易鑫集团：截至2025年12月31日止年度之初步年度业绩公告

YIXIN GROUP LIMITEDYixin Automotive Technology Group Limited2858 20251231 Yixin Group Limited20251231 20252025(GDP)5.0%2026 202520256.0% 202571021.1% 202584.416.2%7518.7%42156% 115.614.3202512311,258.3901.89% 202510(ABS)2.13%2025620257 (SaaS)40391.1%45.0150%2025123170 202511XinMM-AM12025(Light of Brilliance Scenario)2025100 20252016-202010%ESG 2026 2026 10.050.0%4.020.0%202662620265262026518 202635 20252025(GDP)5.0% 20253.7%2024 20253.8% 202520251.2 2025(CAAM)(CADA)6.0% 202530.109.2% 2025202515.740.4% 2025(CPCA)12.8117.5%50% 20257.1021.1% 2025 2025 2025120252025202592025-20262025122026 202520255202520257202511 202532025620258202591202512 20255620259 1. 2. 3. 4. (OEM)SaaSSaaS 2025(SaaS) (1) 84.472.616%7516919% 30.737.619%33138715% 53.735.054%56% SAAS 2025(SaaS) (SaaS)202540391%45150% 75(SaaS) (SaaS) 3274% +37093% (SaaS) (1) (1)1 20241724(SaaS)99%2025(ARPCC)1.8620241.04 2025 2025XinMM-AM1XinMM-AM1 Agentic AI 2 0 2 57(WAIC)202511(Light of Brilliance Scenarios)202512100100 2026 2025 XPortXPort2025XPort50% 20251,500 2026 (i)(ii)(iii)(iv)(v) 20.412024123114.38 (1)(2) 14.322024123110.79 (1): (2): 2025123120241231 202520241231 2024123198.8817%115.60SaaS202520241231 (1) 2024123178.9418%92.91SaaS80%2024123180% SaaS403202545.01150%91%SaaS202412318.6%202511.2% 202443.1841%25.46SaaA 2024123117.7327%22.4419.952024123115.2431%249GAP 202419.9314%22.69 2024123119.6013%22.06264304(1)9.7%9.4% (1) 50.982024123152.513%202441.3840.45202410.079.56(1)4.5%3.7% 64.612024123146.3618.2539%2024123156%47% (1) (1) 20251.45.1% (1)SaaS (2) 20251.16.0%0.80.3 (2) 10.19202410.202,100202412311,400 202412314.4343%6.34202510,100202412313,100202412314.1229%5.32 202412312.8636%3.88600 202412312.3362%3.781,60020241231900 2024123115.6549%23.33 1,10020244,500202420252024 16.992024123111.34 5,500202412312,800 5.15202412312.80 11.99202412318.10 2025123110.04.020246.56.52026356,787,178,701950.2838.62024878.5 2025123131520241231281 12312025202432,599,76929,050,309(1,147,487)(932,427)3.52%3.21% (1) (1) 2025123134.6% 202512318642025123131 2025123120241231 180(1)90180(2) (1)180 (2)90180 20251231180901801.31%1.89%202412311.39%1.86% 3030(MOB) 20251231202130 20251231202130 20251231202130 20171116 40 (i)(ii)(iii)(iv) ••• • •• •15•GPS • •10 ••• 360360360 2025123145.062024123142.13 2025123140.992024123133.44 52024123120 2025123131320241231269(i)20251231117(ii)1962025123138% 2025123185722 202565.2LPR 20257(i)MTN(ii)GREENTECH7,000 202511Xingyao No.8AAAAsfABNAAA 20257AAA 2025123133.402024123146.4428%20251231254202412312302025123122120241231183 2025123117020241231165 (1)(2)(3) (1) (2) 202412311.25202512311.15 2025123158%2024123155% 202512311.85202412311.64 2128 2018613YushengYusheng2.6020.4020.00156.931,3000.0001YushengPre-APre-APre-AYusheng40.63%YushengYusheng A-1A-2Yusheng2038612YushengPre-A (i)2,1001.65(ii)Yusheng2018613Yusheng2018613 2019112020124,3003.351,2009,500YushengYusheng 202361,2009,400YushengYusheng YushengYusheng10,000Yusheng 20251231Yusheng362,387,0002,547,146,00020241231358,752,0002,578,853,0004.7%202412315.3% 202512314,773202412314,278202479202424 12.962024123110.19 2128 123120241231 99 10 123120252024 1,198,566809,938 (58,803)34,893 1,139,763844,831 1,140,108844,831(345)– 54,361,44348,591,241 16,953,794 1 2 0 1 41 11 92 219613YixinAutomotive Technology Group LimitedP.O. Box 309, Ugland House, Grand Cayman, KY1-1104, Cayman Islands 20171116 (i)SaaS(ii) 20251231 1231 2 622 4 (a) 202511 21 202511 202511 2 (b) 20251231 9720261197202611111791072026112120271118202711192028111028 2 (b) 20271118 18 3 3.1 (a) (i) 3 3.1 (a) (i) 9 (ii) 9POCI ••30•90 3 3.1 (a) (ii) •12 9 (SICR) 30 90 (PD)(EAD)(LGD) 3 3.1 (a) (ii) 12(PD)(EAD)(LGD) •12•12•121212 12 3 (a) (ii) 3 3.1 3 3.1 (ii) 3 3.1 (a) (ii) 202520241231 3 3.1 (a) (ii) 20251231M2GDP20241231M2GDP2025123185%10%5%2024123185%10%5% 202512312026 GDPM2 4.7%~4.9%7.5%~8.0% M2GDP20251231 M2-5%5% 18 3 3.1 (a) (ii) 9(PPI) SaaS2025123186,367202473,922202512313,075.720242,325.7 3 3.1 (a) (ii) 20251231M2GDP20241231M2GDP2025123185%10%5%2024123185%10%5% 202512312026 GDPM2 4.7%~4.9%7.5%~8.0% M2GDP20251231 M2-5%5% 3 3.1 (a) (ii) 202512316052024605202512314.2202413.6 4 5 20251231 5 20241231 202520241231 202520241231 SaaS 24 202520241231 11 11 123120252024 0.1780.125(a)0.1740.120 (a)2025202412312024202551324 (b)20251231 13 (a) 2025123154,279,000202416,198,000 202539,331,000202428,085,000 20251231 16181921(b)21(a) 2825302613 18 202520241231 18 (a) 202520241231 (b) (a) 217,98992,431 (b)(b) 3,892,0173,179,497 4,110,0063,271,928 20 (a)202411202595,0009,00020251231 (b)202612202512317.00%10.00%20247.00%10.00%6.15%10.18%20247.00% 202520241231202520241231 1231 20251231329,179,0002024293,691,000194,396,0002024104,339,000 21 202520241231 21 (b) (a)S