美国银行美股招股说明书(2026-03-10版)

Buffered Digital Return Notes Linked to the Least Performing of the Nasdaq-100®Technology Sector Index, the Russell2000®Index and the S&P 500®Index• The Buffered Digital Return Notes Linked to the Least Performing of the Nasdaq-100®Technology Sector Index, the Russell 2000®Indexand the S&P 500®Index, due April 9, 2027 (the “Notes”) priced on March 6, 2026 and will issue on March 11, 2026.•Approximate 13 month term.•Payment on the Notes will depend on the individual performance of the Nasdaq-100®Technology Sector Index, the Russell 2000®Indexand the S&P 500®Index (each an “Underlying”).•If the Ending Value of each Underlying is greater than or equal to 80% of its Starting Value, at maturity, you will receive a digital paymentof $1,100.00 per $1,000.00 in principal amount of Notes.•IfanyUnderlying declines by more than 20% from its Starting Value, at maturity your investment will be subject to 1:1 downside exposureto decreases in the value of the Least Performing Underlying beyond a 20% decline, with up to 80% of the principal at risk.•Any payment on the Notes is subject to the credit risk of BofA Finance LLC (“BofA Finance” or the “Issuer”), as issuer of the Notes, andBank of America Corporation (“BAC” or the “Guarantor”), as guarantor of the Notes.•No periodic interest payments.•The Notes will not be listed on any securities exchange.•CUSIP No. 09711NBH2. The initial estimated value of the Notes as of the pricing date is $976.50 per $1,000.00 in principal amount of Notes, which is less than thepublic offering price listed below.The actual value of your Notes at any time will reflect many factors and cannot be predicted with accuracy. See“Risk Factors” beginning on page PS-6 of this pricing supplement and “Structuring the Notes” on page PS-22 of this pricing supplement for additionalinformation. There are important differences between the Notes and a conventional debt security. Potential purchasers of the Notes should consider theinformation in “Risk Factors” beginning on page PS-6 of this pricing supplement, page PS-3 of the accompanying product supplement, pageS-7 of the accompanying prospectus supplement, and page 7 of the accompanying prospectus. None of the Securities and Exchange Commission (the “SEC”), any state securities commission, or any other regulatory body has approved ordisapproved of these securities or determined if this pricing supplement and the accompanying product supplement, prospectus supplement andprospectus is truthful or complete. Any representation to the contrary is a criminal offense. (1)Certain dealers who purchase the Notes for sale to certain fee-based advisory accounts may forgo some or all of their selling concessions, fees orcommissions. The public offering price for investors purchasing the Notes in these fee-based advisory accounts may be as low as $997.50 per$1,000.00 in principal amount of Notes. (2)The underwriting discount per $1,000.00 in principal amount of Notes may be as high as $2.50, resulting in proceeds, before expenses, to BofAFinance of as low as $997.50 per $1,000.00 in principal amount of Notes. The total underwriting discount and proceeds, before expenses, to BofAFinance specified above reflect the aggregate of the underwriting discounts per $1,000.00 in principal amount of Notes. (3)In addition to the underwriting discount above, if any, an affiliate of BofA Finance will pay a referral fee of up to $3.00 per $1,000.00 in principalamount of the Notes in connection with the distribution of the Notes to other registered broker-dealers.The Notes and the related guarantee: Selling Agent Buffered Digital Return Notes Linked to the Least Performing of the Nasdaq-100®Technology Sector Index, the Russell 2000®Indexand the S&P 500®Index Terms of the Notes Buffered Digital Return Notes Linked to the Least Performing of the Nasdaq-100®Technology Sector Index, the Russell 2000®Indexand the S&P 500®Index Payment on the Notes depends on the credit risk of BofA Finance, as Issuer, and BAC, as Guarantor, and on the performance of each Underlying. Theeconomic terms of the Notes are based on BAC’s internal funding rate, which is the rate it would pay to borrow funds through the issuance of market-linked notes, and the economic terms of certain related hedging arrangements BAC’s affiliates enter into. BAC’s internal funding rate is typically lowerthan the rate it would pay when it issues conventional fixed or floating rate debt securities. This difference in funding rate, as well as the underwritingdiscount, if any, ther referral fee and the hedging related charges described below (see “Risk Factors” beginning on page PS-6), reduced the economicterms of the Notes to you and the initial estimated value of the Notes. Due to these factors, the public offering price you are paying to purchase theNotes is greater than the initial estimated value of the Notes as of the pricing date. The initial estimated value of the Notes as of the pricing date is set forth on the