2025年希腊B2B支付实践趋势

B2B paymentpractices trends In this report About the Atradius The Atradius Payment Practices Barometer is an annual survey ofbusiness-to-business (B2B) payment practices in markets across the Our survey gives you the opportunity to hear directly from businessestrading on credit with B2B customers about how they are coping withevolving trends in customer payment behaviour. Staying informedabout these trends is vital because it helps to identify emerging shifts in Businesses operating in – or planning to enter – the markets andindustries covered by our survey can gain valuable insights from ourreports, which also shed light on the challenges and risks companies This report presents the survey results forGreece. The survey was conducted between the end of Q1 and the beginning ofQ2 2025. The findings should therefore be viewed with this in mind. B2B paymentpractices trends Businesses face liquidity pressure amid worry over Trade credit continues to play a key role for companies in Greece, with56% of business-to-business (B2B) sales currently being made oncredit. Half of the firms in our survey say they have become more likely to offer credit to B2B customers in recentmonths, reflecting a clear effort to maintain customer relationshipsand keep sales flowing. Despite this most companies have keptpayment terms unchanged, typically between 30 to 60 days from Customer payment behaviour remains a challenge, however, with 60%of businesses telling us it has not changed in recent months. Amongthose who did see a shift, most report a worsening trend, reflected in55% of B2B invoices currently overdue. Delayed payments are largely While most companies report consistent Days Sales Outstanding(DSO), this has not translated into faster cash recovery. Delayedpayments continue to limit access to working capital. Inventoryturnover has also remained flat or worsened in recent months, withmany businesses reporting longer inventory days, locking up cash in Where delays in supplier payments occur, Greek businesses typicallyfind short-term solutions to bridge liquidity gaps. Supplier credit playsa key role, with 60% of companies relying on this to ease financialpressure. To mitigate the risks of late payments and defaults, 63% of Key figures and charts Greece Greece % of the total value of B2B invoices paid on time, What are the top 4 reasons your B2B customers payinvoices late? (% of respondents - multiple responses) Supply chain disruptions Source: Atradius Payment Practices Barometer Greece –2025 Greece Greece % of respondents reporting changes in Days SalesOutstanding (DSO)* over the past 12 months What are the main sources of financing that yourcompany used during the past 12 months? (% of respondents - multiple responses) (% of respondents) 53% Trade credit47% Bank loans33% Internal funds Looking ahead Widespread concern about rising insolvencyrisk in volatile trading conditions Our survey finds that companies in Greece are braced for ongoingfinancial challenges in the months ahead. More than 80% of firmsexpect insolvency risks to either increase or remain at currentlevels, which reflects growing concern about cash flow andliquidity amid unsettled trading conditions and the uncertain Inventory turnover is also anticipated to remain flat for mostcompanies, suggesting persistent issues with slow-moving orstagnant stock. However, among those anticipating a shift,expectations of faster turnover suggest optimism about apotential rebound in sales, particularly among businessesconfident about a pickup in demand. Most companies anticipate When it comes to managing payment risk, most Greek companiesplan on maintaining their current strategies. There is a clear trendtowards internal provisioning as a more cost-effective alternativeto outsourced credit management, but also acknowledgment that Looking ahead, businesses in Greece identify several majorchallenges they expect to face. These include responding quicklyto sudden economic changes, navigating increasingly complexregulations, and adapting to technological advancements like Key industry insights Construction 60% of B2B sales have been made on credit during recent months inthe construction sector. Nearly half of companies did not change theirtrade credit policies, but many increased the credit extended tocustomers to support trade relationships. Payment terms for B2Bcustomers remain largely unchanged, averaging two months frominvoicing. Around two-thirds of B2B sales on credit are overdue, with With most companies reporting consistent Days Sales Outstanding(DSO) and stagnant inventory days, liquidity remains tied up in bothreceivables and stock. Days Payables Outstanding (DPO) hasnevertheless stayed the same as businesses prioritize maintainingsupplier relationships. Supplier credit remains the main method ofbridging liquidity gaps. Amid an anticipated rise in B2B customer Greece - Construction Top 5 challenges companies face when offering