2025年爱尔兰B2B支付实践趋势

B2B paymentpractices trends In this report About the Atradius The Atradius Payment Practices Barometer is an annual survey ofbusiness-to-business (B2B) payment practices in markets across theworld. Our survey gives you the opportunity to hear directly from businessestrading on credit with B2B customers about how they are coping withevolving trends in customer payment behaviour. Staying informedabout these trends is vital because it helps to identify emerging shifts in Businesses operating in – or planning to enter – the markets andindustries covered by our survey can gain valuable insights from ourreports, which also shed light on the challenges and risks companies This report presents the survey results forIreland. The survey was conducted between the end of Q1 and the beginning ofQ2 2025. The findings should therefore be viewed with this in mind. B2B paymentpractices trends Liquidity pressures place sharp focus on strategicpayment risk management The payment behaviour of business-to-business (B2B) customersacross industries in Ireland has remained broadly consistent in recentmonths, but this apparent stability does not necessarily reflect financialease. 42% of B2B invoices remain overdue, pointing to ongoing Trade credit continues to play a key role in B2B transactions, nowaccounting for 58% of sales to business customers. Most companiesextended more credit in recent months, particularly in the consumerdurables and transport sectors. Payment terms remained largelyunchanged, typically ranging between 30 to 60 days from invoicing andreflecting a cautious strategy to reduce exposure to late payments ordefaults. This aligns with stability in Days Sales Outstanding (DSO)reported by most companies. Inventory turnover also remains stagnant,particularly in the agri-food sector, with slow-moving stock tying upworking capital. These trends, combined with delayed receivablescreating liquidity constraints, put strain on operations and limit financialflexibility across many business segments. 53% of companies, especially Amid ongoing concerns around customer payment reliability, 75% ofIrish businesses actively mitigate B2B payment risk by combininginternal provisions with outsourced credit risk management. Thisreflects a broader awareness of ongoing payment risks arising fromB2B trade on credit, particularly in sectors like transport, where this Key figures and charts Ireland Ireland % of the total value of B2B invoices paid on time, What are the top 4 reasons your B2B customers payinvoices late?(% of respondents - multiple response) Source: Atradius Payment Practices Barometer Ireland –2025 Ireland Ireland % of respondents reporting changes in Days SalesOutstanding (DSO)* over the past 12 months What are the main sources of financing that yourcompany used during the past 12 months? 53% Trade credit48% Internal funds47% Invoice financing Looking ahead Boosting financial resilience amid global trade Our survey finds that 53% of Irish companies expect B2B customerinsolvencies to remain at current levels during the coming months,while the remainder anticipate either an increase or are undecided.This reflects an uncertain mood as businesses prepare to manage There is clear concern about prospects for profitability, with manycompanies reporting subdued confidence in their ability to generateprofits despite steady sales performance. While most businessesanticipate stable or quicker inventory turnover, supplier relationshipswill continue to play a key role in financial health. Days PayablesOutstanding (DPO) is expected to remain consistent, although asignificant number of businesses believe that more suppliers willrequest faster payments because they also face liquidity pressures. Irish companies tell us the main priority looking forward is beingresponsive and adaptable to unpredictable shifts in the global tradinglandscape amid the impact of US protectionist trade policies andtariffs. There is strong concern about volatile financings costs, as wellas potential changes in trade finance availability, both of which are Key industry insights Agri-food The agri-food sector continues to rely heavily on trade credit, with 47%of B2B sales transacted on credit. Most companies report eithermaintaining or slightly relaxing their credit policies compared to theprevious year, signalling a strategic effort to support customerrelationships amid a challenging economic landscape. Payment termsremain largely unchanged, typically falling within the 30 to 60-dayrange from invoicing. However, on-time payments and delayed Despite this, Days Sales Outstanding (DSO), inventory turnover, andDays Payables Outstanding (DPO) remain stable for most businesses.This indicates a consistent working capital environment, wherecompanies are managing liquidity without significant opportunity tofree up cash from receivables and stock. This lack of improvement incash flow may restrict an ability to leverage assets. 34% of firms