富国银行美股招股说明书(2026-03-13版)

The notes have a term of 7 years. The notes pay interest quarterly at a floating rate per annum based on a daily compounded SecuredOvernight Financing Rate (“SOFR”) during the relevant observation period as described herein,plusa spread, subject to the minimuminterest rate, as set forth below. All payments on the notes are subject to credit risk. If Wells Fargo Finance LLC, as issuer, and Wells Fargo& Company, as guarantor, default on their obligations, you could lose some or all of your investment. The notes will not be listed on anyexchange and are designed to be held to maturity. Business Days preceding the first date in such interest period to, but excluding, the date two U.S.Government Securities Business Days preceding the interest payment date for such interest period. Day Count Convention:For each interest period, 30/360. Calculation Agent:Wells Fargo Securities, LLC. References to “our designee” herein shall mean the Calculation Agent.Listing:The notes will not be listed on any securities exchange or automated quotation system.Denominations:$1,000 and any integral multiples of $1,000CUSIP Number:95001HJH5 Investing in the notes involves risks not associated with an investment in conventional debt securities. See “Selected RiskConsiderations” on page PRS-3 herein and “Risk Factors” beginning on page S-5 of the accompanying prospectussupplement. The notes are the unsecured obligations of Wells Fargo Finance LLC, and, accordingly, all payments are subject to credit risk. If Wells Fargo FinanceLLC, as issuer, and Wells Fargo & Company, as guarantor, default on their obligations, you could lose some or all of your investment. The notes arenot savings accounts, deposits or other obligations of a depository institution and are not insured by the Federal Deposit Insurance Corporation, theDeposit Insurance Fund or any other governmental agency. Neither the Securities and Exchange Commission nor any state securities commission or other regulatory body has approved or disapproved of thesenotes or passed upon the accuracy or adequacy of this pricing supplement or the accompanying prospectus supplement and prospectus. Anyrepresentation to the contrary is a criminal offense. Wells Fargo Securities ADDITIONAL INFORMATION ABOUT THE ISSUER, THE GUARANTOR AND The notes are senior unsecured debt securities of Wells Fargo Finance LLC and are part of aseries entitled “Medium-Term Notes, Series B.” All payments on the notes are fully and unconditionally guaranteed by Wells Fargo &Company, as guarantor. All payments on the notes are subject to credit risk. You should read this pricing supplement together with the prospectus supplement datedFebruary 13, 2026 and the prospectus dated February 13, 2026 for additional informationabout the notes. To the extent that disclosure in this pricing supplement is inconsistent withthe disclosure in the prospectus supplement or prospectus, the disclosure in this pricing When we refer to “we,” “us” or “our” in this pricing supplement, we refer only to Wells FargoFinance LLC and not to any of its affiliates, including Wells Fargo & Company. You may access the prospectus supplement and prospectus on the SEC websiteiwww.sec.govas follows (or if such address has changed, by reviewing our filings for the relevant date onthe SEC website): ●Prospectus Supplement dated February 13, 2026:https://www.sec.gov/Archives/edgar/data/1738143/000183988226009700/seriesb-424b2_021326.htm ●Prospectus dated February 13, 2026:https://www.sec.gov/Archives/edgar/data/72971/000183988226009692/standalone-424b2_ 021326.htm SELECTED RISK CONSIDERATIONS Your investment in the notes will involve risks not associated with an investment inconventional debt securities. You should carefully consider the risk factors set forth below andthe “Risk Factors” section of the accompanying prospectus supplement as well as the otherinformation contained in the prospectus supplement and prospectus, including the documents Risks Relating To The Notes Generally The Amount Of Interest You Receive May Be Less Than The Return You Could EarnOn Other Investments. Interest rates may change significantly over the term of the notes, and it is impossible topredict what interest rates will be at any point in the future. The interest rate on the notes willbe based on Compounded SOFR during the relevant observation period as described hereinand may be as low as the minimum interest rate. Therefore, the interest rate that will apply at An Investment In The Notes May Be More Risky Than An Investment In Notes With AShorter Term. The notes have a relatively long term to maturity. By purchasing notes with a longer term, youwill bear greater exposure to fluctuations in interest rates than if you purchased a note with ashorter term. In particular, you may be negatively affected if interest rates begin to risebecause the interest rate applicable to your notes during a particular interest period may be Risks Relating To SOFR, Com