 3. 202594.250.310.33% (1) 2025202459.67%58.90% 202556.230.911.64% (2) 20253.93 (3) 20258.030.07 (4) 202525.171.585.92% (5) 20250.890.07 4. 202554.865.358.88%4.40 2.461.730.22 5. 202512.892.619.41% 1. 202516,661.841,508.029.95% (1) (1)(2)(3) 20257,972.87830.1411.62%47.85%0.71 4,349.74768.4121.46%176.96591.45 3,010.2285.162.91% 1,186.2249.614.01% 874.5312.451.40% 949.48147.2218.35% 612.9023.433.68% 202520251,121.05823.17783.8514.06%10.32%9.83% (2) 20256,436.29156.262.49%811.1934.364.06%2,488.98483.5016.27%3,136.12674.1227.38% 2025216.94101.57 (3) 2025550.9138.877.59% (4) 20251,424.41309.6827.78% (5) 2025341.97132.6063.33% (6) 20255.490.397.71% (7) 2025239.4549.6126.14%2.550.50 2. 202515,264.481,451.1510.51% (1) 202510,287.28867.819.21% 1,438.93142.9111.03%0.238,803.67718.308.88%0.26 2,601.74140.015.69%25.30%7,640.86721.2110.42%74.27% (2) 202597.8215.14% (3) 2025168.289.80%22025 (4) 202529.612.87% (5) 2025239.4733.29% (6) 2025330.0348.1717.09% (7) FTP 2025130.88%461.82%1.55%31BP 3. 20251,397.3656.8730.1111.561.5% 4. 2025297.2798.9219.5021.841.20 3.7242.251,650.77610.591,647.05652.84 23.15530.983,512.48722.683,489.33168.55 96.23356.283,128.53186.703,032.30542.98 2025202585.891.691.08%0.1044.73%55.27% 1. 2025 2. 20257.00%7.47%24.31%2025 20257.00%3.80 202513.610.4915.300.47 202594.690.181.19%0.13 2025-20272025(ICAAP) 2025 202514.46%1.6612.67%13.27%1.571.662025 20258.02%0.46 www.cqrcb.com 202573.30%0.2350.78%2.4052.60%0.1753.68%3.79 202593.5132.67%2.09121.3942.42%0.5070.2724.55%2.72 1. 20258,803.67718.308.88%1.51%29 35%8202536.02 2. 20253,145.4797.24 1.44,000•·3,000 ++2025200101.83AUM+LUM2,753.67 3. 82025430878964 ++++·5116+39 2025775.19202564.335,781.66443.63460117,0046.81%AUM1,384.30152.7612.40% 4. 20252147.151,446.44 537 336184166.8 +2.04 1. 20254,349.74768.411,438.93142.91 193333.32783.85336184,591659.21 909.0610% FPA2025VIP583,1421,4754.10%8.10%3.51%6.87313.89AUM432.18 2. 581 2025118 3. +202510758% e 2025711.22165.6630.36%8.1020252.64 380202531.5312.0972.0849.664116.1111.231 4. 202565169.2940.15%22234106,5008 1. 2025100 20255,623.093,895.35285.25AAA11,299.50108.62AA+273.0424.20AA92.411.90 20252,960.561,776.70934.8683.69165.31 2. 40%26.554.35ESG51.2020251,727.58349.4425.36%139 3. 76 ++OKR 617 20251,569.5713,541.1118.2510,828.18 +AIAI01AI1520-30%50%AI15-20%30% (DCMM)520030 202512023492196302811 20252,655.046,925.93564.6778.67% 1. 20255261391,254122,4432,51229820252,484.1078.97%116.641,243.4279.22%48.81 2. ·202514500.65200.3878.12%202591.4677.48%+100%202569040% 1. 5121251%16.6249.2419.5624.8941.941.55%325.98%0.24 2014122580%773.2995.4514.36 202062031.5530.813.02 2. 202051530%208.0718.301.31 1BP11BP 2026+ 9.15%22BP5.46%6.49%5.96%0.53% 2026 2025 20251.08%0.105 20251.42%0.04 20251.19%0.13 2025367.26%3.82 2025 202523.720.55%13.610.49 20252.07%0.4777.92%68.00%1.68 20262026 2025 2025 1. 2. 2025 3. 20251,248.220.0 FTP 20252025 1. 202520252025 2025 2025 303075% 724 724 + 1. (1)297211372.1325.68 (2) 2024202532520254 2520255 2119019019412025-0112025-019 20258261212025-033 202510286022025-039 2. 3. 4. 5. 6. 20086273820091 120101216H 1.1 20251405.0%2026 20253.385.3%2026336185% 2026 C1 1. (1) (2)2 2. (1) 2025420255202612026173.09D 20241220251 2025520251220251253.09D 202512 6202512 20261 20263 20241220241220255 (2) 20253603109 202512002742 3. 202